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Multifamily record
Institution for Savings in Newburyport and Its Vicinity: multifamily loans made
Institution for Savings in Newburyport and Its Vicinity, a savings institution based in Newburyport, MA, made 19 multifamily loans in 2024 and 2025, $48.3M in all, in 2 states. The typical loan was about $2.2M, and the largest about $8M. Most were in Essex County, MA.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 19
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $48.3M
- HMDA,
- Rounded amounts
- Typical loan
- $2.2M
- HMDA,
- Largest loan
- $8M
- HMDA,
- Rounded to 2 significant figures
- States
- 2
- HMDA,
Cite this
Source: The Lender Report, Institution for Savings in Newburyport and Its Vicinity: multifamily loans made, https://lender.report/lender/institution-for-savings-in-newburyport-and-its-vicinity-ma/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Middlesex County, MA | Purchase, 25 to 49 units | $5.8M | 6.36% | 5 yr | 70% | HMDA 2025 |
| 2025 | Essex County, MA | Purchase, 25 to 49 units | $5M | 6.26% | 5 yr | 60% | HMDA 2025 |
| 2025 | Essex County, MA | Refinance, 25 to 49 units | $3.5M | 6.92% | 10 yr | 60% | HMDA 2025 |
| 2025 | Essex County, MA | Refinance, 25 to 49 units | $3M | 6.2% | 10 yr | 60% | HMDA 2025 |
| 2025 | Middlesex County, MA | Improvement, 5 to 24 units | $500K | 6.22% | 10 yr | 37% | HMDA 2025 |
| 2025 | Norfolk County, MA | Purchase, 5 to 24 units | $500K | 6.82% | 5 yr | 33% | HMDA 2025 |
| 2025 | Rockingham County, NH | Refinance, 5 to 24 units | $500K | 6.32% | 10 yr | 70% | HMDA 2025 |
| 2025 | Middlesex County, MA | Refinance, 5 to 24 units | $400K | 6.61% | 10 yr | 70% | HMDA 2025 |
| 2025 | Essex County, MA | Refinance, 5 to 24 units | $200K | 7.42% | 15 yr | 60% | HMDA 2025 |
| 2024 | Middlesex County, MA | Refinance, 25 to 49 units | $8M | 5.99% | 5 yr | 70% | HMDA 2024 |
| 2024 | Essex County, MA | Purchase, 5 to 24 units | $5.8M | 6.7% | 10 yr | 75% | HMDA 2024 |
| 2024 | Essex County, MA | Purchase, 25 to 49 units | $2.9M | 6.4% | 10 yr | 70% | HMDA 2024 |
| 2024 | Middlesex County, MA | Purchase, 5 to 24 units | $2.9M | 6.2% | 10 yr | 60% | HMDA 2024 |
| 2024 | Essex County, MA | Purchase, 5 to 24 units | $2.4M | 7.14% | 10 yr | 75% | HMDA 2024 |
| 2024 | Bristol County, MA | Purchase, 5 to 24 units | $2.2M | 6.38% | 10 yr | 62% | HMDA 2024 |
| 2024 | Rockingham County, NH | Purchase, 25 to 49 units | $2M | 6.8% | 10 yr | 70% | HMDA 2024 |
| 2024 | Essex County, MA | Purchase, 5 to 24 units | $1M | 6.7% | 10 yr | 48% | HMDA 2024 |
| 2024 | Hillsborough County, NH | Purchase, 5 to 24 units | $880K | 6.28% | 10 yr | 67% | HMDA 2024 |
| 2024 | Essex County, MA | Purchase, 5 to 24 units | $800K | 6.63% | 10 yr | 60% | HMDA 2024 |
| 19 multifamily loans made in 2024 and 2025 | $48.3M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Essex County, MA | County | 9 | $24.6M |
| Middlesex County, MA | County | 5 | $17.6M |
| Rockingham County, NH | County | 2 | $2.50M |
| Bristol County, MA | County | 1 | $2.20M |
| Hillsborough County, NH | County | 1 | $880K |
| Norfolk County, MA | County | 1 | $500K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 7 | $3.78M |
| $1M to $2.5M | 4 | $7.60M |
| $2.5M to $5M | 4 | $12.3M |
| $5M to $10M | 4 | $24.6M |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 10 | $28.9M | $2.4M |
| 2025 | 9 | $19.4M | $500K |
| Purpose | Loans |
|---|---|
| Purchase | 12 |
| Refinance | 6 |
| Improvement | 1 |
| Units | Loans |
|---|---|
| 5 to 24 units | 12 |
| 25 to 49 units | 7 |
- Institution for Savings in Newburyport and Its Vicinity made 19 multifamily loans totaling $48.3M in 2024 and 2025, in 6 named places across 2 states. HMDA,
- It made 9 of them in 2025 and 10 in 2024. HMDA,
- The typical loan was about $2.2M, with the middle half between $500K and $3.5M. HMDA,
- The largest was about $8M. Every amount is rounded to 2 significant figures. HMDA,
- 7 loans were under $1M, and 4 were $5M or more. HMDA,
- It reported a median rate of 6.40% on 19 loans, with the middle half between 6.26% and 6.80%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 62%. HMDA,
- 32% of the loans were refinancings and 63% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 12 loans. HMDA,
- HMDA shows 1 of the 19 multifamily loans Institution for Savings in Newburyport and Its Vicinity made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Essex County, MA (9), Middlesex County, MA (5) and Rockingham County, NH (2). HMDA,
What we don't know
- Whether Institution for Savings in Newburyport and Its Vicinity is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.