Unverified listing What this means
The Lender Report built this page from public records. American Riviera Bank has not reviewed it. Every lender's page starts this way, and it says nothing about American Riviera Bank itself. Each figure shows its source and date. Work at American Riviera Bank? You can claim this page for free.
SBA 7(a) record
American Riviera Bank: SBA 7(a) loans made
American Riviera Bank, a bank based in Santa Barbara, CA, made 33 SBA 7(a) loans in the 36 months ending September 30, 2026, $13.9M in all, net of cancelled approvals. The typical loan was about $240K, and 14 were in the last 12 months. Most were in California.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 33
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $13.9M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $240K
- SBA FOIA,
- Largest loan
- $2.5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 14
- SBA FOIA,
Cite this
Source: The Lender Report, American Riviera Bank: SBA 7(a) loans made, https://lender.report/lender/american-riviera-bank-ca/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | California | SBA 7(a), Health Care and Social Assistance | $240K | 9.25% | 10 yr | SBA FOIA | |
| May 2026 | California | SBA 7(a), New Multifamily Housing Construction (except For-Sale Builders) | $1.2M | 8.75% | 10 yr | SBA FOIA | |
| Apr 2026 | California | SBA 7(a), All Other Miscellaneous Ambulatory Health Care Services | $440K | 9% | 10 yr | SBA FOIA | |
| Apr 2026 | California | SBA 7(a), All Other Specialty Trade Contractors | $150K | 9.25% | 10 yr | SBA FOIA | |
| Apr 2026 | California | SBA 7(a), Agriculture, Forestry, Fishing and Hunting | $100K | 9.25% | 10 yr | SBA FOIA | |
| Mar 2026 | California | SBA 7(a), Other Services to Buildings and Dwellings | $350K | 9% | 10 yr | SBA FOIA | |
| Mar 2026 | California | SBA 7(a), Roofing Contractors | $50K | 9.25% | 10 yr | SBA FOIA | |
| Feb 2026 | California | SBA 7(a), Other Motor Vehicle Parts Manufacturing | $150K | 9.5% | 10 yr | SBA FOIA | |
| Jan 2026 | California | SBA 7(a), Offices of Podiatrists | $150K | 9.25% | 5 yr | SBA FOIA | |
| Dec 2025 | California | SBA 7(a), Clothing and Clothing Accessories Retailers | $74K | 9.5% | 10 yr | SBA FOIA | |
| Nov 2025 | California | SBA 7(a), Fitness and Recreational Sports Centers | $750K | 9% | 10 yr | SBA FOIA | |
| Nov 2025 | California | SBA 7(a), Engineering Services | $520K | 9% | 10 yr | SBA FOIA | |
| Nov 2025 | California | SBA 7(a), General Line Grocery Merchant Wholesalers | $360K | 9% | 10 yr | SBA FOIA | |
| Nov 2025 | California | SBA 7(a), General Line Grocery Merchant Wholesalers | $200K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2025 | California | SBA 7(a), All Other Amusement and Recreation Industries | $90K | 10% | 10 yr | SBA FOIA | |
| Jul 2025 | California | SBA 7(a), Roofing Contractors | $400K | 9.5% | 10 yr | SBA FOIA | |
| Jul 2025 | California | SBA 7(a), Other Commercial and Industrial Machinery and Equipment Rental and Leasing | $38K | 10.25% | 10 yr | SBA FOIA | |
| Jun 2025 | California | SBA 7(a), Other Motor Vehicle Parts Manufacturing | $1.8M | 8.5% | 10 yr | SBA FOIA | |
| Apr 2025 | California | SBA 7(a), Fitness and Recreational Sports Centers | $210K | 10% | 10 yr | SBA FOIA | |
| Apr 2025 | California | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $150K | 10% | 10 yr | SBA FOIA | |
| Apr 2025 | California | SBA 7(a), Commercial and Institutional Building Construction | $100K | 10.25% | 10 yr | SBA FOIA | |
| Dec 2024 | California | SBA 7(a), Automotive Parts and Accessories Retailers | $590K | 10.5% | 10 yr | SBA FOIA | |
| Dec 2024 | California | SBA 7(a), Custom Computer Programming Services | $250K | 10.5% | 10 yr | SBA FOIA | |
| Nov 2024 | California | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $720K | 8.5% | 7 yr | SBA FOIA | |
| Sep 2024 | California | SBA 7(a), Jewelry Retailers | $110K | 10.75% | 10 yr | SBA FOIA | |
| 33 SBA 7(a) loans since October 2023, net of cancelled | $13.9M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| California | 33 | $13.9M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 9 | $687K |
| $150K to $350K | 10 | $1.95M |
| $350K to $1M | 11 | $5.73M |
| $1M to $2.5M | 2 | $3.00M |
| $2.5M or more | 1 | $2.50M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2024 Q1 | 2 | $2.70M |
| 2024 Q2 | 3 | $1.25M |
| 2024 Q3 | 4 | $835K |
| 2024 Q4 | 3 | $1.56M |
| 2025 Q2 | 4 | $2.26M |
| 2025 Q3 | 3 | $528K |
| 2025 Q4 | 5 | $1.90M |
| 2026 Q1 | 4 | $700K |
| 2026 Q2 | 4 | $1.89M |
| 2026 Q3 | 1 | $240K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Fitness and Recreational Sports Centers (713940) | 2 |
| General Line Grocery Merchant Wholesalers (424410) | 2 |
| Jewelry Retailers (458310) | 2 |
| Other Motor Vehicle Parts Manufacturing (336390) | 2 |
| Roofing Contractors (238160) | 2 |
| Agriculture, Forestry, Fishing and Hunting | 1 |
| All Other Amusement and Recreation Industries (713990) | 1 |
| All Other Miscellaneous Ambulatory Health Care Services (621999) | 1 |
| All Other Specialty Trade Contractors (238990) | 1 |
| Automotive Parts and Accessories Retailers (441330) | 1 |
| Clothing and Clothing Accessories Retailers (458110) | 1 |
| Commercial and Institutional Building Construction (236220) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 23 |
| SBA Express Program | 8 |
| 7a General | 2 |
- American Riviera Bank made 33 SBA 7(a) loans totaling $13.9M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
- 14 of them were in the 12 months to September 30, 2026, and 10 in the 12 months before. SBA FOIA,
- The typical loan was about $240K, with the middle half between $110K and $520K. SBA FOIA,
- The largest was about $2.5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 9 loans were under $150K, and 3 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 33 loans, with the middle half between 9.00% and 10.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Fitness and Recreational Sports Centers, with 2. SBA FOIA,
- The SBA file lists 23 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in California (33). SBA FOIA,
What we don't know
- Whether American Riviera Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.