Three questions
Is the loan for a building instead of a business?
A bank said no? What to do next, and who can help you for free.
What this is
A free record of who actually lends on what in America, built from government filings. It answers one question: has this lender made a loan like the one I need? For example, from Oct 2023 through Sep 2026, 170 lenders made 590 SBA 7(a) loans to car washes. A typical one was $470,000.
Then you contact the lender yourself. A lender's page shows its website, and its main phone number where the public record or the lender's own site gives one. Where we have no number, the page says so. The search has nothing to fill out.
How to read a result
- Done this
- Public records show this lender has made two or more loans like yours.
- Done one like it
- It made one, or made loans close to yours.
- Holds this kind of loan
- It has an office near you and a book of this kind of loan, but no public record of individual loans.
Beside each result are five words, Kind, Size, Purpose, Place and Recent, with a dot beside each. A filled dot means a recorded loan shows it. A half dot means something else suggests it. An empty dot means nothing public tells us.
What we cannot tell you
- Whether any of these lenders is taking new loans today.
- Their minimum coverage, maximum leverage, recourse and fees, unless they have told us.
- Whether they take brokers, beyond what the public record shows.
- Anything about your borrower. This is not a quote, a rate offer or a prediction of approval.
Only a lender can tell you whether it will lend to you, and on what terms.
What it costs you
Nothing. Borrowers are never charged anything here, and we are not paid when you call a lender.
Before you call
Have the basics ready: what the loan is for, about how much you need, and what you are buying or fixing. A lender will ask for more than this, and it should ask you directly, not through this site. Legitimate lenders here will not ask you to pay through this site.
Check your own numbers first. These run in your browser and send nothing anywhere.
- SBA 7(a) payment calculator
- What to do after a bank says no to a business loan
- SBA 7(a) loan package checklist
- SBA 7(a) or 504: which fits your loan
- How to read SBA 7(a) and 504 loan data
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Who runs this
We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.