Farm and Ag · MI
Farm and Ag lenders in Michigan
95 lenders with an office in Michigan hold farmland loans on their books. Thumb Bank and Trust, based in Michigan, holds the largest book among those based here, at $96.6M.
- Evidence
- Lender holds farmland loans on its books at the latest filing and has an office in Michigan
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 95
- FDIC call report,
- Based here
- 69
- FDIC call report,
- Held by those based here
- $773M
- FDIC call report,
- +2.9% from a year earlier
- Median book, based here
- $2.48M
- FDIC call report,
Cite this
Source: The Lender Report, Farm and Ag lenders in Michigan, https://lender.report/farm-lenders/michigan/, data as of June 30, 2026.
Describe a deal in Michigan
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Thumb Bank and Trust | Bank | Pigeon, MI | 13 | $96.6M | |
| Isabella Bank | Bank | Mount Pleasant, MI | 32 | $68.4M | +0.9% |
| Tri-County Bank | Bank | Brown City, MI | 12 | $65.0M | |
| Southern Michigan Bank & Trust | Bank | Coldwater, MI | 21 | $57.2M | +6.3% |
| Northstar Bank | Bank | Bad Axe, MI | 11 | $51.8M | |
| County National Bank | Bank | Hillsdale, MI | 15 | $40.6M | +15.0% |
| Bay Port State Bank | Bank | Bay Port, MI | 4 | $37.6M | +7.4% |
| ChoiceOne Bank | Bank | Sparta, MI | 50 | $34.4M | |
| Michigan State University Credit Union | Credit union | East Lansing, MI | 27 | $31.4M | +68.5% |
| West Michigan Community Bank | Bank | Hudsonville, MI | 8 | $31.0M | +14.1% |
| Eastern Michigan Bank | Bank | Croswell, MI | 13 | $30.8M | |
| Macatawa Bank, National Association | Bank | Holland, MI | 28 | $25.8M | |
| Huron Community Bank | Bank | East Tawas, MI | 8 | $18.7M | +8.5% |
| Commercial Bank | Bank | Ithaca, MI | 11 | $17.6M | +9.2% |
| The Shelby State Bank | Bank | Shelby, MI | 9 | $15.3M | |
| First National Bank of America | Bank | East Lansing, MI | 3 | $15.3M | +11.1% |
| Century Bank and Trust | Bank | Coldwater, MI | 11 | $14.4M | +26.3% |
| Blissfield State Bank | Bank | Blissfield, MI | 1 | $13.6M | +10.3% |
| Union Bank | Bank | Grand Rapids, MI | 9 | $13.4M | |
| Advia Credit Union | Credit union | Kalamazoo, MI | 19 | $11.5M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Bank of America, National Association | Bank | Charlotte, NC | 72 | $1.80B |
| Nicolet National Bank | Bank | Green Bay, WI | 15 | $1.19B |
| Old National Bank | Bank | Evansville, IN | 20 | $907M |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 1 | $838M |
| The Huntington National Bank | Bank | Columbus, OH | 435 | $514M |
| First Merchants Bank | Bank | Muncie, IN | 34 | $224M |
| The Farmers & Merchants State Bank | Bank | Archbold, OH | 2 | $202M |
| Farmers State Bank | Bank | Lagrange, IN | 1 | $164M |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | 259 | $156M |
| KeyBank National Association | Bank | Cleveland, OH | 19 | $119M |
- 69 of these lenders are based in Michigan, and 26 are based elsewhere with offices here. FDIC call report,
- These lenders: 71 banks, 2 savings institutions and 22 credit unions. FDIC call report,
- Lenders based in Michigan hold $772.7M of farmland loans, up 2.9% from a year earlier. FDIC call report,
- The five largest books based here hold 43.9% of that total. FDIC call report,
- Thumb Bank and Trust holds $96.6M, and Isabella Bank holds $68.4M. FDIC call report,
- The median book among lenders based in Michigan is $2.5M. FDIC call report,
- 25 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- These lenders list 2,122 offices in Michigan. FDIC office list,
- The Huntington National Bank, based in Ohio, lists the most offices here among out-of-state lenders, at 435. FDIC office list,
- Among credit unions here, the median average loan in this category is $248K. NCUA 5300,
- Michigan State University Credit Union grew this book the most in the year, up 68.5% to $31.4M. FDIC call report,
How this list is defined
- Measure
- farmland loans held by lenders with an office in Michigan
- Period
- June 30, 2026
- Formula
- The balance of farmland loans on the lender's June 30, 2026 filing, for a lender with an office in Michigan. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Farmland loans are secured by agricultural land. Call reports show them separately from operating loans to farms.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds farmland loans on its books at the latest filing and has an office in Michigan. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.