Data
Data license and Developer API license
Reading this site, searching it and using it in AI answers are free. A license is for building a product on the data, or for files delivered to your own team.
What is free, and what needs a license
Facts from government filings are public, and so are our pages. You may read them, search them, cite them and use them in AI answers or for training at no charge if you keep the source and date with any figure, credit The Lender Report with a link, and keep every Ad or Paid label with its content. That is the license. The API and MCP server are free within their published limits, for your own internal use. You need a license below when you want to build the data into something you offer to others, or want files.
The licenses
Annual is 10 months' price for twelve
| License | Who it is for | What it covers | Price |
|---|---|---|---|
| Developer app license | An app, product or service that uses the data through the API or the MCP server. | 5,000 calls a day and 100 rows a call, with the right to build the data into a product. Hosted AI assistants stay free. | Join the waitlist for pricing |
| Developer app license, team | The same, for a team with a higher volume. | 50,000 calls a day, with the same right. | Join the waitlist for pricing |
| Data license | A company that wants files for its own analysis. | Files of the public record on a schedule, for internal use. Not yet: files are prepared for each agreement, and we say what is in them before you sign. | Join the waitlist for pricing |
| Platform or AI license | A platform, a data product, or a company that trains or serves a model on the data at scale. | A license written for the use. Reading our public pages for search and AI answers does not need one. | Join the waitlist for pricing |
Join the waitlist for the Developer license
Not on sale yet. Joining costs nothing and orders nothing. A Developer license is for an app or product, and the API terms still govern it.
What no license includes
- Names, emails or phone numbers of any person. There are no people in a bulk file, an export or a free API tier.
- Any borrower, or any row that could identify one. Recorded loans appear only as the site shows them, coarsened.
- Anything that is not in the public record: no private lender terms, no deal data and nothing from any broker.
- A rating, a prediction or a recommendation. The data is facts, shown with their source and date.
The terms, in short
- Use is for your own work or your own product, as the license says. It is not for resale, and not for redistribution as a dataset.
- A competing data product is not allowed.
- Keep the source and date with any figure, and credit The Lender Report with a link where you show or rely on our figures.
- Keep every Ad or Paid label with the content it belongs to. An API or MCP answer leaves ads out unless a caller asks for them by name.
- Everything comes without warranty.
The agreement itself is written for the license, and a bank or a company may negotiate it with us in writing.
Ask for a quote
Nothing is stored. Your own mail program sends it
Please send no personal or financial information. We answer with a quote and the draft agreement, and we say what is in the files before you sign.