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The Lender Report built this page from public records. Dutrac Community Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Dutrac Community Credit Union itself. Each figure shows its source and date. Work at Dutrac Community Credit Union? You can claim this page for free.
Multifamily record
Dutrac Community Credit Union: multifamily loans made
Dutrac Community Credit Union, a credit union based in Dubuque, IA, made 113 multifamily loans in 2024 and 2025, $30.2M in all, in 3 states. The typical loan was about $120K, and the largest about $4M. Most were in Dubuque County, IA.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 113
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $30.2M
- HMDA,
- Rounded amounts
- Typical loan
- $120K
- HMDA,
- Largest loan
- $4M
- HMDA,
- Rounded to 2 significant figures
- States
- 3
- HMDA,
Cite this
Source: The Lender Report, Dutrac Community Credit Union: multifamily loans made, https://lender.report/lender/dutrac-community-credit-union-ia/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Scott County, IA | Purchase, 25 to 49 units | $3.2M | 6.25% | 3 yr | 65% | HMDA 2025 |
| 2025 | Scott County, IA | Purchase, 150 or more units | $2.7M | 5.75% | 3 yr | 67% | HMDA 2025 |
| 2025 | Rock Island County, IL | Refinance, 50 to 99 units | $840K | 5.75% | 3 yr | 56% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 25 to 49 units | $620K | 7.38% | 3 yr | 77% | HMDA 2025 |
| 2025 | Scott County, IA | Purchase, 25 to 49 units | $500K | 5.75% | 3 yr | 40% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 25 to 49 units | $420K | 5.13% | 3 yr | 77% | HMDA 2025 |
| 2025 | Scott County, IA | Purchase, 5 to 24 units | $360K | 8.5% | 3 yr | 80% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 5 to 24 units | $280K | 5.75% | 5 yr | 66% | HMDA 2025 |
| 2025 | Grant County, WI | Purchase, 5 to 24 units | $240K | 5.25% | 3 yr | 80% | HMDA 2025 |
| 2025 | Rock Island County, IL | Refinance, 25 to 49 units | $240K | 5.75% | 4 yr | 67% | HMDA 2025 |
| 2025 | Scott County, IA | Refinance, 25 to 49 units | $240K | 5.75% | 3 yr | 40% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 5 to 24 units | $220K | 5.25% | 3 yr | 80% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 5 to 24 units | $220K | 5.25% | 3 yr | 80% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 25 to 49 units | $200K | 4.88% | 3 yr | 77% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 5 to 24 units | $180K | 5.25% | 4 yr | 75% | HMDA 2025 |
| 2025 | Scott County, IA | Purchase, 25 to 49 units | $180K | 5.13% | 4 yr | 77% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 5 to 24 units | $160K | 4.75% | 3 yr | 74% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 25 to 49 units | $140K | 4.88% | 3 yr | 77% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 5 to 24 units | $140K | 5.13% | 3 yr | 78% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 5 to 24 units | $140K | 5.25% | 3 yr | 80% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 5 to 24 units | $140K | 5.88% | 5 yr | 77% | HMDA 2025 |
| 2025 | Delaware County, IA | Purchase, 5 to 24 units | $120K | 5.5% | 3 yr | 80% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 5 to 24 units | $120K | 5.13% | 3 yr | 78% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 5 to 24 units | $120K | 5.25% | 3 yr | 78% | HMDA 2025 |
| 2025 | Jackson County, IA | Purchase, 5 to 24 units | $120K | 6.75% | 3 yr | 80% | HMDA 2025 |
| 113 multifamily loans made in 2024 and 2025 | $30.2M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Dubuque County, IA | County | 49 | $7.30M |
| Scott County, IA | County | 28 | $14.0M |
| Rock Island County, IL | County | 12 | $1.93M |
| Clinton County, IA | County | 8 | $900K |
| Knox County, IL | County | 3 | $225K |
| Delaware County, IA | County | 2 | $165K |
| Grant County, WI | County | 2 | $335K |
| Jackson County, IA | County | 2 | $175K |
| Muscatine County, IA | County | 2 | $3.74M |
| Cedar County, IA | County | 1 | $100K |
| Cerro Gordo County, IA | County | 1 | $400K |
| Jones County, IA | County | 1 | $800K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 109 | $17.4M |
| $1M to $2.5M | 0 | $0 |
| $2.5M to $5M | 4 | $12.8M |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 56 | $16.0M | $120K |
| 2025 | 57 | $14.2M | $100K |
| Purpose | Loans |
|---|---|
| Purchase | 71 |
| Refinance | 25 |
| Cash-out refinance | 10 |
| Improvement | 7 |
| Units | Loans |
|---|---|
| 5 to 24 units | 67 |
| 25 to 49 units | 24 |
| 50 to 99 units | 21 |
| 150 or more units | 1 |
- Dutrac Community Credit Union made 113 multifamily loans totaling $30.2M in 2024 and 2025, in 14 named places across 3 states. HMDA,
- It made 57 of them in 2025 and 56 in 2024. HMDA,
- The typical loan was about $120K, with the middle half between $75K and $180K. HMDA,
- The largest was about $4M. Every amount is rounded to 2 significant figures. HMDA,
- 109 loans were under $1M, and 0 were $5M or more. HMDA,
- It reported a median rate of 5.75% on 113 loans, with the middle half between 5.13% and 6.13%. HMDA,
- The median term was 3 years. HMDA,
- The median loan to value was 75%. HMDA,
- 31% of the loans were refinancings and 63% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 67 loans. HMDA,
- Its loans were most often in Dubuque County, IA (49), Scott County, IA (28) and Rock Island County, IL (12). HMDA,
What we don't know
- Whether Dutrac Community Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.