Unverified listing What this means
The Lender Report built this page from public records. Economic and Community Development Institute has not reviewed it. Every lender's page starts this way, and it says nothing about Economic and Community Development Institute itself. Each figure shows its source and date. Work at Economic and Community Development Institute? You can claim this page for free.
Non-bank lender, Columbus, OH
Economic and Community Development Institute
A non-bank lender based in Columbus, OH. Public files show recent SBA 7(a) loans it made.
- Kind
- Non-bank lender
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 19
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- Not reported
- HMDA,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- www.ecdi.orgFrom the CDFI Fund list, October 21, 2026.
- Names it files under
- Economic and Community Development Institute, Inc. (ECDI); Economic and Community Development Institute, Inc.SBA FOIA,
- Based in
- Columbus, OHSBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender.Membership in a public list, not lending volume. | SBA lender lists, |
| October 21, 2026 | Certified by the CDFI Fund as a Community Development Financial Institution.Membership in a public list, not lending volume. | CDFI Fund certified list, |
| May 1, 2024 | Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jun 2026 | Ohio | SBA 7(a), Mobile Food Services | $89K | 12.5% | 7 yr | SBA FOIA | |
| May 2026 | Ohio | SBA 7(a), Musical Instrument and Supplies Retailers | $230K | 12.5% | 10 yr | SBA FOIA | |
| Apr 2026 | Ohio | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $75K | 12.5% | 6 yr | SBA FOIA | |
| Jul 2025 | Ohio | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $310K | 11.5% | 10 yr | SBA FOIA | |
| Jul 2025 | Ohio | SBA 7(a), Hobby, Toy, and Game Retailers | $90K | 12.25% | 10 yr | SBA FOIA | |
| Feb 2025 | Ohio | SBA 7(a), Commercial Photography | $78K | 11.5% | 10 yr | SBA FOIA | |
| Feb 2025 | Ohio | SBA 7(a), Hobby, Toy, and Game Retailers | $77K | 11.5% | 10 yr | SBA FOIA | |
| Dec 2024 | Ohio | SBA 7(a), All Other Specialty Food Retailers | $350K | 7% | 10 yr | SBA FOIA | |
| Dec 2024 | Ohio | SBA 7(a), Breweries | $130K | 10.5% | 10 yr | SBA FOIA | |
| Sep 2024 | Ohio | SBA 7(a), Toy and Hobby Goods and Supplies Merchant Wholesalers | $110K | 12.25% | 10 yr | SBA FOIA | |
| Jul 2024 | Ohio | SBA 7(a), All Other Miscellaneous Schools and Instruction | $180K | 12% | 10 yr | SBA FOIA | |
| Jul 2024 | Ohio | SBA 7(a), Other Miscellaneous Durable Goods Merchant Wholesalers | $130K | 12.25% | 10 yr | SBA FOIA | |
| Jun 2024 | Ohio | SBA 7(a), Florists | $350K | 12% | 10 yr | SBA FOIA | |
| May 2024 | Ohio | SBA 7(a), Drinking Places (Alcoholic Beverages) | $330K | 10% | 10 yr | SBA FOIA | |
| Mar 2024 | Ohio | SBA 7(a), Child and Youth Services | $290K | 10% | 10 yr | SBA FOIA | |
| Mar 2024 | Ohio | SBA 7(a), Mobile Food Services | $150K | 10% | 10 yr | SBA FOIA | |
| Mar 2024 | Ohio | SBA 7(a), All Other Amusement and Recreation Industries | $110K | 10% | 10 yr | SBA FOIA | |
| Feb 2024 | Ohio | SBA 7(a), Wholesale Trade | $230K | 12.25% | 10 yr | SBA FOIA | |
| Feb 2024 | Ohio | SBA 7(a), Other Services (except Public Administration) | $210K | 7% | 10 yr | SBA FOIA | |
| 19 SBA 7(a) loans since October 2023, net of cancelled | $3.52M | SBA FOIA | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 19 | $3.52M | $147K | $350K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 3 | $390K | SBA FOIA, |
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list as: SBA Community Advantage lender (May 1, 2024). Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. Status with SBA: Community Advantage SBLC (mission lender authorized for 7(a) loans of up to $350,000).
- Listed by SBA: List of microlenders (microloan intermediaries) as: SBA microloan intermediary (November 9, 2026). Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender. States served: OH.
- Listed by CDFI Fund: List of Certified CDFIs as: Certified CDFI (October 21, 2026). Certified by the CDFI Fund as a Community Development Financial Institution. Kind of institution: Loan Fund. Certification: Certified by the CDFI Fund since 2014-01-24.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list, SBA: List of microlenders (microloan intermediaries), CDFI Fund: List of Certified CDFIs,
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Ohio HQ | 1 | 19 | 0 |
Loan channel and SBA processing
Public record only
- Approval to first disbursement
- 35 days, median of 18
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. Economic and Community Development Institute, Columbus, OH. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 19 recorded loans from SBA files, through September 30, 2026: 19 SBA 7(a) in 36 months. Each has its source and date.
- Phone and website. No phone number is on record. Website ecdi.org, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009494
- Recorded 21 SBA 7(a) approvals totaling $4M from October 1, 2023 to September 30, 2026, of which 2 were later cancelled (SBA).
- Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. (SBA list, as of May 1, 2024).
- Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender. (SBA list, as of November 9, 2026).
- Certified by the CDFI Fund as a Community Development Financial Institution. (CDFI Fund list, as of October 21, 2026).
Cite this
Source: The Lender Report, Economic and Community Development Institute, https://lender.report/lender/economic-and-community-development-institute-oh/, data as of December 31, 2025.
Sources
- SBA FOIA, September 30, 2026
- SBA lender lists, May 1, 2024
- SBA lender lists, November 9, 2026
- CDFI Fund certified list, October 21, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem