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Bank, Aberdeen, WA
Bank of the Pacific
Bank of the Pacific no longer files under this name. FDIC records show it merged into Banner Bank on September 1, 2026. Before that it made 7 multifamily loans in 2025, at a typical size of $1.9M, and provided the first lien on 13 SBA 504 projects since October 2023.
- Kind
- Bank
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
- Commercial book
- $598M
- FDIC call report,
- Holds, not loans made
- Multifamily loans made, 2025
- 7
- HMDA,
- HMDA, 5 or more units
- SBA loans, 36 months
- 13
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $1.26B
- FDIC call report,
How to reach them
Each line shows where it came from
- Phone
- The FDIC record has no phone number or website.
- Address
- 300 E Market St, Aberdeen, WA 98520FDIC institution record,
- Regulator record
- FDIC BankFind
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| September 1, 2026 | Merged into Banner Bank on September 1, 2026.FDIC structure history. | FDIC history, |
| Jun 2025 to Jun 2026 | Owner-occupied CRE balance rose 3.4% to $199.2M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| Jun 2025 to Jun 2026 | Non-owner-occupied CRE balance rose 1.3% to $179.9M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| Jun 2025 to Jun 2026 | Commercial and industrial balance rose 58.1% to $88.3M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Apr 2026 | Oregon | SBA 504, Retail Trade | $2.8M | 25 yr | SBA FOIA | ||
| 2025 | Multnomah County, OR | Purchase, 25 to 49 units | $8.3M | 5.75% | 4.5 yr | 67% | HMDA 2025 |
| 2025 | Multnomah County, OR | Refinance, 25 to 49 units | $3.3M | 6.25% | 3 yr | 63% | HMDA 2025 |
| 2025 | Benton County, OR | Purchase, 5 to 24 units | $2.7M | 6% | 11 yr | 67% | HMDA 2025 |
| 2025 | Multnomah County, OR | Refinance, 5 to 24 units | $1.9M | 5.97% | 10 yr | 64% | HMDA 2025 |
| 2025 | Whatcom County, WA | Purchase, 5 to 24 units | $1.4M | 6.52% | 15 yr | 28% | HMDA 2025 |
| 2025 | Whatcom County, WA | Purchase, 5 to 24 units | $1.4M | 6.33% | 15 yr | 28% | HMDA 2025 |
| 2025 | Thurston County, WA | Refinance, 5 to 24 units | $1.1M | 6.8% | 10 yr | 43% | HMDA 2025 |
| Sep 2025 | Oregon | SBA 504, Full-Service Restaurants | $950K | 25 yr | SBA FOIA | ||
| May 2025 | Oregon | SBA 504, Health Care and Social Assistance | $3.5M | 20 yr | SBA FOIA | ||
| 2024 | Multnomah County, OR | Refinance, 25 to 49 units | $8.3M | 5.75% | 5 yr | 67% | HMDA 2024 |
| 2024 | Multnomah County, OR | Purchase, 25 to 49 units | $4.8M | 6.34% | 5 yr | 60% | HMDA 2024 |
| 2024 | Multnomah County, OR | Purchase, 5 to 24 units | $2.8M | 6.38% | 11.5 yr | 63% | HMDA 2024 |
| 2024 | Multnomah County, OR | Purchase, 5 to 24 units | $2M | 6.25% | 5 yr | 56% | HMDA 2024 |
| 2024 | Marion County, OR | Purchase, 5 to 24 units | $1.5M | 6.63% | 10 yr | 39% | HMDA 2024 |
| 2024 | Clatsop County, OR | Refinance, 25 to 49 units | $1M | 6.05% | 10 yr | 25% | HMDA 2024 |
| 2024 | Grays Harbor County, WA | Refinance, 5 to 24 units | $760K | 6.67% | 10 yr | 73% | HMDA 2024 |
| 2024 | Grays Harbor County, WA | Refinance, 5 to 24 units | $600K | 7% | 10 yr | 75% | HMDA 2024 |
| 2024 | Washington | Purchase, 5 to 24 units | $500K | 7.38% | 10 yr | 75% | HMDA 2024 |
| Nov 2024 | Oregon | SBA 504, Retail Trade | $280K | 25 yr | SBA FOIA | ||
| Aug 2024 | Washington | SBA 504, Administrative and Support and Waste Management and Remediation Services | $1.4M | 25 yr | SBA FOIA | ||
| Jul 2024 | Washington | SBA 504, Construction | $620K | 25 yr | SBA FOIA | ||
| Feb 2024 | Oregon | SBA 504, Finance and Insurance | $200K | 25 yr | SBA FOIA | ||
| Dec 2023 | Oregon | SBA 504, Manufacturing | $1.9M | 25 yr | SBA FOIA | ||
| Dec 2023 | Oregon | SBA 504, Health Care and Social Assistance | $640K | 25 yr | SBA FOIA | ||
| 7 multifamily loans made in 2025 | $20.0M | HMDA 2025 | |||||
A blank means the source did not report it.
What it holds
FDIC call report, June 30, 2026
| Book | Holds | Of its loans | Year over year |
|---|---|---|---|
| Multifamily | $71.5M | 9.3% | -5.2% |
| Construction and land development | $28.6M | 3.7% | -6.7% |
| Owner-occupied CRE | $199M | 25.9% | +3.4% |
| Non-owner-occupied CRE | $180M | 23.4% | +1.3% |
| Farmland | $31.0M | 4.0% | +14.1% |
| Commercial and industrial | $88.3M | 11.5% | +58.1% |
| Commercial total | $598M |
Reference only: $103M of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $486M |
| Q4 2023 | $495M |
| Q1 2024 | $506M |
| Q2 2024 | $514M |
| Q3 2024 | $511M |
| Q4 2024 | $515M |
| Q1 2025 | $518M |
| Q2 2025 | $559M |
| Q3 2025 | $588M |
| Q4 2025 | $592M |
| Q1 2026 | $591M |
| Q2 2026 | $598M |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 7 | $20.0M | $1.85M | $8.3M | HMDA, |
| Multifamily, 5 or more units | 2024 | 9 | $22.2M | $1.50M | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 11 | $3.50M | $355K | HMDA, | |
| SBA 504 first lien, net of cancelled | 36 months to Sep 2026 | 13 | $17.0M | $950K | $3.5M | SBA FOIA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 504 first liens: its name and state.
Programs on record: Federal Home Loan Bank member, Des Moines district (FHFA).
Undrawn commitments
FFIEC Call Report, June 30, 2026
- Bank of the Pacific reported commitments to fund construction loans that had not been drawn at June 30, 2026: $1,906,000 for 1-4 family residential construction and $18,864,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
- Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $56,028,000. These are credit lines not yet used.
Small loans it holds, by original size
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026
Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 264 | $6.21M |
| Over $100,000 up to $250,000 | 89 | $7.15M |
| Over $250,000 up to $1 million | 107 | $26.5M |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 19 | $959K |
| Over $100,000 up to $250,000 | 88 | $11.4M |
| Over $250,000 up to $1 million | 258 | $107M |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 3 | $147K |
| Over $100,000 up to $250,000 | 11 | $970K |
| Over $250,000 up to $500,000 | 11 | $3.46M |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 55 | $1.87M |
| Over $100,000 up to $250,000 | 28 | $2.55M |
| Over $250,000 up to $500,000 | 34 | $7.98M |
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Washington HQ | 1 | 3 | 6 | 0 | 4 |
| Oregon | 0 | 4 | 5 | 0 | 9 |
| County | Recorded loans | Dollars |
|---|---|---|
| Multnomah County, OR | 7 | $31.3M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| Portland-Vancouver-Hillsboro, OR-WA | 7 | $31.3M |
Offices by county
FDIC Summary of Deposits, June 30, 2026
- Bank of the Pacific has 18 offices in 9 counties and 2 states (FDIC Summary of Deposits, June 30, 2026): 18 full service and 0 limited service.
| County | Full-service offices | Limited-service offices |
|---|---|---|
| Grays Harbor County, WA | 5 | 0 |
| Pacific County, WA | 3 | 0 |
| Whatcom County, WA | 3 | 0 |
| Clatsop County, OR | 2 | 0 |
| Clackamas County, OR | 1 | 0 |
| Clark County, WA | 1 | 0 |
| Skagit County, WA | 1 | 0 |
| Thurston County, WA | 1 | 0 |
| Wahkiakum County, WA | 1 | 0 |
Loan production offices are not in this file. A bank with no office here can still lend here.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- How much of its book it made recently. Call reports carry balances, not loans made.
- Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
- How its 1-4 family loans divide between owner-occupied and investor.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and charter. Bank of the Pacific, FDIC certificate 23041. Compare it with the regulator's record. [FDIC BankFind]
- Loans made. 40 recorded loans from HMDA and SBA files, through September 30, 2026: 7 HMDA multifamily 2025, 9 HMDA multifamily 2024, 11 HMDA 1-4 unit investor 2025, 13 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to Bank of the Pacific]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- Regulator
- FDIC
- FDIC certificate
- 23041
- RSSD
- 307679
- LEI
- 549300MP3KK77THHQT36
- The Lender Report ID
- lr_001275
- FDIC classifies this bank as
- Commercial Lending Specialization
- Ownership
- Stock
FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.
- Reported $1.3B in total assets as of June 30, 2026 (FDIC call report).
- Held $598.5M of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $199.2M of owner-occupied commercial real estate loans as of June 30, 2026, up 3.4% from a year earlier (FDIC call report).
- Held $179.9M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 1.3% from a year earlier (FDIC call report).
- Held $88.3M of commercial and industrial loans as of June 30, 2026, up 58.1% from a year earlier (FDIC call report).
- Originated 7 multifamily loans totaling $20M in 2025 (HMDA).
7 more sentences
- Originated 9 multifamily loans totaling $22.2M in 2024 (HMDA).
- Originated 11 1-4 unit investor or business-purpose loans totaling $3.5M in 2025 (HMDA).
- Provided the first lien on 13 SBA 504 projects with $17M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
- Merged into Banner Bank on September 1, 2026. Source: FDIC records.
- Held 460 commercial and industrial loans that were $1 million or less when made, with a balance of $39.8M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Held 365 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $119.4M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $1.9M for 1-4 family and $18.9M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
Cite this
Source: The Lender Report, Bank of the Pacific, https://lender.report/lender/bank-of-the-pacific-wa/, data as of December 31, 2025.
Sources
- FDIC institution record, November 9, 2026
- FDIC call report, June 30, 2026
- FDIC call report, June 30, 2025
- HMDA, 2025
- SBA FOIA, September 30, 2026
- FFIEC Call Report, June 30, 2026
- FDIC call reports, June 30, 2026
- FDIC Summary of Deposits, June 30, 2026
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem