Unverified listing What this means
The Lender Report built this page from public records. The First National Bank in Marlow has not reviewed it. Every lender's page starts this way, and it says nothing about The First National Bank in Marlow itself. Each figure shows its source and date. Work at The First National Bank in Marlow? You can claim this page for free.
Bank, Marlow, OK
The First National Bank in Marlow
The First National Bank in Marlow no longer files under this name. FDIC records show it merged into Sovereign Bank on October 1, 2026.
- Kind
- Bank
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
- Commercial book
- $24.7M
- FDIC call report,
- Holds, not loans made
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $71.8M
- FDIC call report,
How to reach them
Each line shows where it came from
- Phone
- The FDIC record has no phone number. Try the lender's website.
- Website
- www.fnbmarlow.comFrom the FDIC record, November 9, 2026.
- Address
- 301 W Main St, Marlow, OK 73055FDIC institution record,
- Regulator record
- FDIC BankFind
Recently done
Balances only
Balances only. No public file shows individual loans this lender made. Below is how its book moved.
| When | What the record shows | Source |
|---|---|---|
| Last 24 months | Office changes in the last 24 months: 1 opened, 0 closed, 0 relocated.FDIC structure history. | FDIC history |
| October 1, 2026 | Merged into Sovereign Bank on October 1, 2026.FDIC structure history. | FDIC history, |
| Jun 2025 to Jun 2026 | Farmland balance rose 5.0% to $4.2M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| Jun 2025 to Jun 2026 | Non-owner-occupied CRE balance rose 3.8% to $2.5M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
No public record of recent loans. That can mean no such loans or no duty to report.
What it holds
FDIC call report, June 30, 2026
| Book | Holds | Of its loans | Year over year |
|---|---|---|---|
| Multifamily | $0 | 0.0% | Not reported |
| Construction and land development | $642K | 1.4% | Not reported |
| Owner-occupied CRE | $16.3M | 36.5% | -23.5% |
| Non-owner-occupied CRE | $2.45M | 5.5% | +3.8% |
| Farmland | $4.25M | 9.5% | +5.0% |
| Commercial and industrial | $1.05M | 2.4% | -21.1% |
| Commercial total | $24.7M |
Reference only: $14.5M of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $25.8M |
| Q4 2023 | $28.1M |
| Q1 2024 | $26.6M |
| Q2 2024 | $25.9M |
| Q3 2024 | $28.3M |
| Q4 2024 | $28.4M |
| Q1 2025 | $28.9M |
| Q2 2025 | $29.3M |
| Q3 2025 | $30.3M |
| Q4 2025 | $30.3M |
| Q1 2026 | $29.9M |
| Q2 2026 | $24.7M |
Programs on record: Federal Home Loan Bank member, Topeka district (FHFA).
Undrawn commitments
FFIEC Call Report, June 30, 2026
- The First National Bank in Marlow reported commitments to fund construction loans that had not been drawn at June 30, 2026: $16,000 for 1-4 family residential construction and $309,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
- Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $356,000. These are credit lines not yet used.
Small loans it holds, by original size
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026
Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 9 | $329K |
| Over $250,000 up to $1 million | 4 | $719K |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 19 | $725K |
| Over $100,000 up to $250,000 | 12 | $1.84M |
| Over $250,000 up to $1 million | 17 | $7.94M |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 11 | $375K |
| Over $100,000 up to $250,000 | 5 | $615K |
| Over $250,000 up to $500,000 | 7 | $2.06M |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 28 | $542K |
| Over $100,000 up to $250,000 | 3 | $103K |
Where it lends
Offices beside loans on record
| State | Offices |
|---|---|
| Oklahoma HQ | 4 |
Offices by county
FDIC Summary of Deposits, June 30, 2026
- The First National Bank in Marlow has 4 offices in 2 counties and 1 state (FDIC Summary of Deposits, June 30, 2026): 4 full service and 0 limited service.
| County | Full-service offices | Limited-service offices |
|---|---|---|
| Stephens County, OK | 3 | 0 |
| Grady County, OK | 1 | 0 |
Loan production offices are not in this file. A bank with no office here can still lend here.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- How much of its book it made recently. Call reports carry balances, not loans made.
- Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
- How its 1-4 family loans divide between owner-occupied and investor.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and charter. The First National Bank in Marlow, FDIC certificate 26260. Compare it with the regulator's record. [FDIC BankFind]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- Regulator
- Office of the Comptroller of the Currency
- FDIC certificate
- 26260
- RSSD
- 17259
- The Lender Report ID
- lr_006067
- FDIC classifies this bank as
- Commercial Lending Specialization
- Ownership
- Stock
FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.
- Reported $71.8M in total assets as of June 30, 2026 (FDIC call report).
- Held $24.7M of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $16.3M of owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $4.2M of farmland loans as of June 30, 2026, up 5.0% from a year earlier (FDIC call report).
- Held $2.5M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 3.8% from a year earlier (FDIC call report).
- Merged into Sovereign Bank on October 1, 2026. Source: FDIC records.
4 more sentences
- Listed 4 offices in 1 state (FDIC).
- Held 13 commercial and industrial loans that were $1 million or less when made, with a balance of $1M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Held 48 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $10.5M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $16K for 1-4 family and $309K for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
Cite this
Source: The Lender Report, The First National Bank in Marlow, https://lender.report/lender/first-national-bank-in-marlow-ok/, data as of December 31, 2025.
Sources
- FDIC institution record, November 9, 2026
- FDIC office list, October 28, 2026
- FDIC call report, June 30, 2026
- FDIC call report, June 30, 2025
- FFIEC Call Report, June 30, 2026
- FDIC call reports, June 30, 2026
- FDIC Summary of Deposits, June 30, 2026
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem