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The Lender Report built this page from public records. Citizens National Bank of Texas has not reviewed it. Every lender's page starts this way, and it says nothing about Citizens National Bank of Texas itself. Each figure shows its source and date. Work at Citizens National Bank of Texas? You can claim this page for free.
Multifamily record
Citizens National Bank of Texas: multifamily loans made
Citizens National Bank of Texas, a bank based in Waxahachie, TX, made 14 multifamily loans in 2024 and 2025, $44M in all, in 1 state. The typical loan was about $1.4M, and the largest about $20M. Most were in Ellis County, TX.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 14
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $44.0M
- HMDA,
- Rounded amounts
- Typical loan
- $1.4M
- HMDA,
- Largest loan
- $20M
- HMDA,
- Rounded to 2 significant figures
- States
- 1
- HMDA,
Cite this
Source: The Lender Report, Citizens National Bank of Texas: multifamily loans made, https://lender.report/lender/citizens-national-bank-of-texas-tx/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Coryell County, TX | Purchase, 25 to 49 units | $5.8M | HMDA 2025 | |||
| 2025 | Parker County, TX | Purchase, 5 to 24 units | $2.3M | HMDA 2025 | |||
| 2025 | Tarrant County, TX | Refinance, 5 to 24 units | $1.6M | HMDA 2025 | |||
| 2025 | Ellis County, TX | Purchase, 5 to 24 units | $1.4M | HMDA 2025 | |||
| 2025 | Erath County, TX | Purchase, 5 to 24 units | $900K | HMDA 2025 | |||
| 2025 | Ellis County, TX | Purchase, 5 to 24 units | $760K | HMDA 2025 | |||
| 2025 | Montgomery County, TX | Purchase, 5 to 24 units | $740K | HMDA 2025 | |||
| 2025 | Ellis County, TX | Improvement, 5 to 24 units | $440K | HMDA 2025 | |||
| 2024 | Wise County, TX | Cash-out refinance, 150 or more units | $20M | HMDA 2024 | |||
| 2024 | Erath County, TX | Purchase, 50 to 99 units | $5.8M | HMDA 2024 | |||
| 2024 | Parker County, TX | Purchase, 5 to 24 units | $2.3M | HMDA 2024 | |||
| 2024 | Johnson County, TX | Purchase, 5 to 24 units | $1M | HMDA 2024 | |||
| 2024 | Ellis County, TX | Purchase, 5 to 24 units | $780K | HMDA 2024 | |||
| 2024 | Ellis County, TX | Improvement, 25 to 49 units | $140K | HMDA 2024 | |||
| 14 multifamily loans made in 2024 and 2025 | $44.0M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Ellis County, TX | County | 5 | $3.52M |
| Erath County, TX | County | 2 | $6.70M |
| Parker County, TX | County | 2 | $4.60M |
| Coryell County, TX | County | 1 | $5.80M |
| Johnson County, TX | County | 1 | $1.00M |
| Montgomery County, TX | County | 1 | $740K |
| Tarrant County, TX | County | 1 | $1.60M |
| Wise County, TX | County | 1 | $20.0M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 6 | $3.76M |
| $1M to $2.5M | 5 | $8.60M |
| $2.5M to $5M | 0 | $0 |
| $5M to $10M | 2 | $11.6M |
| $10M or more | 1 | $20.0M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 6 | $30.0M | $2.3M |
| 2025 | 8 | $13.9M | $1.4M |
| Purpose | Loans |
|---|---|
| Purchase | 10 |
| Refinance | 1 |
| Cash-out refinance | 1 |
| Improvement | 2 |
| Units | Loans |
|---|---|
| 5 to 24 units | 10 |
| 25 to 49 units | 2 |
| 50 to 99 units | 1 |
| 150 or more units | 1 |
- Citizens National Bank of Texas made 14 multifamily loans totaling $44M in 2024 and 2025, in 8 named places across 1 state. HMDA,
- It made 8 of them in 2025 and 6 in 2024. HMDA,
- The typical loan was about $1.4M, with the middle half between $760K and $2.3M. HMDA,
- The largest was about $20M. Every amount is rounded to 2 significant figures. HMDA,
- 6 loans were under $1M, and 3 were $5M or more. HMDA,
- 14% of the loans were refinancings and 71% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 10 loans. HMDA,
- Its loans were most often in Ellis County, TX (5), Erath County, TX (2) and Parker County, TX (2). HMDA,
What we don't know
- Whether Citizens National Bank of Texas is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.