Unverified listing What this means
The Lender Report built this page from public records. Blue Foundry Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Blue Foundry Bank itself. Each figure shows its source and date. Work at Blue Foundry Bank? You can claim this page for free.
Savings institution, Rutherford, NJ
Blue Foundry Bank
Blue Foundry Bank no longer files under this name. FDIC records show it merged into Fulton Bank, National Association on July 13, 2026. Before that it made 6 multifamily loans in 2025, all in New Jersey, at a typical size of $4.9M, and 1 1-4 unit investor or business-purpose loan in 2025.
- Kind
- Savings institution
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
- Commercial book
- $1.03B
- FDIC call report,
- Holds, not loans made
- Multifamily loans made, 2025
- 6
- HMDA,
- HMDA, 5 or more units
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $1.89B
- FDIC call report,
How to reach them
Each line shows where it came from
- Phone
- The FDIC record has no phone number or website.
- Address
- 19 Park Ave, Rutherford, NJ 07070FDIC institution record,
- Regulator record
- FDIC BankFind
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| July 13, 2026 | Merged into Fulton Bank, National Association on July 13, 2026.FDIC structure history. | FDIC history, |
| Jun 2025 to Jun 2026 | Owner-occupied CRE balance rose 14.7% to $112.2M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| Jun 2025 to Jun 2026 | Unused commitments on commercial real estate rose 15.3% to $88.8M in the year to June 30, 2026.Call report commitments. Not a measure of new lending. | FDIC call report |
| 2024 | Reported making 2 small business loans totaling $700K in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. | FFIEC CRA disclosure data |
| 2023-10 to 2026-09 | Named as the lender on 2 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias | NYC ACRIS recorded mortgages |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Passaic County, NJ | Purchase, 50 to 99 units | $17M | HMDA 2025 | |||
| 2025 | Essex County, NJ | Purchase, 25 to 49 units | $5.4M | HMDA 2025 | |||
| 2025 | Hudson County, NJ | Purchase, 5 to 24 units | $5M | HMDA 2025 | |||
| 2025 | Bergen County, NJ | Refinance, 5 to 24 units | $4.9M | HMDA 2025 | |||
| 2025 | Bergen County, NJ | Refinance, 5 to 24 units | $3.3M | HMDA 2025 | |||
| 2025 | Passaic County, NJ | Purchase, 5 to 24 units | $660K | HMDA 2025 | |||
| 2024 | Middlesex County, NJ | Purchase, 25 to 49 units | $7.6M | 9% | 12 yr | 63% | HMDA 2024 |
| 2024 | Essex County, NJ | Purchase, 5 to 24 units | $3.4M | 8.75% | 12 yr | 57% | HMDA 2024 |
| 2024 | Essex County, NJ | Purchase, 5 to 24 units | $3.1M | 9% | 11.5 yr | 53% | HMDA 2024 |
| 2024 | Warren County, NJ | Purchase, 5 to 24 units | $820K | 8% | 10 yr | 68% | HMDA 2024 |
| 6 multifamily loans made in 2025 | $36.2M | HMDA 2025 | |||||
A blank means the source did not report it.
Recorded mortgages, New York City
NYC ACRIS, September 30, 2026
Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.
- 2 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name Blue Foundry Bank as the lender, totaling $950K.
- 2 of them were recorded in the latest 12 months of that window.
| Property class | Mortgages | Dollars |
|---|---|---|
| Industrial | 1 | $600K |
| Multifamily | 1 | $350K |
| Borough | Mortgages |
|---|---|
| Brooklyn | 1 |
| Queens | 1 |
How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.
What it holds
FDIC call report, June 30, 2026
| Book | Holds | Of its loans | Year over year |
|---|---|---|---|
| Multifamily | $624M | 37.4% | -1.5% |
| Construction and land development | $79.0M | 4.7% | -18.7% |
| Owner-occupied CRE | $112M | 6.7% | +14.7% |
| Non-owner-occupied CRE | $194M | 11.6% | -0.7% |
| Farmland | $0 | 0.0% | Not reported |
| Commercial and industrial | $25.0M | 1.5% | +40.8% |
| Commercial total | $1.03B |
Reference only: $527M of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $984M |
| Q4 2023 | $987M |
| Q1 2024 | $992M |
| Q2 2024 | $997M |
| Q3 2024 | $1.00B |
| Q4 2024 | $1.03B |
| Q1 2025 | $1.04B |
| Q2 2025 | $1.04B |
| Q3 2025 | $1.05B |
| Q4 2025 | $1.02B |
| Q1 2026 | $1.03B |
| Q2 2026 | $1.03B |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 6 | $36.2M | $4.93M | $17M | HMDA, |
| Multifamily, 5 or more units | 2024 | 4 | $15.0M | $3.30M | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 1 | $300K | $300K | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Programs on record: Federal Home Loan Bank member, New York district (FHFA).
Small business loans reported under CRA
FFIEC CRA, 2024
- Blue Foundry Bank reported making 2 small business loans totaling $700,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
- By size when made: 1 of $100,000 or less, 0 over $100,000 up to $250,000, 1 over $250,000 up to $1 million.
- 1 of them, totaling $600,000, went to businesses with revenue of $1 million or less.
In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.
Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.
How this filing was tied to this bank: FDIC certificate (respondent ID) + transmittal RSSD.
Undrawn commitments
FFIEC Call Report, June 30, 2026
- Blue Foundry Bank reported commitments to fund construction loans that had not been drawn at June 30, 2026: $0 for 1-4 family residential construction and $88,812,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
- Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $3,108,000. These are credit lines not yet used.
Small loans it holds, by original size
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026
Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 6 | Not reported |
| Over $100,000 up to $250,000 | 3 | $351K |
| Over $250,000 up to $1 million | 8 | $2.01M |
| Original amount | Loans | Holds |
|---|---|---|
| Over $100,000 up to $250,000 | 20 | $2.05M |
| Over $250,000 up to $1 million | 80 | $23.1M |
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| New Jersey HQ | 1 | 6 | 1 | 0 | 0 |
| Metro | Recorded loans | Dollars |
|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 5 | $30.8M |
Offices by county
FDIC Summary of Deposits, June 30, 2026
- Blue Foundry Bank has 20 offices in 7 counties and 1 state (FDIC Summary of Deposits, June 30, 2026): 20 full service and 0 limited service.
| County | Full-service offices | Limited-service offices |
|---|---|---|
| Bergen County, NJ | 10 | 0 |
| Morris County, NJ | 4 | 0 |
| Hudson County, NJ | 2 | 0 |
| Essex County, NJ | 1 | 0 |
| Middlesex County, NJ | 1 | 0 |
| Passaic County, NJ | 1 | 0 |
| Union County, NJ | 1 | 0 |
Loan production offices are not in this file. A bank with no office here can still lend here.
Loan channel and SBA processing
Public record only
- Of 4 multifamily loans with a known channel in 2024 to 2025, 2 (50.0%) came through a third party. HMDA,
Third party includes correspondents as well as brokers. No figure here means no evidence, not a refusal.
Peers
Same kind of lender, similar size and book
| Lender | State |
|---|---|
| Somerset Regal Bank | NJ |
| The Bank of Princeton | NJ |
| Haven Savings Bank | NJ |
| Spencer Savings Bank, SLA | NJ |
| Amboy Bank | NJ |
| Parke Bank | NJ |
| First Commerce Bank | NJ |
| Bogota Savings Bank | NJ |
What we don't know
- Whether it is taking new loans today, or on what terms.
- How much of its book it made recently. Call reports carry balances, not loans made.
- Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
- How its 1-4 family loans divide between owner-occupied and investor.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers on any given deal. The public record shows only that some loans came through a third party.
Check this page
Against the regulator's own record
- Name and charter. Blue Foundry Bank, FDIC certificate 30052. Compare it with the regulator's record. [FDIC BankFind]
- Loans made. 11 recorded loans from the HMDA file, in 2024 and 2025: 6 HMDA multifamily 2025, 4 HMDA multifamily 2024, 1 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to Blue Foundry Bank]
- Small business loans reported under CRA. 2 small business loans reported in its CRA filing for 2024. [Source]
- Recorded mortgages, New York City. 2 recorded mortgages in New York City under this name. [Source]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- Regulator
- FDIC
- FDIC certificate
- 30052
- RSSD
- 797775
- LEI
- 5493008TK613NXC2EN84
- The Lender Report ID
- lr_000918
- FDIC classifies this bank as
- Commercial Lending Specialization
- Ownership
- Stock
FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.
- Reported $1.9B in total assets as of June 30, 2026 (FDIC call report).
- Held $1B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $624.1M of multifamily loans as of June 30, 2026 (FDIC call report).
- Held $194M of non-owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $112.2M of owner-occupied commercial real estate loans as of June 30, 2026, up 14.7% from a year earlier (FDIC call report).
- Originated 6 multifamily loans totaling $36.2M in 2025 (HMDA).
8 more sentences
- Originated 4 multifamily loans totaling $15M in 2024 (HMDA).
- Originated 1 1-4 unit investor or business-purpose loan totaling $300K in 2025 (HMDA).
- Merged into Fulton Bank, National Association on July 13, 2026. Source: FDIC records.
- Reported making 2 small business loans totaling $700K in 2024, in its Community Reinvestment Act filing (FFIEC).
- Held 17 commercial and industrial loans that were $1 million or less when made, with a balance of $2.4M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Held 100 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $25.2M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $0 for 1-4 family and $88.8M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
- Named as the lender on 2 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $950K (NYC Department of Finance, ACRIS).
Cite this
Source: The Lender Report, Blue Foundry Bank, https://lender.report/lender/blue-foundry-bank-nj/, data as of December 31, 2025.
Sources
- FDIC institution record, November 9, 2026
- FDIC call report, June 30, 2026
- FDIC call report, June 30, 2025
- HMDA, 2025
- FFIEC Call Report, June 30, 2026
- FDIC call reports, June 30, 2026
- FFIEC CRA disclosure data, 2024
- FDIC Summary of Deposits, June 30, 2026
- NYC ACRIS recorded mortgages, September 30, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
See something wrong? Write to desk@lender.report or use the correction form. We reply within 2 business days and fix confirmed errors within 10. We correct our own mistakes at once. Where the public record itself is wrong, we show the lender's correction beside it and tell you how to ask the agency to fix the source. Correction form. Names identify institutions and imply no affiliation.
We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem