Unverified listing What this means
The Lender Report built this page from public records. First Seacoast Bank has not reviewed it. Every lender's page starts this way, and it says nothing about First Seacoast Bank itself. Each figure shows its source and date. Work at First Seacoast Bank? You can claim this page for free.
Savings institution, Dover, NH
First Seacoast Bank
First Seacoast Bank no longer files under this name. FDIC records show it merged into Cambridge Savings Bank on October 1, 2026. Before that it made 2 multifamily loans in 2025, all in New Hampshire, at a typical size of $170K, and 8 SBA 7(a) loans since October 2023.
- Kind
- Savings institution
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
- Commercial book
- $122M
- FDIC call report,
- Holds, not loans made
- Multifamily loans made, 2025
- 2
- HMDA,
- HMDA, 5 or more units
- SBA loans, 36 months
- 13
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $576M
- FDIC call report,
How to reach them
Each line shows where it came from
- Phone
- The FDIC record has no phone number. Try the lender's website.
- Website
- www.firstseacoastbank.comFrom the FDIC record, November 9, 2026.
- Address
- 633 Central Ave, Dover, NH 03820FDIC institution record,
- Regulator record
- FDIC BankFind
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| October 1, 2026 | Merged into Cambridge Savings Bank on October 1, 2026.FDIC structure history. | FDIC history, |
| Oct 2023 to Sep 2026 | SBA 7(a) approvals by processing method: 5 SBA Express.SBA ProcessingMethod field, net of cancellations. | SBA FOIA, |
| Jun 2025 to Jun 2026 | Commercial and industrial balance rose 7.6% to $26.8M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| Jun 2025 to Jun 2026 | Unused commitments on commercial real estate rose 48.9% to $15.3M in the year to June 30, 2026.Call report commitments. Not a measure of new lending. | FDIC call report |
| Fiscal 2026 | The holding company reported a balance of $21.7M still held on loans originated in fiscal 2026.Group level: the registrant and all of its subsidiaries together. A balance, not the amount originated. | SEC 10-Q and 10-K filings, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jun 2026 | New Hampshire | SBA 7(a), Wholesale Trade | $1.9M | 7.75% | 10 yr | SBA FOIA | |
| May 2026 | New Hampshire | SBA 7(a), Offices of Lawyers | $25K | 8.75% | 10 yr | SBA FOIA | |
| 2025 | Strafford County, NH | Improvement, 5 to 24 units | $200K | HMDA 2025 | |||
| 2025 | Strafford County, NH | Improvement, 5 to 24 units | $140K | HMDA 2025 | |||
| Aug 2025 | New Hampshire | SBA 7(a), Insurance Agencies and Brokerages | $400K | 9% | 7 yr | SBA FOIA | |
| Jul 2025 | New Hampshire | SBA 7(a), Retail Trade | $2.5M | 9% | 10 yr | SBA FOIA | |
| Jul 2025 | New Hampshire | SBA 504, Retail Trade | $600K | 25 yr | SBA FOIA | ||
| Dec 2024 | New Hampshire | SBA 7(a), Food (Health) Supplement Retailers | $650K | 8.75% | 10 yr | SBA FOIA | |
| Dec 2024 | New Hampshire | SBA 504, Construction | $620K | 25 yr | SBA FOIA | ||
| 2024 | Grafton County, NH | Purchase, 5 to 24 units | $460K | HMDA 2024 | |||
| Aug 2024 | New Hampshire | SBA 7(a), Fuel Dealers | $75K | 9.5% | 10 yr | SBA FOIA | |
| May 2024 | New Hampshire | SBA 504, Public Administration | $220K | 25 yr | SBA FOIA | ||
| May 2024 | New Hampshire | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $220K | 3.5% | 10 yr | SBA FOIA | |
| Apr 2024 | New Hampshire | SBA 504, Health Care and Social Assistance | $230K | 25 yr | SBA FOIA | ||
| Feb 2024 | New Hampshire | SBA 7(a), Offices of Dentists | $200K | 9.5% | 10 yr | SBA FOIA | |
| 8 SBA 7(a) loans since October 2023, net of cancelled | $5.91M | SBA FOIA | |||||
A blank means the source did not report it.
What it holds
FDIC call report, June 30, 2026
| Book | Holds | Of its loans | Year over year |
|---|---|---|---|
| Multifamily | $4.23M | 1.0% | -24.1% |
| Construction and land development | $15.8M | 3.8% | +20.9% |
| Owner-occupied CRE | $55.7M | 13.2% | -6.2% |
| Non-owner-occupied CRE | $19.7M | 4.7% | -25.9% |
| Farmland | $0 | 0.0% | Not reported |
| Commercial and industrial | $26.8M | 6.3% | +7.6% |
| Commercial total | $122M |
Reference only: $288M of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $139M |
| Q4 2023 | $137M |
| Q1 2024 | $136M |
| Q2 2024 | $133M |
| Q3 2024 | $129M |
| Q4 2024 | $129M |
| Q1 2025 | $137M |
| Q2 2025 | $130M |
| Q3 2025 | $129M |
| Q4 2025 | $121M |
| Q1 2026 | $121M |
| Q2 2026 | $122M |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 2 | $340K | $170K | $200K | HMDA, |
| Multifamily, 5 or more units | 2024 | 1 | $460K | $460K | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 3 | $1.70M | $560K | HMDA, | |
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 8 | $5.91M | $313K | $2.5M | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 2 | $1.90M | SBA FOIA, | ||
| SBA 504 first lien, net of cancelled | 36 months to Sep 2026 | 5 | $1.97M | $300K | $620K | SBA FOIA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens: its name and state.
Programs on record: Federal Home Loan Bank member, Boston district (FHFA).
Undrawn commitments
FFIEC Call Report, June 30, 2026
- First Seacoast Bank reported commitments to fund construction loans that had not been drawn at June 30, 2026: $5,685,000 for 1-4 family residential construction and $9,642,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
- Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $9,557,000. These are credit lines not yet used.
Small loans it holds, by original size
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026
Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 43 | $974K |
| Over $100,000 up to $250,000 | 25 | $1.33M |
| Over $250,000 up to $1 million | 35 | $12.7M |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 10 | $258K |
| Over $100,000 up to $250,000 | 32 | $3.84M |
| Over $250,000 up to $1 million | 86 | $28.2M |
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| New Hampshire HQ | 5 | 2 | 3 | 8 | 5 |
Offices by county
FDIC Summary of Deposits, June 30, 2026
- First Seacoast Bank has 5 offices in 2 counties and 1 state (FDIC Summary of Deposits, June 30, 2026): 5 full service and 0 limited service.
| County | Full-service offices | Limited-service offices |
|---|---|---|
| Strafford County, NH | 4 | 0 |
| Rockingham County, NH | 1 | 0 |
Loan production offices are not in this file. A bank with no office here can still lend here.
Loan channel and SBA processing
Public record only
- SBA Express
- 5 loans
- Approval to first disbursement
- 33 days, median of 8
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
| Lender | State |
|---|---|
| Claremont Savings Bank | NH |
| Savings Bank of Walpole | NH |
| Primary Bank | NH |
| Salem Co-operative Bank | NH |
| Sugar River Bank | NH |
| The Millyard Bank | NH |
| Merrimack County Savings Bank | NH |
| Franklin Savings Bank | NH |
What we don't know
- Whether it is taking new loans today, or on what terms.
- How much of its book it made recently. Call reports carry balances, not loans made.
- Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
- How its 1-4 family loans divide between owner-occupied and investor.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and charter. First Seacoast Bank, FDIC certificate 29744. Compare it with the regulator's record. [FDIC BankFind]
- Loans made. 19 recorded loans from HMDA and SBA files, through September 30, 2026: 2 HMDA multifamily 2025, 1 HMDA multifamily 2024, 3 HMDA 1-4 unit investor 2025, 8 SBA 7(a) in 36 months, 5 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to First Seacoast Bank]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- Regulator
- Office of the Comptroller of the Currency
- FDIC certificate
- 29744
- RSSD
- 119872
- LEI
- 549300QHFDNFAMLATM94
- The Lender Report ID
- lr_002340
- FDIC classifies this bank as
- Mortgage Lending Specialization
- Ownership
- Stock
FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.
- Reported $576.3M in total assets as of June 30, 2026 (FDIC call report).
- Held $122.3M of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $55.7M of owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $26.8M of commercial and industrial loans as of June 30, 2026, up 7.6% from a year earlier (FDIC call report).
- Held $19.7M of non-owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
- Originated 2 multifamily loans totaling $340K in 2025 (HMDA).
10 more sentences
- Originated 1 multifamily loan totaling $460K in 2024 (HMDA).
- Originated 3 1-4 unit investor or business-purpose loans totaling $1.7M in 2025 (HMDA).
- Recorded 8 SBA 7(a) approvals totaling $5.9M from October 1, 2023 to September 30, 2026 (SBA).
- Provided the first lien on 5 SBA 504 projects with $2M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
- Merged into Cambridge Savings Bank on October 1, 2026. Source: FDIC records.
- Listed 5 offices in 1 state (FDIC).
- First Seacoast Bancorp, Inc. reported in its 10-Q for the period ended 2026-06-30 that the company and all of its subsidiaries together still held $21.7M of loans originated in fiscal 2026 (SEC filing).
- Held 103 commercial and industrial loans that were $1 million or less when made, with a balance of $15M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Held 128 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $32.3M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $5.7M for 1-4 family and $9.6M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
Cite this
Source: The Lender Report, First Seacoast Bank, https://lender.report/lender/first-seacoast-bank-nh/, data as of December 31, 2025.
Sources
- FDIC institution record, November 9, 2026
- FDIC office list, October 28, 2026
- FDIC call report, June 30, 2026
- FDIC call report, June 30, 2025
- HMDA, 2025
- SBA FOIA, September 30, 2026
- FFIEC Call Report, June 30, 2026
- FDIC call reports, June 30, 2026
- SEC 10-Q and 10-K filings, June 30, 2026
- FDIC Summary of Deposits, June 30, 2026
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem