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The Lender Report built this page from public records. 21st Century Bank has not reviewed it. Every lender's page starts this way, and it says nothing about 21st Century Bank itself. Each figure shows its source and date. Work at 21st Century Bank? You can claim this page for free.

Multifamily record

21st Century Bank: multifamily loans made

21st Century Bank, a bank based in Loretto, MN, made 24 multifamily loans in 2024 and 2025, $31M in all, in 1 state. The typical loan was about $1.1M, and the largest about $4.3M. Most were in Hennepin County, MN.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
24
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$31.0M
HMDA,
Rounded amounts
Typical loan
$1.1M
HMDA,
Largest loan
$4.3M
HMDA,
Rounded to 2 significant figures
States
1
HMDA,

Cite this

Source: The Lender Report, 21st Century Bank: multifamily loans made, https://lender.report/lender/21st-century-bank-mn/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

21st Century BankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Hennepin County, MNPurchase, 50 to 99 units$4.3MHMDA 2025
2025Hennepin County, MNRefinance, 25 to 49 units$3MHMDA 2025
2025Hennepin County, MNPurchase, 5 to 24 units$1.9MHMDA 2025
2025Hennepin County, MNPurchase, 5 to 24 units$1.4MHMDA 2025
2025Hennepin County, MNRefinance, 5 to 24 units$1.2MHMDA 2025
2025Le Sueur County, MNPurchase, 5 to 24 units$1.2MHMDA 2025
2025Hennepin County, MNImprovement, 50 to 99 units$1MHMDA 2025
2025MinnesotaPurchase, 5 to 24 units$680KHMDA 2025
2025Hennepin County, MNRefinance, 5 to 24 units$640KHMDA 2025
2025Hennepin County, MNRefinance, 5 to 24 units$500KHMDA 2025
2025Washington County, MNPurchase, 5 to 24 units$460KHMDA 2025
2025Washington County, MNPurchase, 5 to 24 units$460KHMDA 2025
2025Mille Lacs County, MNPurchase, 5 to 24 units$420KHMDA 2025
2025Hennepin County, MNRefinance, 5 to 24 units$400KHMDA 2025
2025Hennepin County, MNImprovement, 50 to 99 units$300KHMDA 2025
2024Minneapolis-St. Paul-Bloomington, MN-WIPurchase, 25 to 49 units$3.8MHMDA 2024
2024Ramsey County, MNPurchase, 5 to 24 units$2.2MHMDA 2024
2024Hennepin County, MNPurchase, 25 to 49 units$1.9MHMDA 2024
2024Hennepin County, MNPurchase, 5 to 24 units$1.5MHMDA 2024
2024MinnesotaPurchase, 5 to 24 units$1.3MHMDA 2024
2024Ramsey County, MNPurchase, 5 to 24 units$1.1MHMDA 2024
2024Ramsey County, MNPurchase, 5 to 24 units$500KHMDA 2024
2024Ramsey County, MNPurchase, 25 to 49 units$500KHMDA 2024
2024Ramsey County, MNPurchase, 5 to 24 units$360KHMDA 2024
24 multifamily loans made in 2024 and 2025$31.0MHMDA 2024 and 2025

A blank means the source did not report it.

Where 21st Century Bank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Hennepin County, MNCounty12$18.0M
Ramsey County, MNCounty5$4.66M
MinnesotaState2$1.98M
Washington County, MNCounty2$920K
Le Sueur County, MNCounty1$1.20M
Mille Lacs County, MNCounty1$420K
Minneapolis-St. Paul-Bloomington, MN-WIMetro area1$3.80M
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

21st Century Bank: multifamily loans by size
Loan sizeLoansDollars
Under $1M11$5.22M
$1M to $2.5M10$14.7M
$2.5M to $5M3$11.1M
$5M to $10M0$0
$10M or more0$0
HMDA,
21st Century Bank: multifamily loans by year
YearLoansDollarsTypical loan
20249$13.2M$1.3M
202515$17.9M$680K
HMDA,
What the loans were for
PurposeLoans
Purchase17
Refinance5
Improvement2
HMDA,
Size of the property
UnitsLoans
5 to 24 units17
25 to 49 units4
50 to 99 units3
HMDA,
  • 21st Century Bank made 24 multifamily loans totaling $31M in 2024 and 2025, in 7 named places across 1 state. HMDA,
  • It made 15 of them in 2025 and 9 in 2024. HMDA,
  • The typical loan was about $1.1M, with the middle half between $500K and $1.9M. HMDA,
  • The largest was about $4.3M. Every amount is rounded to 2 significant figures. HMDA,
  • 11 loans were under $1M, and 0 were $5M or more. HMDA,
  • 21% of the loans were refinancings and 71% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 17 loans. HMDA,
  • Its loans were most often in Hennepin County, MN (12), Ramsey County, MN (5) and Washington County, MN (2). HMDA,

What we don't know

  • Whether 21st Century Bank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.