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Bank, Glenwood Springs, CO
Alpine Bank
A bank based in Glenwood Springs, CO. Its commercial book is led by non-owner-occupied CRE and owner-occupied CRE. Public files show recent multifamily, 1-4 unit investor, SBA 7(a) and SBA 504 loans it made.
- Kind
- Bank
- Data as of
- June 30, 2026
- Page last changed
- November 12, 2026
- Commercial book
- $2.28B
- FDIC call report,
- Holds, not loans made
- Multifamily loans made, 2025
- 15
- HMDA,
- HMDA, 5 or more units
- SBA loans, 36 months
- 16
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $6.69B
- FDIC call report,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 800-551-6098 From the lender's website, retrieved November 9, 2026. Source page
- Website
- www.alpinebank.comFrom the FDIC record, November 9, 2026.
- Commercial lending page
- alpinebank.comFrom the lender's website, retrieved November 11, 2026.
- Names it files under
- Alpine Banks of ColoradoFDIC institution record,
- Address
- 2200 Grand Ave, Glenwood Springs, CO 81601FDIC institution record,
- Regulator record
- FDIC BankFind
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
What changed. Alpine Bank originated 15 multifamily loans in 2025, versus 10 in 2024. HMDA,
| When | What the record shows | Source |
|---|---|---|
| Jun 2025 to Jun 2026 | Non-owner-occupied CRE balance rose 6.8% to $866.6M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| Jun 2025 to Jun 2026 | Owner-occupied CRE balance rose 10.5% to $558.4M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| Jun 2025 to Jun 2026 | Construction and land development balance rose 3.0% to $448.2M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| Jun 2025 to Jun 2026 | Unused commitments on commercial real estate rose 6.0% to $403.4M in the year to June 30, 2026.Call report commitments. Not a measure of new lending. | FDIC call report |
| 2024 | Reported making 739 small business loans totaling $119.6M in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. | FFIEC CRA disclosure data |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Colorado | SBA 7(a), Full-Service Restaurants | $1.9M | 7.25% | 10 yr | SBA FOIA | |
| Jun 2026 | Colorado | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $280K | 7.25% | 10 yr | SBA FOIA | |
| Mar 2026 | Colorado | SBA 7(a), Fitness and Recreational Sports Centers | $110K | 8% | 5 yr | SBA FOIA | |
| Jan 2026 | Colorado | SBA 504, Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | $640K | 25 yr | SBA FOIA | ||
| 2025 | El Paso County, CO | Purchase, 100 to 149 units | $11M | 6.75% | 5 yr | 71% | HMDA 2025 |
| 2025 | Boulder County, CO | Purchase, 5 to 24 units | $3.5M | 6.5% | 5 yr | 49% | HMDA 2025 |
| 2025 | El Paso County, CO | Purchase, 25 to 49 units | $2.8M | 6.75% | 5 yr | 70% | HMDA 2025 |
| 2025 | Mesa County, CO | Purchase, 50 to 99 units | $2.5M | 7% | 11.5 yr | 62% | HMDA 2025 |
| 2025 | Mesa County, CO | Refinance, 25 to 49 units | $2.2M | 8.5% | 7 yr | 46% | HMDA 2025 |
| 2025 | Denver County, CO | Refinance, 5 to 24 units | $1M | 6.75% | 10 yr | 62% | HMDA 2025 |
| 2025 | Colorado | Purchase, 5 to 24 units | $1M | 7.3% | 5 yr | 51% | HMDA 2025 |
| 2025 | Denver County, CO | Purchase, 5 to 24 units | $980K | 7% | 5 yr | 75% | HMDA 2025 |
| 2025 | Garfield County, CO | Refinance, 5 to 24 units | $960K | 7.13% | 10 yr | 29% | HMDA 2025 |
| 2025 | Mesa County, CO | Refinance, 5 to 24 units | $800K | 6.95% | 5 yr | 70% | HMDA 2025 |
| 2025 | Garfield County, CO | Purchase, 5 to 24 units | $640K | 7.5% | 10 yr | 63% | HMDA 2025 |
| 2025 | Colorado | Purchase, 5 to 24 units | $500K | 6.95% | 10 yr | 36% | HMDA 2025 |
| 2025 | Colorado | Refinance, 5 to 24 units | $420K | 7.4% | 5 yr | 70% | HMDA 2025 |
| 2025 | Mesa County, CO | Refinance, 5 to 24 units | $280K | 7.5% | 5 yr | 76% | HMDA 2025 |
| 2025 | Mesa County, CO | Refinance, 5 to 24 units | $260K | 7.5% | 5 yr | 51% | HMDA 2025 |
| Aug 2025 | Colorado | SBA 7(a), Full-Service Restaurants | $1.4M | 7.5% | 10 yr | SBA FOIA | |
| Apr 2025 | Colorado | SBA 504, Limited-Service Restaurants | $310K | 25 yr | SBA FOIA | ||
| 2024 | Mesa County, CO | Purchase, 50 to 99 units | $8.4M | 8.5% | 5 yr | 66% | HMDA 2024 |
| 2024 | El Paso County, CO | Purchase, 25 to 49 units | $3.5M | 7.5% | 5 yr | 67% | HMDA 2024 |
| 2024 | Colorado | Purchase, 25 to 49 units | $1.5M | 8.75% | 4.5 yr | 23% | HMDA 2024 |
| 2024 | Weld County, CO | Refinance, 5 to 24 units | $1.4M | 6.75% | 7 yr | 66% | HMDA 2024 |
| 15 multifamily loans made in 2025 | $28.9M | HMDA 2025 | |||||
A blank means the source did not report it.
What it holds
FDIC call report, June 30, 2026
| Book | Holds | Of its loans | Year over year |
|---|---|---|---|
| Multifamily | $206M | 4.6% | +21.8% |
| Construction and land development | $448M | 10.0% | +3.0% |
| Owner-occupied CRE | $558M | 12.5% | +10.5% |
| Non-owner-occupied CRE | $867M | 19.4% | +6.8% |
| Farmland | $32.6M | 0.7% | +3.0% |
| Commercial and industrial | $165M | 3.7% | +6.3% |
| Commercial total | $2.28B |
Reference only: $2.00B of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $2.10B |
| Q4 2023 | $2.12B |
| Q1 2024 | $2.05B |
| Q2 2024 | $2.07B |
| Q3 2024 | $2.07B |
| Q4 2024 | $2.07B |
| Q1 2025 | $2.14B |
| Q2 2025 | $2.11B |
| Q3 2025 | $2.16B |
| Q4 2025 | $2.21B |
| Q1 2026 | $2.22B |
| Q2 2026 | $2.28B |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 15 | $28.9M | $975K | $11M | HMDA, |
| Multifamily, 5 or more units | 2024 | 10 | $19.4M | $1.19M | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 229 | $134M | $275K | HMDA, | |
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 5 | $7.75M | $1.40M | $4.1M | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 3 | $2.30M | SBA FOIA, | ||
| SBA 504 first lien, net of cancelled | 36 months to Sep 2026 | 11 | $8.08M | $484K | $3M | SBA FOIA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens (several rules: name and lender office city; holding company name, one bank).
Programs on record: Federal Home Loan Bank member, Topeka district (FHFA).
Small business loans reported under CRA
FFIEC CRA, 2024
- Alpine Bank reported making 739 small business loans totaling $119,564,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
- By size when made: 473 of $100,000 or less, 126 over $100,000 up to $250,000, 140 over $250,000 up to $1 million.
- 421 of them, totaling $42,499,000, went to businesses with revenue of $1 million or less.
- Alpine Bank reported making 4 small farm loans totaling $420,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
- By size when made: 3 of $100,000 or less, 1 over $100,000 up to $250,000, 0 over $250,000 up to $500,000.
- 3 of them, totaling $180,000, went to farms with revenue of $1 million or less.
| County | Loans | Total |
|---|---|---|
| Garfield County, CO | 136 | $19.2M |
| Eagle County, CO | 99 | $13.7M |
| Mesa County, CO | 75 | $11.3M |
| Pitkin County, CO | 74 | $13.0M |
| Denver County, CO | 56 | $13.0M |
| Summit County, CO | 38 | $5.20M |
| La Plata County, CO | 37 | $5.03M |
| Montrose County, CO | 37 | $8.02M |
| Routt County, CO | 25 | $4.04M |
| Boulder County, CO | 17 | $2.72M |
In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.
Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.
How this filing was tied to this bank: FDIC certificate (respondent ID) + transmittal RSSD.
Undrawn commitments
FFIEC Call Report, June 30, 2026
- Alpine Bank reported commitments to fund construction loans that had not been drawn at June 30, 2026: $149,709,000 for 1-4 family residential construction and $253,590,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
- Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $154,910,000. These are credit lines not yet used.
Small loans it holds, by original size
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026
Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 1,837 | $16.2M |
| Over $100,000 up to $250,000 | 182 | $14.3M |
| Over $250,000 up to $1 million | 139 | $27.8M |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 45 | $1.40M |
| Over $100,000 up to $250,000 | 225 | $27.7M |
| Over $250,000 up to $1 million | 557 | $239M |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 2 | $73.0K |
| Over $100,000 up to $250,000 | 11 | $1.00M |
| Over $250,000 up to $500,000 | 5 | $1.18M |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 1 | $34.0K |
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Colorado HQ | 47 | 15 | 229 | 5 | 11 |
| County | Recorded loans | Dollars |
|---|---|---|
| Mesa County, CO | 6 | $14.4M |
| El Paso County, CO | 5 | $18.9M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| Grand Junction, CO | 6 | $14.4M |
| Colorado Springs, CO | 5 | $18.9M |
Offices by county
FDIC Summary of Deposits, June 30, 2026
- Alpine Bank has 44 offices in 16 counties and 1 state (FDIC Summary of Deposits, June 30, 2026): 40 full service and 4 limited service.
| County | Full-service offices | Limited-service offices |
|---|---|---|
| Garfield County, CO | 7 | 2 |
| Eagle County, CO | 7 | 0 |
| Mesa County, CO | 5 | 0 |
| Summit County, CO | 3 | 1 |
| Denver County, CO | 3 | 0 |
| Pitkin County, CO | 3 | 0 |
| Adams County, CO | 1 | 1 |
| La Plata County, CO | 2 | 0 |
| Ouray County, CO | 2 | 0 |
| Boulder County, CO | 1 | 0 |
| Delta County, CO | 1 | 0 |
| El Paso County, CO | 1 | 0 |
| Larimer County, CO | 1 | 0 |
| Montrose County, CO | 1 | 0 |
| Routt County, CO | 1 | 0 |
Loan production offices are not in this file. A bank with no office here can still lend here.
Capacity. Not a rating
Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.
| Measure | This lender | Its peers | How it is worked out | Source |
|---|---|---|---|---|
| Estimated largest single loan | $119M | $43.4M to $200M across 8 peers | Estimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated. | FDIC call report, 12 CFR 32.3, Jun 30, 2026 |
| CRE to capital | 191.7% | 27.8% to 327.9% across 8 peers | (Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance. | FDIC call report, |
| Construction to capital | 56.5% | 7.7% to 119.4% across 8 peers | Construction loans divided by tier 1 capital plus allowance. | FDIC call report, |
| Loans to deposits | 75.8% | 69.2% to 95.9% across 8 peers | Total loans divided by total deposits. | FDIC call report, |
| Unused CRE commitments | $403M | $16.6M to $785M across 8 peers | Commitments to lend on commercial real estate that are not yet drawn, up 6.0% from a year earlier. | FDIC call report, |
| Loans to assets | 66.9% | 61.9% to 84.5% across 8 peers | Total loans divided by total assets. | FDIC call report, |
Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.
Peers
Same kind of lender, similar size and book
| Lender | State | Total assets | Commercial book |
|---|---|---|---|
| Bank of Colorado | CO | $7.61B | $3.57B |
| First Western Trust Bank | CO | $3.24B | $1.46B |
| NBH Bank | CO | $12.5B | $6.84B |
| ANB Bank | CO | $2.85B | $943M |
| TrustCo Bank | NY | $6.52B | $251M |
| Shore United Bank, National Association | MD | $6.15B | $3.14B |
| Wilson Bank and Trust | TN | $5.98B | $2.77B |
| Mid Penn Bank | PA | $7.04B | $4.18B |
What we don't know
- Whether it is taking new loans today, or on what terms.
- How much of its book it made recently. Call reports carry balances, not loans made.
- Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
- How its 1-4 family loans divide between owner-occupied and investor.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and charter. Alpine Bank, FDIC certificate 23091. Compare it with the regulator's record. [FDIC BankFind]
- Balances. $6.69B in total assets and $2.28B in commercial loans held, from the call report for June 30, 2026. [Source]
- Loans made. 270 recorded loans from HMDA and SBA files, through September 30, 2026: 15 HMDA multifamily 2025, 10 HMDA multifamily 2024, 229 HMDA 1-4 unit investor 2025, 5 SBA 7(a) in 36 months, 11 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to Alpine Bank]
- Phone and website. Phone 800-551-6098, from the lender's website on November 9, 2026. Website alpinebank.com, from the FDIC record. [How to reach them]
- Small business loans reported under CRA. 739 small business loans reported in its CRA filing for 2024. [Source]
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For the record
Data as of June 30, 2026. Page last changed November 12, 2026.
- Regulator
- FDIC
- FDIC certificate
- 23091
- RSSD
- 260055
- LEI
- OYWNLMHNBQQ7BAH3EE86
- The Lender Report ID
- lr_000297
- FDIC classifies this bank as
- Commercial Lending Specialization
- Ownership
- Stock
FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.
- Reported $6.7B in total assets as of June 30, 2026 (FDIC call report).
- Held $2.3B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $866.6M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 6.8% from a year earlier (FDIC call report).
- Held $558.4M of owner-occupied commercial real estate loans as of June 30, 2026, up 10.5% from a year earlier (FDIC call report).
- Held $448.2M of construction and land loans as of June 30, 2026, up 3.0% from a year earlier (FDIC call report).
- Originated 15 multifamily loans totaling $28.9M in 2025 (HMDA).
10 more sentences
- Originated 10 multifamily loans totaling $19.4M in 2024 (HMDA).
- Originated 229 1-4 unit investor or business-purpose loans totaling $133.9M in 2025 (HMDA).
- Recorded 5 SBA 7(a) approvals totaling $7.8M from October 1, 2023 to September 30, 2026 (SBA).
- Provided the first lien on 11 SBA 504 projects with $8.1M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
- Listed 47 offices in 1 state (FDIC).
- Reported making 739 small business loans totaling $119.6M in 2024, in its Community Reinvestment Act filing (FFIEC).
- Reported making 4 small farm loans totaling $420K in 2024, in its Community Reinvestment Act filing (FFIEC).
- Held 2,158 commercial and industrial loans that were $1 million or less when made, with a balance of $58.3M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Held 827 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $268.3M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $149.7M for 1-4 family and $253.6M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
Cite this
Source: The Lender Report, Alpine Bank, https://lender.report/lender/alpine-bank-co/, data as of June 30, 2026.
Sources
- FDIC institution record, November 9, 2026
- FDIC office list, October 28, 2026
- FDIC call report, June 30, 2026
- FDIC call report, June 30, 2025
- HMDA, 2025
- SBA FOIA, September 30, 2026
- FFIEC Call Report, June 30, 2026
- FDIC call reports, June 30, 2026
- FFIEC CRA disclosure data, 2024
- FDIC Summary of Deposits, June 30, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Work at Alpine Bank? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem