Unverified listing What this means

The Lender Report built this page from public records. BAC Community Bank has not reviewed it. Every lender's page starts this way, and it says nothing about BAC Community Bank itself. Each figure shows its source and date. Work at BAC Community Bank? You can claim this page for free.

SBA 504 record

BAC Community Bank: SBA 504 first liens made

BAC Community Bank, a bank based in Stockton, CA, made 7 SBA 504 first liens in the 36 months ending September 30, 2026, $12.9M in all, net of cancelled approvals. The typical first lien was about $1.5M, and 4 were in the last 12 months. Most were in California.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
7
SBA FOIA,
Net of cancelled approvals
Dollars
$12.9M
SBA FOIA,
Rounded amounts
Typical loan
$1.5M
SBA FOIA,
Largest loan
$6M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
4
SBA FOIA,

Cite this

Source: The Lender Report, BAC Community Bank: SBA 504 first liens made, https://lender.report/lender/bac-community-bank-ca/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

BAC Community BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Mar 2026CaliforniaSBA 504, Administrative and Support and Waste Management and Remediation Services$280K25 yrSBA FOIA
Jul 2025CaliforniaSBA 504, Offices of All Other Miscellaneous Health Practitioners$200K10 yrSBA FOIA
Apr 2025CaliforniaSBA 504, General Warehousing and Storage$6M25 yrSBA FOIA
Sep 2024CaliforniaSBA 504, Offices of Physicians (except Mental Health Specialists)$1.6M25 yrSBA FOIA
Jun 2024CaliforniaSBA 504, Offices of Physicians (except Mental Health Specialists)$2.6M25 yrSBA FOIA
Apr 2024CaliforniaSBA 504, Offices of Physicians (except Mental Health Specialists)$680K25 yrSBA FOIA
Mar 2024CaliforniaSBA 504, Solid Waste Collection$1.5M25 yrSBA FOIA
7 SBA 504 first liens since October 2023, net of cancelled$12.9MSBA FOIA

A blank means the source did not report it.

Where BAC Community Bank's SBA 504 first liens were made, most loans first
StateFirst liensDollars
California7$12.9M
SBA FOIA,

SBA loans are on record by state only.

BAC Community Bank: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K0$0
$150K to $350K2$480K
$350K to $1M1$680K
$1M to $2.5M2$3.10M
$2.5M or more2$8.60M
SBA FOIA,
BAC Community Bank: SBA 504 first liens by quarter
QuarterFirst liensDollars
2024 Q11$1.50M
2024 Q22$3.28M
2024 Q31$1.60M
2025 Q21$6.00M
2025 Q31$200K
2026 Q11$280K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business BAC Community Bank lent to, most loans first
Industry (NAICS)First liens
Offices of Physicians (except Mental Health Specialists) (621111)3
Administrative and Support and Waste Management and Remediation Services1
General Warehousing and Storage (493110)1
Offices of All Other Miscellaneous Health Practitioners (621399)1
Solid Waste Collection (562111)1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Accredited Lenders Program4
504 Refinancing Program1
ALP Express1
Premier Certified Lenders Program1
SBA FOIA,
Certified Development Companies on BAC Community Bank's 504 projects
Certified Development CompanyProjects
Success Capital Expansion & Development Corporation4
The Mortgage Capital Development Corporation2
Bay Area Employment Development Company1
SBA FOIA,
  • BAC Community Bank made 7 SBA 504 first liens totaling $12.9M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • The SBA file shows 4 approvals naming BAC Community Bank as first-lien lender dated in the 12 months to September 30, 2026, and 4 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $1.5M, with the middle half between $280K and $2.6M. SBA FOIA,
  • The largest was about $6M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 4 were $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Offices of Physicians (except Mental Health Specialists), with 3. SBA FOIA,
  • The SBA file lists 4 of its loans as processed under Accredited Lenders Program. SBA FOIA,
  • It worked with 3 Certified Development Companies, most often Success Capital Expansion & Development Corporation. SBA FOIA,
  • Its loans were most often in California (7). SBA FOIA,

What we don't know

  • Whether BAC Community Bank is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.