Error type · HTTP 403

This needs a free account

The part of the record asked for is not part of no-key access. Sign in, make a key on the account page and send it as a bearer token.

By Research desk, The Lender Report · Updated November 8, 2026

Code: needs_account. Type: https://lender.report/errors/needs-account/.

{
  "type": "https://lender.report/errors/needs-account/",
  "title": "This needs a free account",
  "status": 403,
  "code": "needs_account",
  "detail": "One plain sentence that names the field and what is accepted."
}

All the types are on the errors page. The API and MCP docs are at /developers/.