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The Lender Report built this page from public records. The Citizens Bank of Philadelphia, Mississippi has not reviewed it. Every lender's page starts this way, and it says nothing about The Citizens Bank of Philadelphia, Mississippi itself. Each figure shows its source and date. Work at The Citizens Bank of Philadelphia, Mississippi? You can claim this page for free.

Multifamily record

The Citizens Bank of Philadelphia, Mississippi: multifamily loans made

The Citizens Bank of Philadelphia, Mississippi, a bank based in Philadelphia, MS, made 24 multifamily loans in 2024 and 2025, $43M in all, in 2 states. The typical loan was about $860K, and the largest about $12M. Most were in Harrison County, MS.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
24
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$43.0M
HMDA,
Rounded amounts
Typical loan
$860K
HMDA,
Largest loan
$12M
HMDA,
Rounded to 2 significant figures
States
2
HMDA,

Cite this

Source: The Lender Report, The Citizens Bank of Philadelphia, Mississippi: multifamily loans made, https://lender.report/lender/citizens-bank-of-philadelphia-mississippi-ms/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

The Citizens Bank of Philadelphia, MississippiNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Mobile County, ALPurchase, 100 to 149 units$3.9MHMDA 2025
2025Harrison County, MSRefinance, 5 to 24 units$2.4MHMDA 2025
2025Harrison County, MSPurchase, 5 to 24 units$1.1MHMDA 2025
2025Monroe County, MSPurchase, 25 to 49 units$860KHMDA 2025
2025Lowndes County, MSPurchase, 5 to 24 units$840KHMDA 2025
2025Oktibbeha County, MSPurchase, 5 to 24 units$800KHMDA 2025
2025MississippiPurchase, 5 to 24 units$560KHMDA 2025
2025Jackson County, MSRefinance, 5 to 24 units$320KHMDA 2025
2024Gulfport-Biloxi, MSImprovement, 150 or more units$12MHMDA 2024
2024DeSoto County, MSPurchase, 25 to 49 units$5MHMDA 2024
2024Harrison County, MSRefinance, 25 to 49 units$3.1MHMDA 2024
2024Jackson County, MSPurchase, 100 to 149 units$2.4MHMDA 2024
2024MississippiPurchase, 5 to 24 units$2.4MHMDA 2024
2024Jackson County, MSPurchase, 50 to 99 units$1.7MHMDA 2024
2024Harrison County, MSPurchase, 5 to 24 units$1.1MHMDA 2024
2024Harrison County, MSPurchase, 5 to 24 units$1.1MHMDA 2024
2024Lowndes County, MSPurchase, 5 to 24 units$660KHMDA 2024
2024MississippiRefinance, 25 to 49 units$660KHMDA 2024
2024Hinds County, MSRefinance, 5 to 24 units$500KHMDA 2024
2024Lee County, MSRefinance, 5 to 24 units$400KHMDA 2024
2024Harrison County, MSRefinance, 25 to 49 units$320KHMDA 2024
2024Hinds County, MSPurchase, 5 to 24 units$320KHMDA 2024
2024MississippiRefinance, 5 to 24 units$320KHMDA 2024
2024Lowndes County, MSPurchase, 5 to 24 units$240KHMDA 2024
24 multifamily loans made in 2024 and 2025$43.0MHMDA 2024 and 2025

A blank means the source did not report it.

Where The Citizens Bank of Philadelphia, Mississippi's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Harrison County, MSCounty6$9.12M
MississippiState4$3.94M
Jackson County, MSCounty3$4.42M
Lowndes County, MSCounty3$1.74M
Hinds County, MSCounty2$820K
DeSoto County, MSCounty1$5.00M
Gulfport-Biloxi, MSMetro area1$12.0M
Lee County, MSCounty1$400K
Mobile County, ALCounty1$3.90M
Monroe County, MSCounty1$860K
Oktibbeha County, MSCounty1$800K
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

The Citizens Bank of Philadelphia, Mississippi: multifamily loans by size
Loan sizeLoansDollars
Under $1M13$6.80M
$1M to $2.5M7$12.2M
$2.5M to $5M2$7.00M
$5M to $10M1$5.00M
$10M or more1$12.0M
HMDA,
The Citizens Bank of Philadelphia, Mississippi: multifamily loans by year
YearLoansDollarsTypical loan
202416$32.2M$1.1M
20258$10.8M$860K
HMDA,
What the loans were for
PurposeLoans
Purchase15
Refinance8
Improvement1
HMDA,
Size of the property
UnitsLoans
5 to 24 units15
25 to 49 units5
50 to 99 units1
100 to 149 units2
150 or more units1
HMDA,
  • The Citizens Bank of Philadelphia, Mississippi made 24 multifamily loans totaling $43M in 2024 and 2025, in 11 named places across 2 states. HMDA,
  • It made 8 of them in 2025 and 16 in 2024. HMDA,
  • The typical loan was about $860K, with the middle half between $500K and $2.4M. HMDA,
  • The largest was about $12M. Every amount is rounded to 2 significant figures. HMDA,
  • 13 loans were under $1M, and 2 were $5M or more. HMDA,
  • 33% of the loans were refinancings and 63% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 15 loans. HMDA,
  • Its loans were most often in Harrison County, MS (6), Jackson County, MS (3) and Lowndes County, MS (3). HMDA,

What we don't know

  • Whether The Citizens Bank of Philadelphia, Mississippi is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.