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SBA 7(a) record

FCNB Bank: SBA 7(a) loans made

FCNB Bank, a bank based in Steelville, MO, made 9 SBA 7(a) loans in the 36 months ending September 30, 2026, $3.4M in all, net of cancelled approvals. The typical loan was about $280K, and 3 were in the last 12 months. Most were in Missouri.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
9
SBA FOIA,
Net of cancelled approvals
Dollars
$3.44M
SBA FOIA,
Rounded amounts
Typical loan
$280K
SBA FOIA,
Largest loan
$1.7M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
3
SBA FOIA,

Cite this

Source: The Lender Report, FCNB Bank: SBA 7(a) loans made, https://lender.report/lender/fcnb-bank-mo/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

FCNB BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
May 2026MissouriSBA 7(a), Retail Trade$310K9.5%20 yrSBA FOIA
May 2026MissouriSBA 7(a), Transportation and Warehousing$100K7.25%10 yrSBA FOIA
Jan 2026MissouriSBA 7(a), Snack and Nonalcoholic Beverage Bars$180K8%10 yrSBA FOIA
Jul 2025MissouriSBA 7(a), Wholesale Trade$350K7.75%10 yrSBA FOIA
Mar 2025MissouriSBA 7(a), Snack and Nonalcoholic Beverage Bars$1.7M7.25%25 yrSBA FOIA
Jan 2025MissouriSBA 7(a), Arts, Entertainment, and Recreation$350K8%10 yrSBA FOIA
Jan 2025MissouriSBA 7(a), Motor Vehicle Towing$74K8.5%10 yrSBA FOIA
Sep 2024MissouriSBA 7(a), Motor Vehicle Towing$100K9.5%10 yrSBA FOIA
Jun 2024MissouriSBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors$280K9.5%10 yrSBA FOIA
9 SBA 7(a) loans since October 2023, net of cancelled$3.44MSBA FOIA

A blank means the source did not report it.

Where FCNB Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Missouri9$3.44M
SBA FOIA,

SBA loans are on record by state only.

FCNB Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K3$274K
$150K to $350K3$770K
$350K to $1M2$700K
$1M to $2.5M1$1.70M
$2.5M or more0$0
SBA FOIA,
FCNB Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2024 Q21$280K
2024 Q31$100K
2025 Q13$2.12M
2025 Q31$350K
2026 Q11$180K
2026 Q22$410K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business FCNB Bank lent to, most loans first
Industry (NAICS)Loans
Motor Vehicle Towing (488410)2
Snack and Nonalcoholic Beverage Bars (722515)2
Arts, Entertainment, and Recreation1
Plumbing, Heating, and Air-Conditioning Contractors (238220)1
Retail Trade1
Transportation and Warehousing1
Wholesale Trade1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
7a General6
SBA Express Program3
SBA FOIA,
  • FCNB Bank made 9 SBA 7(a) loans totaling $3.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • 3 of them were in the 12 months to September 30, 2026, and 4 in the 12 months before. SBA FOIA,
  • The typical loan was about $280K, with the middle half between $100K and $350K. SBA FOIA,
  • The largest was about $1.7M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 3 loans were under $150K, and 1 was $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.00% on 9 loans, with the middle half between 7.75% and 9.50%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Motor Vehicle Towing, with 2. SBA FOIA,
  • The SBA file lists 6 of its loans as processed under 7a General. SBA FOIA,
  • Its loans were most often in Missouri (9). SBA FOIA,

What we don't know

  • Whether FCNB Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.