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The Lender Report built this page from public records. GESA Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about GESA Credit Union itself. Each figure shows its source and date. Work at GESA Credit Union? You can claim this page for free.
Multifamily record
GESA Credit Union: multifamily loans made
GESA Credit Union, a credit union based in Richland, WA, made 32 multifamily loans in 2024 and 2025, $72.4M in all, in 3 states. The typical loan was about $1.4M, and the largest about $14M. Most were in Clark County, WA.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 32
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $72.4M
- HMDA,
- Rounded amounts
- Typical loan
- $1.4M
- HMDA,
- Largest loan
- $14M
- HMDA,
- Rounded to 2 significant figures
- States
- 3
- HMDA,
Cite this
Source: The Lender Report, GESA Credit Union: multifamily loans made, https://lender.report/lender/gesa-credit-union-wa/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Benton County, WA | Refinance, 25 to 49 units | $6.2M | 6.05% | 10 yr | 66% | HMDA 2025 |
| 2025 | Clatsop County, OR | Refinance, 25 to 49 units | $4.7M | 6.85% | 10 yr | 63% | HMDA 2025 |
| 2025 | Lane County, OR | Purchase, 50 to 99 units | $3.5M | 6.31% | 10 yr | 63% | HMDA 2025 |
| 2025 | Cowlitz County, WA | Purchase, 50 to 99 units | $3.4M | 6.31% | 10 yr | 62% | HMDA 2025 |
| 2025 | Idaho | Refinance, 5 to 24 units | $3.3M | 7.11% | 10 yr | 76% | HMDA 2025 |
| 2025 | Yakima County, WA | Refinance, 25 to 49 units | $3.3M | 6.17% | 10 yr | 59% | HMDA 2025 |
| 2025 | Multnomah County, OR | Refinance, 5 to 24 units | $1.5M | 7.25% | 10 yr | 65% | HMDA 2025 |
| 2025 | Washington | Refinance, 25 to 49 units | $1.5M | 8.16% | 2 yr | 57% | HMDA 2025 |
| 2025 | Grays Harbor County, WA | Purchase, 5 to 24 units | $1.4M | 6.52% | 10 yr | 57% | HMDA 2025 |
| 2025 | Yakima County, WA | Refinance, 5 to 24 units | $1.2M | 6.17% | 10 yr | 63% | HMDA 2025 |
| 2025 | Multnomah County, OR | Purchase, 5 to 24 units | $1.1M | 6.85% | 10 yr | 66% | HMDA 2025 |
| 2025 | Yamhill County, OR | Purchase, 5 to 24 units | $1.1M | 7.01% | 10 yr | 63% | HMDA 2025 |
| 2025 | King County, WA | Refinance, 5 to 24 units | $640K | 6.63% | 10 yr | 52% | HMDA 2025 |
| 2025 | Oregon | Refinance, 5 to 24 units | $600K | 6.67% | 10 yr | 68% | HMDA 2025 |
| 2025 | Franklin County, WA | Purchase, 5 to 24 units | $560K | 8.21% | 10 yr | 67% | HMDA 2025 |
| 2025 | Spokane County, WA | Improvement, 5 to 24 units | $160K | 8.5% | 0.5 yr | 82% | HMDA 2025 |
| 2024 | King County, WA | Purchase, 100 to 149 units | $14M | 6.8% | 6 yr | 63% | HMDA 2024 |
| 2024 | Linn County, OR | Purchase, 50 to 99 units | $6.9M | 7.79% | 5 yr | 72% | HMDA 2024 |
| 2024 | Jackson County, OR | Purchase, 50 to 99 units | $3.5M | 7.79% | 5 yr | 69% | HMDA 2024 |
| 2024 | Clatsop County, OR | Refinance, 25 to 49 units | $2.3M | 7.37% | 10 yr | 34% | HMDA 2024 |
| 2024 | Spokane County, WA | Refinance, 25 to 49 units | $2.1M | 7.14% | 10 yr | 61% | HMDA 2024 |
| 2024 | Skagit County, WA | Purchase, 25 to 49 units | $1.6M | 7.34% | 10 yr | 80% | HMDA 2024 |
| 2024 | Clark County, WA | Purchase, 5 to 24 units | $1.4M | 7.09% | 10 yr | 80% | HMDA 2024 |
| 2024 | Clark County, WA | Refinance, 5 to 24 units | $1.4M | 7.84% | 10 yr | 66% | HMDA 2024 |
| 2024 | Clark County, WA | Purchase, 5 to 24 units | $1.3M | 7.15% | 10 yr | 62% | HMDA 2024 |
| 32 multifamily loans made in 2024 and 2025 | $72.4M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Clark County, WA | County | 3 | $4.10M |
| Multnomah County, OR | County | 3 | $3.58M |
| Spokane County, WA | County | 3 | $2.52M |
| Yakima County, WA | County | 3 | $4.96M |
| Clatsop County, OR | County | 2 | $7.00M |
| King County, WA | County | 2 | $14.6M |
| Whitman County, WA | County | 2 | $1.02M |
| Benton County, WA | County | 1 | $6.20M |
| Cowlitz County, WA | County | 1 | $3.40M |
| Franklin County, WA | County | 1 | $560K |
| Grays Harbor County, WA | County | 1 | $1.40M |
| Idaho | State | 1 | $3.30M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 11 | $5.72M |
| $1M to $2.5M | 12 | $17.9M |
| $2.5M to $5M | 6 | $21.7M |
| $5M to $10M | 2 | $13.1M |
| $10M or more | 1 | $14.0M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 16 | $38.3M | $1.4M |
| 2025 | 16 | $34.2M | $1.5M |
| Purpose | Loans |
|---|---|
| Purchase | 15 |
| Refinance | 13 |
| Cash-out refinance | 3 |
| Improvement | 1 |
| Units | Loans |
|---|---|
| 5 to 24 units | 20 |
| 25 to 49 units | 7 |
| 50 to 99 units | 4 |
| 100 to 149 units | 1 |
- GESA Credit Union made 32 multifamily loans totaling $72.4M in 2024 and 2025, in 21 named places across 3 states. HMDA,
- It made 16 of them in 2025 and 16 in 2024. HMDA,
- The typical loan was about $1.4M, with the middle half between $640K and $3.3M. HMDA,
- The largest was about $14M. Every amount is rounded to 2 significant figures. HMDA,
- 11 loans were under $1M, and 3 were $5M or more. HMDA,
- It reported a median rate of 7.12% on 32 loans, with the middle half between 6.80% and 7.66%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 66%. HMDA,
- 50% of the loans were refinancings and 47% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 20 loans. HMDA,
- Its loans were most often in Clark County, WA (3), Multnomah County, OR (3) and Spokane County, WA (3). HMDA,
What we don't know
- Whether GESA Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.