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The Lender Report built this page from public records. Eastman Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Eastman Credit Union itself. Each figure shows its source and date. Work at Eastman Credit Union? You can claim this page for free.

Multifamily record

Eastman Credit Union: multifamily loans made

Eastman Credit Union, a credit union based in Kingsport, TN, made 53 multifamily loans in 2024 and 2025, $127.2M in all, in 3 states. The typical loan was about $1.1M, and the largest about $27M. Most were in Washington County, TN.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
53
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$127M
HMDA,
Rounded amounts
Typical loan
$1.1M
HMDA,
Largest loan
$27M
HMDA,
Rounded to 2 significant figures
States
3
HMDA,

Cite this

Source: The Lender Report, Eastman Credit Union: multifamily loans made, https://lender.report/lender/eastman-credit-union-tn/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Eastman Credit UnionNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Smith County, TXRefinance, 25 to 49 units$4.1M6%25 yr56%HMDA 2025
2025Washington County, TNCash-out refinance, 25 to 49 units$2.7M6.22%5 yr74%HMDA 2025
2025Sullivan County, TNRefinance, 5 to 24 units$2.3M5.83%5 yr80%HMDA 2025
2025Carter County, TNCash-out refinance, 25 to 49 units$2.1M6.22%5 yr54%HMDA 2025
2025Cherokee County, TXRefinance, 25 to 49 units$1.8M5.88%20 yr66%HMDA 2025
2025Washington County, TNCash-out refinance, 5 to 24 units$1.7M6.88%20 yr47%HMDA 2025
2025Knox County, TNPurchase, 5 to 24 units$1.6M6.38%7 yr78%HMDA 2025
2025Washington County, TNPurchase, 5 to 24 units$1.3M7%25 yr80%HMDA 2025
2025Rusk County, TXPurchase, 5 to 24 units$940K6.75%25 yr85%HMDA 2025
2025Washington County, TNPurchase, 5 to 24 units$800K6.13%20 yr60%HMDA 2025
2025TexasRefinance, 5 to 24 units$780K6%25 yr78%HMDA 2025
2025Smith County, TXCash-out refinance, 5 to 24 units$740K6.13%25 yr75%HMDA 2025
2025Harrison County, TXPurchase, 5 to 24 units$500K6%20 yr71%HMDA 2025
2025Gregg County, TXPurchase, 5 to 24 units$460K6.13%25 yr80%HMDA 2025
2025Gregg County, TXCash-out refinance, 5 to 24 units$440K6.13%25 yr49%HMDA 2025
2025Harrison County, TXPurchase, 5 to 24 units$340K6.25%25 yrHMDA 2025
2025Carter County, TNImprovement, 5 to 24 units$75K7.5%5 yr14%HMDA 2025
2025Carter County, TNImprovement, 5 to 24 units$55K8%5 yrHMDA 2025
2024Sullivan County, TNPurchase, 150 or more units$27M8.25%30 yr70%HMDA 2024
2024Hamblen County, TNPurchase, 50 to 99 units$10M6.75%25 yr74%HMDA 2024
2024Washington County, TNPurchase, 50 to 99 units$10M6.55%30 yr78%HMDA 2024
2024Hamblen County, TNPurchase, 50 to 99 units$7.4M6.75%5 yr77%HMDA 2024
2024Sevier County, TNPurchase, 25 to 49 units$6.6M6.63%30 yr74%HMDA 2024
2024Sevier County, TNRefinance, 50 to 99 units$6.3M6.63%25 yr65%HMDA 2024
2024Knox County, TNRefinance, 150 or more units$4.2M6.25%5 yr26%HMDA 2024
53 multifamily loans made in 2024 and 2025$127MHMDA 2024 and 2025

A blank means the source did not report it.

Where Eastman Credit Union's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Washington County, TNCounty14$22.3M
Gregg County, TXCounty6$6.26M
Knox County, TNCounty5$11.5M
Sullivan County, TNCounty5$34.4M
Carter County, TNCounty4$3.21M
Harrison County, TXCounty3$1.94M
Sevier County, TNCounty3$16.2M
Smith County, TXCounty3$5.64M
Greene County, TNCounty2$2.20M
Hamblen County, TNCounty2$17.4M
Cherokee County, TXCounty1$1.80M
Kingsport-Bristol, TN-VAMetro area1$1.60M
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Eastman Credit Union: multifamily loans by size
Loan sizeLoansDollars
Under $1M25$12.4M
$1M to $2.5M15$22.8M
$2.5M to $5M7$24.6M
$5M to $10M3$20.3M
$10M or more3$47.0M
HMDA,
Eastman Credit Union: multifamily loans by year
YearLoansDollarsTypical loan
202435$104M$1.1M
202518$22.7M$940K
HMDA,
What the loans were for
PurposeLoans
Purchase28
Refinance11
Cash-out refinance10
Improvement4
HMDA,
Size of the property
UnitsLoans
5 to 24 units31
25 to 49 units12
50 to 99 units8
150 or more units2
HMDA,
  • Eastman Credit Union made 53 multifamily loans totaling $127.2M in 2024 and 2025, in 16 named places across 3 states. HMDA,
  • It made 18 of them in 2025 and 35 in 2024. HMDA,
  • The typical loan was about $1.1M, with the middle half between $500K and $2.3M. HMDA,
  • The largest was about $27M. Every amount is rounded to 2 significant figures. HMDA,
  • 25 loans were under $1M, and 6 were $5M or more. HMDA,
  • It reported a median rate of 6.75% on 53 loans, with the middle half between 6.25% and 6.98%. HMDA,
  • The median term was 20 years. HMDA,
  • The median loan to value was 74%. HMDA,
  • 40% of the loans were refinancings and 53% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 31 loans. HMDA,
  • Its loans were most often in Washington County, TN (14), Gregg County, TX (6) and Knox County, TN (5). HMDA,

What we don't know

  • Whether Eastman Credit Union is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.