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The Lender Report built this page from public records. Central Bank Illinois has not reviewed it. Every lender's page starts this way, and it says nothing about Central Bank Illinois itself. Each figure shows its source and date. Work at Central Bank Illinois? You can claim this page for free.

Multifamily record

Central Bank Illinois: multifamily loans made

Central Bank Illinois, a bank based in Geneseo, IL, made 123 multifamily loans in 2024 and 2025, $49.8M in all, in 3 states. The typical loan was about $120K, and the largest about $4.4M. Most were in Bureau County, IL.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
123
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$49.8M
HMDA,
Rounded amounts
Typical loan
$120K
HMDA,
Largest loan
$4.4M
HMDA,
Rounded to 2 significant figures
States
3
HMDA,

Cite this

Source: The Lender Report, Central Bank Illinois: multifamily loans made, https://lender.report/lender/central-bank-illinois-il/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Central Bank IllinoisNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Cook County, ILRefinance, 5 to 24 units$4.1MHMDA 2025
2025Peoria County, ILPurchase, 50 to 99 units$4.1MHMDA 2025
2025Winnebago County, ILPurchase, 50 to 99 units$2.3MHMDA 2025
2025Cook County, ILRefinance, 5 to 24 units$1.4MHMDA 2025
2025Winnebago County, ILPurchase, 25 to 49 units$1.1MHMDA 2025
2025Winnebago County, ILImprovement, 150 or more units$920KHMDA 2025
2025Whiteside County, ILRefinance, 150 or more units$840KHMDA 2025
2025Whiteside County, ILRefinance, 150 or more units$840KHMDA 2025
2025Winnebago County, ILImprovement, 150 or more units$820KHMDA 2025
2025Winnebago County, ILRefinance, 5 to 24 units$780KHMDA 2025
2025Winnebago County, ILPurchase, 50 to 99 units$760KHMDA 2025
2025Cook County, ILRefinance, 50 to 99 units$640KHMDA 2025
2025Peoria County, ILImprovement, 50 to 99 units$640KHMDA 2025
2025Milwaukee County, WIRefinance, 25 to 49 units$620KHMDA 2025
2025Cook County, ILPurchase, 5 to 24 units$520KHMDA 2025
2025Cook County, ILPurchase, 5 to 24 units$500KHMDA 2025
2025Will County, ILRefinance, 5 to 24 units$480KHMDA 2025
2025DeKalb County, ILPurchase, 5 to 24 units$440KHMDA 2025
2025Cook County, ILRefinance, 5 to 24 units$400KHMDA 2025
2025Cook County, ILPurchase, 50 to 99 units$340KHMDA 2025
2025Cook County, ILRefinance, 5 to 24 units$340KHMDA 2025
2025Whiteside County, ILImprovement, 150 or more units$300KHMDA 2025
2025Henry County, ILPurchase, 5 to 24 units$260KHMDA 2025
2025Bureau County, ILRefinance, 5 to 24 units$200KHMDA 2025
2025Cook County, ILRefinance, 5 to 24 units$200KHMDA 2025
123 multifamily loans made in 2024 and 2025$49.8MHMDA 2024 and 2025

A blank means the source did not report it.

Where Central Bank Illinois's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Bureau County, ILCounty34$3.19M
Cook County, ILCounty15$14.6M
Henry County, ILCounty15$1.36M
Ogle County, ILCounty13$1.73M
Whiteside County, ILCounty12$3.78M
Winnebago County, ILCounty9$13.7M
LaSalle County, ILCounty5$495K
Marshall County, ILCounty5$865K
Peoria County, ILCounty4$6.33M
IllinoisState3$165K
Milwaukee County, WICounty2$1.06M
Clinton County, IACounty1$45.0K
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Central Bank Illinois: multifamily loans by size
Loan sizeLoansDollars
Under $1M113$22.9M
$1M to $2.5M5$7.40M
$2.5M to $5M5$19.4M
$5M to $10M0$0
$10M or more0$0
HMDA,
Central Bank Illinois: multifamily loans by year
YearLoansDollarsTypical loan
202456$22.6M$100K
202567$27.1M$140K
HMDA,
What the loans were for
PurposeLoans
Purchase71
Refinance41
Improvement11
HMDA,
Size of the property
UnitsLoans
5 to 24 units83
25 to 49 units20
50 to 99 units12
100 to 149 units1
150 or more units7
HMDA,
  • Central Bank Illinois made 123 multifamily loans totaling $49.8M in 2024 and 2025, in 17 named places across 3 states. HMDA,
  • It made 67 of them in 2025 and 56 in 2024. HMDA,
  • The typical loan was about $120K, with the middle half between $45K and $400K. HMDA,
  • The largest was about $4.4M. Every amount is rounded to 2 significant figures. HMDA,
  • 113 loans were under $1M, and 0 were $5M or more. HMDA,
  • 33% of the loans were refinancings and 58% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 83 loans. HMDA,
  • Its loans were most often in Bureau County, IL (34), Cook County, IL (15) and Henry County, IL (15). HMDA,

What we don't know

  • Whether Central Bank Illinois is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.