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SBA 7(a) record
Desert Financial Credit Union: SBA 7(a) loans made
Desert Financial Credit Union, a credit union based in Phoenix, AZ, made 23 SBA 7(a) loans in the 36 months ending September 30, 2026, $9.3M in all, net of cancelled approvals. The typical loan was about $220K, and 23 were in the last 12 months. Most were in Arizona.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 23
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $9.29M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $220K
- SBA FOIA,
- Largest loan
- $2.6M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 23
- SBA FOIA,
Cite this
Source: The Lender Report, Desert Financial Credit Union: SBA 7(a) loans made, https://lender.report/lender/desert-financial-credit-union-az/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Arizona | SBA 7(a), Residential Property Managers | $2.6M | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $1.6M | 7.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $450K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), All Other Miscellaneous Ambulatory Health Care Services | $220K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $120K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), All Other Miscellaneous Ambulatory Health Care Services | $95K | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $50K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), All Other Professional, Scientific, and Technical Services | $50K | 9.5% | 10 yr | SBA FOIA | |
| Aug 2026 | Arizona | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $900K | 6.5% | 25 yr | SBA FOIA | |
| Aug 2026 | Arizona | SBA 7(a), Residential Remodelers | $300K | 7.5% | 10 yr | SBA FOIA | |
| Aug 2026 | Arizona | SBA 7(a), Automotive Glass Replacement Shops | $250K | 8% | 10 yr | SBA FOIA | |
| Aug 2026 | Arizona | SBA 7(a), Offices of Lawyers | $100K | 9% | 10 yr | SBA FOIA | |
| Aug 2026 | Arizona | SBA 7(a), Other Waste Collection | $45K | 7.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Arizona | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $1M | 7.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Arizona | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $280K | 8.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Arizona | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $230K | 7.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Arizona | SBA 7(a), Pet Care (except Veterinary) Services | $110K | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Arizona | SBA 7(a), Other Building Material Dealers | $50K | 9.5% | 10 yr | SBA FOIA | |
| Jun 2026 | Arizona | SBA 7(a), Glass and Glazing Contractors | $250K | 8.25% | 10 yr | SBA FOIA | |
| Jun 2026 | Arizona | SBA 7(a), Fitness and Recreational Sports Centers | $150K | 7.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Arizona | SBA 7(a), All Other Outpatient Care Centers | $150K | 8.5% | 10 yr | SBA FOIA | |
| May 2026 | Arizona | SBA 7(a), All Other Specialty Trade Contractors | $250K | 8.25% | 10 yr | SBA FOIA | |
| Apr 2026 | Arizona | SBA 7(a), Other Individual and Family Services | $40K | 7.75% | 10 yr | SBA FOIA | |
| 23 SBA 7(a) loans since October 2023, net of cancelled | $9.29M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Arizona | 23 | $9.29M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 9 | $660K |
| $150K to $350K | 9 | $2.08M |
| $350K to $1M | 2 | $1.35M |
| $1M to $2.5M | 2 | $2.60M |
| $2.5M or more | 1 | $2.60M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2026 Q2 | 5 | $840K |
| 2026 Q3 | 18 | $8.45M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Offices of Physicians (except Mental Health Specialists) (621111) | 3 |
| All Other Miscellaneous Ambulatory Health Care Services (621999) | 2 |
| Offices of Mental Health Practitioners (except Physicians) (621330) | 2 |
| Administrative and Support and Waste Management and Remediation Services | 1 |
| All Other Outpatient Care Centers (621498) | 1 |
| All Other Professional, Scientific, and Technical Services (541990) | 1 |
| All Other Specialty Trade Contractors (238990) | 1 |
| Automotive Glass Replacement Shops (811122) | 1 |
| Fitness and Recreational Sports Centers (713940) | 1 |
| Glass and Glazing Contractors (238150) | 1 |
| Offices of All Other Miscellaneous Health Practitioners (621399) | 1 |
| Offices of Lawyers (541110) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 14 |
| 7a General | 9 |
- Desert Financial Credit Union made 23 SBA 7(a) loans totaling $9.3M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
- 23 of them were in the 12 months to September 30, 2026, and 0 in the 12 months before. SBA FOIA,
- The typical loan was about $220K, with the middle half between $95K and $300K. SBA FOIA,
- The largest was about $2.6M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 9 loans were under $150K, and 3 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 8.25% on 23 loans, with the middle half between 7.75% and 9.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Offices of Physicians (except Mental Health Specialists), with 3. SBA FOIA,
- The SBA file lists 14 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in Arizona (23). SBA FOIA,
What we don't know
- Whether Desert Financial Credit Union is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.