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The Lender Report built this page from public records. Horatio State Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Horatio State Bank itself. Each figure shows its source and date. Work at Horatio State Bank? You can claim this page for free.

Multifamily record

Horatio State Bank: multifamily loans made

Horatio State Bank, a bank based in Horatio, AR, made 5 multifamily loans in 2024 and 2025, $980K in all, in 1 state. The typical loan was about $220K, and the largest about $260K. Most were in Arkansas.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 9, 2026
Multifamily loans
5
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$980K
HMDA,
Rounded amounts
Typical loan
$220K
HMDA,
Largest loan
$260K
HMDA,
Rounded to 2 significant figures
States
1
HMDA,

Cite this

Source: The Lender Report, Horatio State Bank: multifamily loans made, https://lender.report/lender/horatio-state-bank-ar/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Horatio State BankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025ArkansasPurchase, 5 to 24 units$220KHMDA 2025
2024ArkansasRefinance, 5 to 24 units$260KHMDA 2024
2024ArkansasPurchase, 5 to 24 units$240KHMDA 2024
2024ArkansasPurchase, 5 to 24 units$160KHMDA 2024
2024ArkansasRefinance, 5 to 24 units$100KHMDA 2024
5 multifamily loans made in 2024 and 2025$980KHMDA 2024 and 2025

A blank means the source did not report it.

Where Horatio State Bank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
ArkansasState5$980K
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Horatio State Bank: multifamily loans by size
Loan sizeLoansDollars
Under $1M5$980K
$1M to $2.5M0$0
$2.5M to $5M0$0
$5M to $10M0$0
$10M or more0$0
HMDA,
Horatio State Bank: multifamily loans by year
YearLoansDollarsTypical loan
20244$760K$240K
20251$220K$220K
HMDA,
What the loans were for
PurposeLoans
Purchase3
Refinance2
HMDA,
Size of the property
UnitsLoans
5 to 24 units5
HMDA,
  • Horatio State Bank made 5 multifamily loans totaling $980K in 2024 and 2025, in 1 named place across 1 state. HMDA,
  • It made 1 of them in 2025 and 4 in 2024. HMDA,
  • The typical loan was about $220K, with the middle half between $160K and $240K. HMDA,
  • The largest was about $260K. Every amount is rounded to 2 significant figures. HMDA,
  • 5 loans were under $1M, and 0 were $5M or more. HMDA,
  • 40% of the loans were refinancings and 60% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 5 loans. HMDA,
  • Its loans were most often in Arkansas (5). HMDA,

What we don't know

  • Whether Horatio State Bank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.