Unverified listing What this means
The Lender Report built this page from public records. Greater Nevada Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Greater Nevada Credit Union itself. Each figure shows its source and date. Work at Greater Nevada Credit Union? You can claim this page for free.
Credit union, Carson City, NV
Greater Nevada Credit Union
A credit union based in Carson City, NV. Its commercial book is led by construction and non-owner-occupied CRE. Public files show recent 1-4 unit investor loans it made.
- Kind
- Credit union
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Commercial book
- $444M
- NCUA 5300,
- Holds, not loans made
- Commercial loans made, H1 2026
- 0
- NCUA 5300,
- Real-estate-secured
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $1.68B
- NCUA 5300,
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How to reach them
Each line shows where it came from
- Phone
- 775-882-2060 From the NCUA record, June 30, 2026.
- Website
- www.gncu.orgFrom the NCUA record, November 9, 2026.
- Commercial lending page
- gncu.orgFrom the lender's website, retrieved November 11, 2026.
- Names it files under
- GREATER NEVADA; GREATER NEVADA MORTGAGENCUA 5300,
- Address
- 451 Eagle Station Ln, Carson City, NV 89701NCUA 5300,
- Regulator record
- NCUA profile
You generally must be a member of a credit union to borrow from it. Field of membership: Non-Federal Credit Union.
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
What changed. Greater Nevada Credit Union's Owner-occupied CRE balance rose 20.3% to $58.5M in the quarter ended June 30, 2026. NCUA 5300,
| When | What the record shows | Source |
|---|---|---|
| Jun 2025 to Jun 2026 | Construction and land development balance rose 1.7% to $186.8M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | NCUA 5300 |
No public record of recent loans. That can mean no such loans or no duty to report.
What it holds
NCUA 5300, June 30, 2026
| Book | Holds | Of its loans | Year over year | Loans | Average |
|---|---|---|---|---|---|
| Multifamily | $8.03M | 0.6% | -43.9% | 2 | $4.02M |
| Construction and land development | $187M | 14.3% | +1.7% | 13 | $14.4M |
| Owner-occupied CRE | $58.5M | 4.5% | +8.0% | 29 | $2.02M |
| Non-owner-occupied CRE | $94.0M | 7.2% | -25.9% | 43 | $2.19M |
| Farmland | $9.78M | 0.8% | -0.9% | 7 | $1.40M |
| Commercial and industrial | $83.7M | 6.4% | -25.4% | 41 | $2.04M |
| Other real-estate-secured commercial | $3.28M | 0.3% | -3.2% | Not reported | Not reported |
| Commercial total | $444M |
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $432M |
| Q4 2023 | $468M |
| Q1 2024 | $467M |
| Q2 2024 | $506M |
| Q3 2024 | $497M |
| Q4 2024 | $518M |
| Q1 2025 | $520M |
| Q2 2025 | $501M |
| Q3 2025 | $498M |
| Q4 2025 | $477M |
| Q1 2026 | $457M |
| Q2 2026 | $441M |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| 1-4 unit investor or business purpose | 2025 | 40 | $11.9M | $290K | HMDA, |
How these public files were tied to this lender. HMDA: its name and state.
| Book | Average loan |
|---|---|
| Construction and land development | $14.4M |
| Multifamily | $4.02M |
| Owner-occupied CRE | $2.02M |
| Non-owner-occupied CRE | $2.19M |
| Farmland | $1.40M |
| Commercial and industrial | $2.04M |
Programs on record: Federal Home Loan Bank member, San Francisco district (FHFA).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Nevada HQ | 16 | 0 | 40 | 0 | 0 |
Capacity. Not a rating
Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.
| Measure | This lender | Its peers | How it is worked out | Source |
|---|---|---|---|---|
| Business loan cap | $103M | $107M to $266M across 8 peers | Estimate: the lesser of 1.75 times net worth or 12.25% of assets. Low-income designated credit unions and some others are exempt. Not a statement from the credit union. | NCUA 5300, 12 CFR 723.8, Jun 30, 2026 |
| Business loans outstanding | $105M | $6.15M to $424M across 8 peers | Net member business loans, as reported on Form 5300. | NCUA 5300, |
| Cap used | 101.4% | 3.6% to 192.2% across 8 peers | Business loans outstanding over the estimated cap. | NCUA 5300, |
| Largest single borrower | $8.83M | $17.1M to $79.8M across 8 peers | Estimate: the greater of 15% of net worth or $100,000. Not a limit the credit union has stated. | NCUA 5300, 12 CFR 723.4, Jun 30, 2026 |
| CRE to net worth | 490.4% | 3.0% to 139.0% across 8 peers | (Construction + multifamily + non-owner-occupied CRE loans) divided by net worth. Our own ratio, not a regulatory test or limit. | NCUA 5300, |
| Loans to assets | 77.8% | 41.6% to 88.4% across 8 peers | Total loans divided by total assets. | NCUA 5300, |
Estimates use the formulas in 12 CFR 723. Low-income designated credit unions and some others are exempt from the cap.
Peers
Same kind of lender, similar size and book
| Lender | State | Total assets | Commercial book |
|---|---|---|---|
| Silver State Schools Credit Union | NV | $1.31B | $32.7M |
| Create Credit Union | NV | $1.64B | $370M |
| One Nevada Credit Union | NV | $1.50B | $169M |
| Self-Help Credit Union | NC | $2.17B | $409M |
| Boulder Dam Credit Union | NV | $872M | $11.8M |
| Usf Federal Credit Union | FL | $1.40B | $55.8M |
| U.S. Eagle Credit Union | NM | $1.46B | $250M |
| Frankenmuth Credit Union | MI | $1.59B | $214M |
What we don't know
- Whether it is taking new loans today, or on what terms.
- Who can join. A credit union lends only to its members, and field of membership decides who qualifies.
- Whether it made any commercial real estate loans in the first half of 2026. It reported none, and the 5300 covers only what it files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- Credit union concentration ratios here are our own calculation against net worth. They are not a regulatory test or limit. Originations are Jan-Jun 2026 year to date.
- Combines this filer's call report with HMDA or SBA figures reported under another name or LEI of the same institution.
Check this page
Against the regulator's own record
- Name and charter. Greater Nevada Credit Union, NCUA charter 68228. Compare it with the regulator's record. [NCUA profile]
- Balances. $1.68B in total assets and $444M in commercial loans held, from the NCUA 5300 for June 30, 2026. [Source]
- Loans made. Your NCUA Form 5300 for June 30, 2026 reports no commercial loans made, and 40 loans in the HMDA file, in 2025: 40 HMDA 1-4 unit investor 2025. [How each file was tied to Greater Nevada Credit Union]
- Phone and website. Phone 775-882-2060, from the NCUA record. Website gncu.org, from the NCUA record. [How to reach them]
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For the record
Data as of June 30, 2026. Page last changed November 11, 2026.
- Regulator
- NCUA and state regulator
- NCUA charter
- 68228
- RSSD
- 230973
- LEI
- 549300QZED00YTPAWQ69
- The Lender Report ID
- lr_000989
- Main office county
- Carson City
- Members
- 89,893
- NCUA region
- 3 - Western
NCUA credit union details,
- Reported $1.7B in total assets as of June 30, 2026 (NCUA 5300).
- Held $444.1M of commercial and commercial real estate loans as of June 30, 2026 (NCUA 5300).
- Held $186.8M of construction and land loans as of June 30, 2026, up 1.7% from a year earlier (NCUA 5300).
- Held $94M of non-owner-occupied commercial real estate loans as of June 30, 2026 (NCUA 5300).
- Held $83.7M of commercial and industrial loans as of June 30, 2026 (NCUA 5300).
- Originated 40 1-4 unit investor or business-purpose loans totaling $11.9M in 2025 (HMDA).
2 more sentences
- Held $50.7M of nonmember commercial loans and participations as of June 30, 2026 (NCUA 5300).
- Listed 16 offices in 1 state (NCUA).
Cite this
Source: The Lender Report, Greater Nevada Credit Union, https://lender.report/lender/greater-nevada-credit-union-nv/, data as of June 30, 2026.
Sources
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem