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Sources

Data sources

Every figure on this site names one of the sources below. Call reports are as of June 30, 2026, HMDA covers through 2025, and SBA files run through September 30, 2026.

By Research desk, The Lender Report · Updated November 8, 2026

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem.

Filings and public data

The key is what you will see on each figure's source tag.

Sources of filings and public data
KeyWhat it isWhat we use it forPulledLink
S1FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30Bank balance sheets, book by category, capital.October 28, 2026Source
S2FDIC BankFind Suite API, /banks/institutionsBank names, HQ, charter, holding company, website, status. Pulled the same day as the structure history.November 9, 2026Source
S3FDIC BankFind Suite API, /banks/locationsBank offices by state.October 28, 2026Source
S4NCUA 5300 Call Report quarterly data, cycle 2026-06 and 2025-06Credit union financials, commercial loans, originations, branches.October 28, 2026Source
S5CFPB/FFIEC HMDA public data: multifamily originations 2024 and 2025, 2025 loan register for 1-4 unit investors, transmittal sheetsMultifamily originations and 1-4 investor aggregates.October 28, 2026Source
S6SBA 7(a) and 504 FOIA loan-level data, as of 2026-09-30SBA approvals by lender.November 8, 2026Source
S7FDIC BankFind Suite API, /banks/financials, 12 quarters ending 2026-06-30Quarterly trend per bank.November 8, 2026Source
S8NCUA 5300 Call Report quarterly zips, 12 cycles ending 2026-06Quarterly trend per credit union.November 12, 2026Source
S9US Census Bureau county FIPS codesCounty names.November 12, 2026Source
S10OMB metropolitan delineation, 2023 list 1, via CensusMetro names and county to metro mapping.November 12, 2026Source
S11FDIC BankFind Suite API, /banks/historyMerger, closing and name-change events, to identify a merged or closed bank's successor.November 9, 2026Source
S12FHFA Federal Home Loan Bank member listFHLB membership flags.November 12, 2026Source
S13HUD FHA multifamily firm commitments and initial endorsements databaseFHA multifamily lending by lender, fiscal 2025 and 2026, by hand crosswalk.November 12, 2026Source
S14CMBS loan-level data from SEC ABS-EE filings, on SEC EDGARCMBS originator of each loan since 2025-07-01, matched to lenders by hand crosswalk.November 12, 2026Source
S15Freddie Mac Optigo lenders pageNot used in this build. The Optigo lender list is held out until the owner and counsel decide whether it may be used; no record cites this source.November 12, 2026Source
S16NCUA Credit Union DetailsCredit union websites, field of membership, FHLB flag.November 12, 2026Source
S17FFIEC Community Reinvestment Act (CRA) small business and small farm loan data, disclosure files, calendar years 2022 to 2024Small business and small farm loans a bank reported as originated, by size, state and county. Banks at or above about $1.6 billion in assets file it.November 12, 2026Source
S18SEC EDGAR Forms 10-Q and 10-K (XBRL): term loans by year of origination, bank holding company groupsBalance still held, at the filing date, of loans originated in the current and prior fiscal year, at the level of the SEC registrant and its subsidiaries together.November 12, 2026Source
S19FDIC Summary of Deposits, June 30, 2026: offices by countyFull-service and limited-service offices by county. Deposit amounts are not carried.November 12, 2026Source
S20FFIEC Call Report bulk data (CDR), report date June 30, 2026Undrawn construction and commercial and industrial commitments.November 12, 2026Source
S21Farm Credit Administration: Farm Credit System public directory and quarterly call reportFarm Credit System banks and associations, with loans outstanding by type.November 12, 2026Source
S22SBA lists of Certified Development Companies, Small Business Lending Companies, Community Advantage lenders, microlenders and SBIC licenseesProgram rosters. A listing is membership, not lending volume.November 12, 2026Source
S23SEC EDGAR: Business Development Company report and each company's latest 10-Q or 10-KBusiness development companies, with balance sheet figures from their own filings.November 12, 2026Source
S24SEC EDGAR: mortgage REITs, debt funds and other filers that report a loan book (SIC 6798 list and XBRL loan-book search), and each company's latest 10-Q or 10-KCompanies that file with the SEC and report holding loans, with balance sheet figures from their own filings.November 12, 2026Source
S25CDFI Fund: certified Community Development Financial InstitutionsCertified CDFIs.November 12, 2026Source
S26CDFI Fund: New Markets Tax Credit allocateesNMTC allocatees by award round.November 12, 2026Source
S27HUD: FHA multifamily lender rosters (MAP and LEAN)Approved MAP and LEAN lenders.November 12, 2026Source
S28Fannie Mae: Delegated Underwriting and Servicing (DUS) lendersDUS lender roster.November 12, 2026Source
S29Ginnie Mae: approved issuersGinnie Mae multifamily issuers.November 12, 2026Source
S30USDA Rural Development: approved lendersUSDA guaranteed loan lenders.November 12, 2026Source
S31NYC Department of Finance: ACRIS recorded mortgages (NYC Open Data), October 2023 to September 2026Mortgages recorded in the five boroughs in which a lender is named as the lender.November 12, 2026Source

Rules we use for estimates

Regulations used for estimates
KeyWhat it isWhat we use it forPulledLink
R112 CFR 32.3, lending limits, national banks15% general lending limit.November 12, 2026Source
R212 CFR 723.8, aggregate member business loan limitCredit union MBL cap and exemptions.November 12, 2026Source
R312 CFR 723.4, commercial loan policy, loans to one borrowerSingle-borrower limit, greater of 15% of net worth or $100,000.November 12, 2026Source

Using these sources

Nearly all of these are public records from government agencies. The exception is the Freddie Mac lender list (S15), a public web page that Freddie Mac publishes. No figure here comes from a private data vendor. How each source is read and joined is on the methodology page, and each field is defined in the data dictionary. We credit the agencies, and we are not affiliated with any of them.