Unverified listing What this means
The Lender Report built this page from public records. Cape & Islands Community Development, Inc. has not reviewed it. Every lender's page starts this way, and it says nothing about Cape & Islands Community Development, Inc. itself. Each figure shows its source and date. Work at Cape & Islands Community Development, Inc.? You can claim this page for free.
Certified Development Company, Centerville, MA
Cape & Islands Community Development, Inc.
A Certified Development Company based in Centerville, MA. Public files show recent SBA 7(a) loans it made.
- Kind
- SBA Certified Development Company
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 9
- SBA FOIA,
- 7(a) and 504, net of cancelled
- SBA 504 as CDC
- 31
- SBA FOIA,
- Net of cancelled
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- www.coastalcommunitycapital.orgFrom the CDFI Fund list, October 21, 2026.
- Names it files under
- Cape & Islands Community Development Inc.; Cape and Islands Community Development, Inc.SBA FOIA,
- Based in
- Centerville, MASBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a Certified Development Company.Membership in a public list, not lending volume. | SBA lender lists, |
| October 21, 2026 | Certified by the CDFI Fund as a Community Development Financial Institution.Membership in a public list, not lending volume. | CDFI Fund certified list, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jun 2026 | Massachusetts | SBA 504, Fitness and Recreational Sports Centers | $1.7M | 25 yr | SBA FOIA | ||
| Jun 2026 | Massachusetts | SBA 7(a), Other Personal Care Services | $45K | 6.75% | 5 yr | SBA FOIA | |
| May 2026 | Massachusetts | SBA 504, Accommodation and Food Services | $460K | 25 yr | SBA FOIA | ||
| May 2026 | Massachusetts | SBA 504, Construction | $300K | 25 yr | SBA FOIA | ||
| Mar 2026 | Massachusetts | SBA 7(a), Specialized Freight (except Used Goods) Trucking, Local | $56K | 8% | 6 yr | SBA FOIA | |
| Feb 2026 | Massachusetts | SBA 504, Transportation and Warehousing | $290K | 25 yr | SBA FOIA | ||
| Dec 2025 | Massachusetts | SBA 504, Health Care and Social Assistance | $680K | 25 yr | SBA FOIA | ||
| Jul 2025 | Massachusetts | SBA 504, Fitness and Recreational Sports Centers | $5.9M | 25 yr | SBA FOIA | ||
| Jul 2025 | Massachusetts | SBA 504, Full-Service Restaurants | $450K | 25 yr | SBA FOIA | ||
| Jul 2025 | Massachusetts | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $150K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2025 | Massachusetts | SBA 504, Bed-and-Breakfast Inns | $1M | 25 yr | SBA FOIA | ||
| May 2025 | Massachusetts | SBA 7(a), Fitness and Recreational Sports Centers | $250K | 9.75% | 10 yr | SBA FOIA | |
| Apr 2025 | Massachusetts | SBA 504, Construction | $1M | 25 yr | SBA FOIA | ||
| Apr 2025 | Massachusetts | SBA 504, Pet Care (except Veterinary) Services | $660K | 25 yr | SBA FOIA | ||
| Apr 2025 | Massachusetts | SBA 504, Full-Service Restaurants | $280K | 25 yr | SBA FOIA | ||
| Mar 2025 | Massachusetts | SBA 504, Site Preparation Contractors | $540K | 25 yr | SBA FOIA | ||
| Mar 2025 | Massachusetts | SBA 7(a), Independent Artists, Writers, and Performers | $290K | 7.75% | 25 yr | SBA FOIA | |
| Feb 2025 | Massachusetts | SBA 504, All Other Specialty Trade Contractors | $3.5M | 25 yr | SBA FOIA | ||
| Feb 2025 | Massachusetts | SBA 7(a), Accommodation and Food Services | $220K | 9% | 20 yr | SBA FOIA | |
| Feb 2025 | Massachusetts | SBA 7(a), Gift, Novelty, and Souvenir Retailers | $150K | 9.75% | 10 yr | SBA FOIA | |
| Dec 2024 | Massachusetts | SBA 504, Limited-Service Restaurants | $720K | 25 yr | SBA FOIA | ||
| Dec 2024 | Massachusetts | SBA 7(a), Offices of Real Estate Agents and Brokers | $300K | 10% | 10 yr | SBA FOIA | |
| Sep 2024 | Massachusetts | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $40K | 8% | 5 yr | SBA FOIA | |
| Jul 2024 | Massachusetts | SBA 504, Bed-and-Breakfast Inns | $2.1M | 25 yr | SBA FOIA | ||
| May 2024 | Massachusetts | SBA 504, Full-Service Restaurants | $1.2M | 25 yr | SBA FOIA |
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 9 | $1.51M | $150K | $300K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 2 | $100K | SBA FOIA, | ||
| SBA 504 as CDC, net of cancelled | 36 months to Sep 2026 | 31 | $29.9M | SBA FOIA, |
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: List of Certified Development Companies as: SBA Certified Development Company (November 9, 2026). Listed by SBA as a Certified Development Company. States served: MA.
- Listed by CDFI Fund: List of Certified CDFIs as: Certified CDFI (October 21, 2026). Certified by the CDFI Fund as a Community Development Financial Institution. Kind of institution: Loan Fund. Certification: Certified by the CDFI Fund since 2013-09-17.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: List of Certified Development Companies, CDFI Fund: List of Certified CDFIs,
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Massachusetts HQ | 1 | 9 | 0 |
Loan channel and SBA processing
Public record only
- Approval to first disbursement
- 31 days, median of 9
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. Cape & Islands Community Development, Inc., Centerville, MA. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 40 recorded loans from SBA files, through September 30, 2026: 9 SBA 7(a) in 36 months, 31 SBA 504 as the CDC in 36 months. Each has its source and date.
- Phone and website. No phone number is on record. Website coastalcommunitycapital.org, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009476
- Recorded 9 SBA 7(a) approvals totaling $1.5M from October 1, 2023 to September 30, 2026 (SBA).
- Served as Certified Development Company on 31 SBA 504 approvals with $29.9M in SBA debentures from October 1, 2023 to September 30, 2026 (SBA).
- Listed by SBA as a Certified Development Company. (SBA list, as of November 9, 2026).
- Certified by the CDFI Fund as a Community Development Financial Institution. (CDFI Fund list, as of October 21, 2026).
Cite this
Source: The Lender Report, Cape & Islands Community Development, Inc., https://lender.report/lender/cape-and-islands-community-development-ma/, data as of December 31, 2025.
Sources
- SBA FOIA, September 30, 2026
- SBA lender lists, November 9, 2026
- CDFI Fund certified list, October 21, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem