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The Lender Report built this page from public records. Highland Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Highland Bank itself. Each figure shows its source and date. Work at Highland Bank? You can claim this page for free.

Multifamily record

Highland Bank: multifamily loans made

Highland Bank, a bank based in Saint Paul, MN, made 7 multifamily loans in 2024 and 2025, $4.3M in all, in 1 state. The typical loan was about $500K, and the largest about $1.1M. Most were in Ramsey County, MN.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 9, 2026
Multifamily loans
7
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$4.32M
HMDA,
Rounded amounts
Typical loan
$500K
HMDA,
Largest loan
$1.1M
HMDA,
Rounded to 2 significant figures
States
1
HMDA,

Cite this

Source: The Lender Report, Highland Bank: multifamily loans made, https://lender.report/lender/highland-bank-mn/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Highland BankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Ramsey County, MNRefinance, 25 to 49 units$740KHMDA 2025
2025Ramsey County, MNRefinance, 5 to 24 units$680KHMDA 2025
2025Ramsey County, MNRefinance, 5 to 24 units$500KHMDA 2025
2025Ramsey County, MNRefinance, 25 to 49 units$400KHMDA 2025
2024Hennepin County, MNRefinance, 5 to 24 units$1.1MHMDA 2024
2024Hennepin County, MNCash-out refinance, 5 to 24 units$500KHMDA 2024
2024Ramsey County, MNCash-out refinance, 25 to 49 units$400KHMDA 2024
7 multifamily loans made in 2024 and 2025$4.32MHMDA 2024 and 2025

A blank means the source did not report it.

Where Highland Bank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Ramsey County, MNCounty5$2.72M
Hennepin County, MNCounty2$1.60M
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Highland Bank: multifamily loans by size
Loan sizeLoansDollars
Under $1M6$3.22M
$1M to $2.5M1$1.10M
$2.5M to $5M0$0
$5M to $10M0$0
$10M or more0$0
HMDA,
Highland Bank: multifamily loans by year
YearLoansDollarsTypical loan
20243$2.00M$500K
20254$2.32M$680K
HMDA,
What the loans were for
PurposeLoans
Refinance5
Cash-out refinance2
HMDA,
Size of the property
UnitsLoans
5 to 24 units4
25 to 49 units3
HMDA,
  • Highland Bank made 7 multifamily loans totaling $4.3M in 2024 and 2025, in 2 named places across 1 state. HMDA,
  • It made 4 of them in 2025 and 3 in 2024. HMDA,
  • The typical loan was about $500K, with the middle half between $400K and $740K. HMDA,
  • The largest was about $1.1M. Every amount is rounded to 2 significant figures. HMDA,
  • 6 loans were under $1M, and 0 were $5M or more. HMDA,
  • 100% of the loans were refinancings and 0% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 4 loans. HMDA,
  • Its loans were most often in Ramsey County, MN (5) and Hennepin County, MN (2). HMDA,

What we don't know

  • Whether Highland Bank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.