Unverified listing What this means
The Lender Report built this page from public records. Equity Wave Lending, Inc. has not reviewed it. Every lender's page starts this way, and it says nothing about Equity Wave Lending, Inc. itself. Each figure shows its source and date. Work at Equity Wave Lending, Inc.? You can claim this page for free.
Multifamily record
Equity Wave Lending, Inc.: multifamily loans made
Equity Wave Lending, Inc., a non-bank lender based in Irvine, CA, made 5 multifamily loans in 2025, $2.1M in all, in 1 state. The typical loan was about $400K, and the largest about $720K. Most were in Los Angeles County, CA.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 5
- HMDA,
- 2025. Manufactured-home parks excluded
- Dollars
- $2.10M
- HMDA,
- Rounded amounts
- Typical loan
- $400K
- HMDA,
- Largest loan
- $720K
- HMDA,
- Rounded to 2 significant figures
- States
- 1
- HMDA,
Cite this
Source: The Lender Report, Equity Wave Lending, Inc.: multifamily loans made, https://lender.report/lender/equity-wave-lending-ca/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $720K | 10.99% | 3 yr | 60% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $700K | 10.5% | 3 yr | 43% | HMDA 2025 |
| 2025 | Kern County, CA | Cash-out refinance, 25 to 49 units | $400K | 11.99% | 2 yr | 35% | HMDA 2025 |
| 2025 | San Diego County, CA | Cash-out refinance, 5 to 24 units | $160K | 10.99% | 0.8 yr | 8% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $120K | 12.75% | 3 yr | 41% | HMDA 2025 |
| 5 multifamily loans made in 2025 | $2.10M | HMDA 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Los Angeles County, CA | County | 3 | $1.54M |
| Kern County, CA | County | 1 | $400K |
| San Diego County, CA | County | 1 | $160K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 5 | $2.10M |
| $1M to $2.5M | 0 | $0 |
| $2.5M to $5M | 0 | $0 |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2025 | 5 | $2.10M | $400K |
| Purpose | Loans |
|---|---|
| Purchase | 1 |
| Cash-out refinance | 4 |
| Units | Loans |
|---|---|
| 5 to 24 units | 4 |
| 25 to 49 units | 1 |
- Equity Wave Lending, Inc. made 5 multifamily loans totaling $2.1M in 2025, in 3 named places across 1 state. HMDA,
- The typical loan was about $400K, with the middle half between $160K and $700K. HMDA,
- The largest was about $720K. Every amount is rounded to 2 significant figures. HMDA,
- 5 loans were under $1M, and 0 were $5M or more. HMDA,
- It reported a median rate of 10.99% on 5 loans, with the middle half between 10.99% and 11.99%. HMDA,
- The median term was 3 years. HMDA,
- The median loan to value was 41%. HMDA,
- 80% of the loans were refinancings and 20% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 4 loans. HMDA,
- HMDA shows 5 of the 5 multifamily loans Equity Wave Lending, Inc. made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Los Angeles County, CA (3), Kern County, CA (1) and San Diego County, CA (1). HMDA,
What we don't know
- Whether Equity Wave Lending, Inc. is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.