Unverified listing What this means
The Lender Report built this page from public records. Enterprise Bank and Trust Company has not reviewed it. Every lender's page starts this way, and it says nothing about Enterprise Bank and Trust Company itself. Each figure shows its source and date. Work at Enterprise Bank and Trust Company? You can claim this page for free.
Depository, Lowell, MA
Enterprise Bank and Trust Company
Enterprise Bank and Trust Company no longer files under this name. FDIC records show it merged into Rockland Trust Company on July 1, 2025. Before that it made 25 multifamily loans in 2025, at a typical size of $1.5M, and 70 1-4 unit investor or business-purpose loans in 2025.
- Kind
- Depository, no June 2026 call report
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
- Multifamily loans made, 2025
- 25
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- 70
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- $51.4M
- HMDA,
How to reach them
Each line shows where it came from
- Phone
- No phone number or website is on record for this lender.
- Address
- 222 Merrimack St, Lowell, MA 01852FDIC institution record,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| July 1, 2025 | Merged into Rockland Trust Company on July 1, 2025.FDIC structure history. | FDIC history, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Norfolk County, MA | Purchase, 25 to 49 units | $8.3M | 6.22% | 10 yr | 63% | HMDA 2025 |
| 2025 | Middlesex County, MA | Purchase, 25 to 49 units | $7.8M | 6.37% | 10 yr | 60% | HMDA 2025 |
| 2025 | Middlesex County, MA | Purchase, 5 to 24 units | $4.5M | 6.64% | 10 yr | 75% | HMDA 2025 |
| 2025 | Worcester County, MA | Purchase, 5 to 24 units | $2.4M | 6.75% | 25 yr | 63% | HMDA 2025 |
| 2025 | Worcester County, MA | Purchase, 5 to 24 units | $2.3M | 6.28% | 10 yr | 75% | HMDA 2025 |
| 2025 | Middlesex County, MA | Purchase, 25 to 49 units | $2.3M | 6.39% | 5 yr | 60% | HMDA 2025 |
| 2025 | Essex County, MA | Improvement, 5 to 24 units | $2.2M | 6.4% | 25 yr | 69% | HMDA 2025 |
| 2025 | Plymouth County, MA | Refinance, 5 to 24 units | $2M | 6.7% | 30 yr | 70% | HMDA 2025 |
| 2025 | Essex County, MA | Purchase, 5 to 24 units | $1.7M | 8.25% | 1.3 yr | 70% | HMDA 2025 |
| 2025 | Hillsborough County, NH | Refinance, 5 to 24 units | $1.7M | 6.15% | 10 yr | 45% | HMDA 2025 |
| 2025 | Middlesex County, MA | Purchase, 5 to 24 units | $1.6M | 6% | 10 yr | 73% | HMDA 2025 |
| 2025 | Middlesex County, MA | Refinance, 25 to 49 units | $1.6M | 6.8% | 30 yr | 55% | HMDA 2025 |
| 2025 | Worcester County, MA | Refinance, 5 to 24 units | $1.5M | 6.67% | 20 yr | 38% | HMDA 2025 |
| 2025 | Middlesex County, MA | Refinance, 5 to 24 units | $1.5M | 6.5% | 10 yr | 52% | HMDA 2025 |
| 2025 | Rockingham County, NH | Purchase, 5 to 24 units | $1.5M | 8% | 1 yr | 65% | HMDA 2025 |
| 2025 | Middlesex County, MA | Purchase, 5 to 24 units | $1.4M | 6.33% | 10 yr | 65% | HMDA 2025 |
| 2025 | Middlesex County, MA | Refinance, 5 to 24 units | $1.3M | 6.5% | 10 yr | 41% | HMDA 2025 |
| 2025 | Essex County, MA | Purchase, 5 to 24 units | $1.3M | 6.5% | 30 yr | 57% | HMDA 2025 |
| 2025 | Middlesex County, MA | Purchase, 5 to 24 units | $1.2M | 6.72% | 30 yr | 75% | HMDA 2025 |
| 2025 | Middlesex County, MA | Purchase, 5 to 24 units | $940K | 6.25% | 30 yr | 75% | HMDA 2025 |
| 2025 | Essex County, MA | Purchase, 5 to 24 units | $660K | 6.53% | 30 yr | 59% | HMDA 2025 |
| 2025 | Essex County, MA | Improvement, 5 to 24 units | $600K | 6.76% | 26 yr | 72% | HMDA 2025 |
| 2025 | Worcester County, MA | Purchase, 5 to 24 units | $480K | 6.69% | 10 yr | 75% | HMDA 2025 |
| 2025 | Rockingham County, NH | Purchase, 5 to 24 units | $480K | 6.75% | 10 yr | 48% | HMDA 2025 |
| 2025 | Cheshire County, NH | Purchase, 25 to 49 units | $200K | 6.75% | 10 yr | 62% | HMDA 2025 |
| 25 multifamily loans made in 2025 | $51.4M | HMDA 2025 | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 25 | $51.4M | $1.50M | $8.3M | HMDA, |
| Multifamily, 5 or more units | 2024 | 50 | $120M | $920K | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 70 | $57.1M | $560K | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Massachusetts HQ | 1 | 21 | 60 | 0 | 0 |
| New Hampshire | 0 | 4 | 10 | 0 | 0 |
| County | Recorded loans | Dollars |
|---|---|---|
| Essex County, MA | 22 | $71.8M |
| Middlesex County, MA | 19 | $40.0M |
| Hillsborough County, NH | 12 | $17.2M |
| Worcester County, MA | 6 | $7.87M |
| Rockingham County, NH | 5 | $4.08M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| Cambridge-Newton-Framingham, MA | 41 | $112M |
| Manchester-Nashua, NH | 12 | $17.2M |
| Boston, MA | 7 | $22.6M |
| Worcester, MA | 6 | $7.87M |
| Rockingham County-Strafford County, NH | 5 | $4.08M |
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and charter. Enterprise Bank and Trust Company, FDIC certificate 27408. Compare it with the regulator's record.
- Loans made. 145 recorded loans from the HMDA file, in 2024 and 2025: 25 HMDA multifamily 2025, 50 HMDA multifamily 2024, 70 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to Enterprise Bank and Trust Company]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- FDIC certificate
- 27408
- LEI
- 5493008ZK5SW6NTWB533
- The Lender Report ID
- lr_008945
- Originated 25 multifamily loans totaling $51.4M in 2025 (HMDA).
- Originated 50 multifamily loans totaling $120M in 2024 (HMDA).
- Originated 70 1-4 unit investor or business-purpose loans totaling $57.1M in 2025 (HMDA).
- Merged into Rockland Trust Company on July 1, 2025. Source: FDIC records.
Cite this
Source: The Lender Report, Enterprise Bank and Trust Company, https://lender.report/lender/enterprise-bank-and-trust-ma/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem