Unverified listing What this means
The Lender Report built this page from public records. Fort Bragg Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Fort Bragg Credit Union itself. Each figure shows its source and date. Work at Fort Bragg Credit Union? You can claim this page for free.
Credit union, Fayetteville, NC
Fort Bragg Credit Union
A credit union based in Fayetteville, NC. Its commercial book is led by owner-occupied CRE and non-owner-occupied CRE. No public file shows individual loans it has made.
- Kind
- Credit union
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Commercial book
- $44.3M
- NCUA 5300,
- Holds, not loans made
- Commercial loans made, H1 2026
- 0
- NCUA 5300,
- Real-estate-secured
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $690M
- NCUA 5300,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 910-487-8200 From the NCUA record, June 30, 2026.
- Website
- www.fortbraggfcu.orgFrom the NCUA record, November 9, 2026.
- Commercial lending page
- fortbraggfcu.orgFrom the lender's website, retrieved November 11, 2026.
- Names it files under
- FORT BRAGGNCUA 5300,
- Address
- 1638 Skibo Rd, Fayetteville, NC 28303NCUA 5300,
- Regulator record
- NCUA profile
You generally must be a member of a credit union to borrow from it. Field of membership: Multiple common bond - primarily military. Designated low-income by NCUA.
Recently done
Balances only
Balances only. No public file shows individual loans this lender made. Below is how its book moved.
| When | What the record shows | Source |
|---|---|---|
| Jun 2025 to Jun 2026 | Owner-occupied CRE balance rose 4.5% to $24.5M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | NCUA 5300 |
| Jun 2025 to Jun 2026 | Non-owner-occupied CRE balance rose 6.7% to $18.3M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | NCUA 5300 |
No public record of recent loans. That can mean no such loans or no duty to report.
What it holds
NCUA 5300, June 30, 2026
| Book | Holds | Of its loans | Year over year | Loans | Average |
|---|---|---|---|---|---|
| Multifamily | $1.48M | 0.4% | -1.0% | 1 | $1.48M |
| Construction and land development | $0 | 0.0% | -100.0% | 0 | Not reported |
| Owner-occupied CRE | $24.5M | 6.4% | +4.5% | 20 | $1.23M |
| Non-owner-occupied CRE | $18.3M | 4.8% | +6.7% | 16 | $1.14M |
| Farmland | $0 | 0.0% | Not reported | 0 | Not reported |
| Commercial and industrial | $0 | 0.0% | Not reported | 0 | Not reported |
| Other real-estate-secured commercial | $0 | 0.0% | Not reported | Not reported | Not reported |
| Commercial total | $44.3M |
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $34.6M |
| Q4 2023 | $38.1M |
| Q1 2024 | $38.1M |
| Q2 2024 | $41.4M |
| Q3 2024 | $43.8M |
| Q4 2024 | $45.8M |
| Q1 2025 | $46.9M |
| Q2 2025 | $43.2M |
| Q3 2025 | $45.2M |
| Q4 2025 | $47.0M |
| Q1 2026 | $47.0M |
| Q2 2026 | $44.3M |
| Book | Average loan |
|---|---|
| Multifamily | $1.48M |
| Owner-occupied CRE | $1.23M |
| Non-owner-occupied CRE | $1.14M |
Programs on record: Federal Home Loan Bank member, Atlanta district (FHFA).
Where it lends
Offices beside loans on record
| State | Offices |
|---|---|
| North Carolina HQ | 5 |
Capacity. Not a rating
Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.
| Measure | This lender | Its peers | How it is worked out | Source |
|---|---|---|---|---|
| Business loan cap | $84.5M | $62.0M to $135M across 8 peers | Estimate: the lesser of 1.75 times net worth or 12.25% of assets. Low-income designated credit unions and some others are exempt. Not a statement from the credit union. | NCUA 5300, 12 CFR 723.8, Jun 30, 2026 |
| Business loans outstanding | $0 | $0 to $64.0M across 8 peers | Net member business loans, as reported on Form 5300. | NCUA 5300, |
| Cap used | 0.0% | 0.0% to 71.4% across 8 peers | Business loans outstanding over the estimated cap. This credit union is designated low-income by NCUA and is exempt from the cap. | NCUA 5300, |
| Largest single borrower | $13.3M | $8.37M to $37.9M across 8 peers | Estimate: the greater of 15% of net worth or $100,000. Not a limit the credit union has stated. | NCUA 5300, 12 CFR 723.4, Jun 30, 2026 |
| CRE to net worth | 22.4% | 0.0% to 94.4% across 8 peers | (Construction + multifamily + non-owner-occupied CRE loans) divided by net worth. Our own ratio, not a regulatory test or limit. | NCUA 5300, |
| Loans to assets | 55.9% | 58.4% to 83.6% across 8 peers | Total loans divided by total assets. | NCUA 5300, |
Estimates use the formulas in 12 CFR 723. Low-income designated credit unions and some others are exempt from the cap.
Peers
Same kind of lender, similar size and book
| Lender | State | Total assets | Commercial book |
|---|---|---|---|
| Carolinas Telco Credit Union | NC | $506M | $19.7M |
| Champion Credit Union | NC | $552M | $27.7M |
| Latino Community Credit Union | NC | $1.04B | $0 |
| Marine Credit Union | NC | $1.10B | $153M |
| Kinetic Credit Union | GA | $665M | $38.7M |
| First Credit Union | AZ | $812M | $90.2M |
| Caribe Credit Union | PR | $800M | $13.2M |
| Dover Credit Union | DE | $732M | $125M |
What we don't know
- Whether it is taking new loans today, or on what terms.
- Who can join. A credit union lends only to its members, and field of membership decides who qualifies.
- Whether it made any commercial real estate loans in the first half of 2026. It reported none, and the 5300 covers only what it files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- Credit union concentration ratios here are our own calculation against net worth. They are not a regulatory test or limit. Originations are Jan-Jun 2026 year to date.
Check this page
Against the regulator's own record
- Name and charter. Fort Bragg Credit Union, NCUA charter 13690. Compare it with the regulator's record. [NCUA profile]
- Balances. $690M in total assets and $44.3M in commercial loans held, from the NCUA 5300 for June 30, 2026. [Source]
- Loans made. Your NCUA Form 5300 for June 30, 2026 reports no commercial loans made. If that is wrong, report it with evidence.
- Phone and website. Phone 910-487-8200, from the NCUA record. Website fortbraggfcu.org, from the NCUA record. [How to reach them]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of June 30, 2026. Page last changed November 11, 2026.
- Regulator
- National Credit Union Administration
- NCUA charter
- 13690
- RSSD
- 151489
- The Lender Report ID
- lr_002051
- Main office county
- Cumberland
- Members
- 34,483
- NCUA region
- 2 - Southern
NCUA credit union details,
- Reported $689.6M in total assets as of June 30, 2026 (NCUA 5300).
- Held $44.3M of commercial and commercial real estate loans as of June 30, 2026 (NCUA 5300).
- Held $24.5M of owner-occupied commercial real estate loans as of June 30, 2026, up 4.5% from a year earlier (NCUA 5300).
- Held $18.3M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 6.7% from a year earlier (NCUA 5300).
- Held $1.5M of multifamily loans as of June 30, 2026 (NCUA 5300).
- Held $44.3M of nonmember commercial loans and participations as of June 30, 2026 (NCUA 5300).
1 more sentence
- Listed 5 offices in 1 state (NCUA).
Cite this
Source: The Lender Report, Fort Bragg Credit Union, https://lender.report/lender/fort-bragg-credit-union-nc/, data as of June 30, 2026.
Sources
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Work at Fort Bragg Credit Union? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem