Unverified listing What this means

The Lender Report built this page from public records. The Commercial Bank has not reviewed it. Every lender's page starts this way, and it says nothing about The Commercial Bank itself. Each figure shows its source and date. Work at The Commercial Bank? You can claim this page for free.

SBA 7(a) record

The Commercial Bank, De Kalb, MS: SBA 7(a) loans made

The Commercial Bank, De Kalb, MS, a bank based in De Kalb, MS, made 6 SBA 7(a) loans in the 36 months ending September 30, 2026, $2M in all, net of cancelled approvals. The typical loan was about $98K, and 4 were in the last 12 months. Most were in Mississippi.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
6
SBA FOIA,
Net of cancelled approvals
Dollars
$1.98M
SBA FOIA,
Rounded amounts
Typical loan
$98K
SBA FOIA,
Largest loan
$960K
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
4
SBA FOIA,

Cite this

Source: The Lender Report, The Commercial Bank, De Kalb, MS: SBA 7(a) loans made, https://lender.report/lender/commercial-bank-ms/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

The Commercial Bank, De Kalb, MSNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026MississippiSBA 7(a), Accommodation and Food Services$17K13.25%4 yrSBA FOIA
Sep 2026MississippiSBA 7(a), Construction$7.2K13.25%3 yrSBA FOIA
Jun 2026MississippiSBA 7(a), Fitness and Recreational Sports Centers$74K10.75%10 yrSBA FOIA
Jan 2026MississippiSBA 7(a), Retail Trade$820K7.25%25 yrSBA FOIA
Mar 2024MississippiSBA 7(a), Pet Care (except Veterinary) Services$98K9.5%25 yrSBA FOIA
Nov 2023MississippiSBA 7(a), Home Health Care Services$960K8.75%26 yrSBA FOIA
6 SBA 7(a) loans since October 2023, net of cancelled$1.98MSBA FOIA

A blank means the source did not report it.

Where The Commercial Bank, De Kalb, MS's SBA 7(a) loans were made, most loans first
StateLoansDollars
Mississippi6$1.98M
SBA FOIA,

SBA loans are on record by state only.

The Commercial Bank, De Kalb, MS: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K4$196K
$150K to $350K0$0
$350K to $1M2$1.78M
$1M to $2.5M0$0
$2.5M or more0$0
SBA FOIA,
The Commercial Bank, De Kalb, MS: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q41$960K
2024 Q11$98.0K
2026 Q11$820K
2026 Q21$74.0K
2026 Q32$24.2K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business The Commercial Bank, De Kalb, MS lent to, most loans first
Industry (NAICS)Loans
Accommodation and Food Services1
Construction1
Fitness and Recreational Sports Centers (713940)1
Home Health Care Services (621610)1
Pet Care (except Veterinary) Services (812910)1
Retail Trade1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
7a General6
SBA FOIA,
  • The Commercial Bank, De Kalb, MS made 6 SBA 7(a) loans totaling $2M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • 4 of them were in the 12 months to September 30, 2026, and 0 in the 12 months before. SBA FOIA,
  • The typical loan was about $98K, with the middle half between $17K and $820K. SBA FOIA,
  • The largest was about $960K. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 4 loans were under $150K, and 0 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 10.75% on 6 loans, with the middle half between 8.75% and 13.25%. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Accommodation and Food Services, with 1. SBA FOIA,
  • The SBA file lists 6 of its loans as processed under 7a General. SBA FOIA,
  • Its loans were most often in Mississippi (6). SBA FOIA,

What we don't know

  • Whether The Commercial Bank, De Kalb, MS is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.