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The Lender Report built this page from public records. Lone Star National Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Lone Star National Bank itself. Each figure shows its source and date. Work at Lone Star National Bank? You can claim this page for free.

Multifamily record

Lone Star National Bank: multifamily loans made

Lone Star National Bank, a bank based in Pharr, TX, made 44 multifamily loans in 2024 and 2025, $91.7M in all, in 1 state. The typical loan was about $660K, and the largest about $18M. Most were in Hidalgo County, TX.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
44
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$91.7M
HMDA,
Rounded amounts
Typical loan
$660K
HMDA,
Largest loan
$18M
HMDA,
Rounded to 2 significant figures
States
1
HMDA,

Cite this

Source: The Lender Report, Lone Star National Bank: multifamily loans made, https://lender.report/lender/lone-star-national-bank-tx/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Lone Star National BankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Cameron County, TXPurchase, 150 or more units$18M6.75%5 yrHMDA 2025
2025Hidalgo County, TXPurchase, 150 or more units$9.4M6.25%10 yrHMDA 2025
2025Hidalgo County, TXPurchase, 150 or more units$6.7M6.25%10 yrHMDA 2025
2025Hidalgo County, TXPurchase, 100 to 149 units$4.9M6.25%10 yrHMDA 2025
2025Cameron County, TXPurchase, 25 to 49 units$4.2M7.75%5 yrHMDA 2025
2025Hidalgo County, TXRefinance, 100 to 149 units$3M7.5%5 yrHMDA 2025
2025Hidalgo County, TXPurchase, 50 to 99 units$2.9M6.25%10 yrHMDA 2025
2025Hidalgo County, TXPurchase, 25 to 49 units$1.8M7.75%5 yrHMDA 2025
2025TexasPurchase, 25 to 49 units$1.3M8%5 yrHMDA 2025
2025Hidalgo County, TXPurchase, 5 to 24 units$1.1M7.25%5 yrHMDA 2025
2025Hidalgo County, TXPurchase, 5 to 24 units$960K7.5%5 yrHMDA 2025
2025Hidalgo County, TXPurchase, 5 to 24 units$940K7.25%5 yrHMDA 2025
2025Cameron County, TXRefinance, 5 to 24 units$700K8.5%5 yrHMDA 2025
2025Hidalgo County, TXRefinance, 5 to 24 units$700K7.5%5 yrHMDA 2025
2025Hidalgo County, TXPurchase, 5 to 24 units$620K8%5 yrHMDA 2025
2025Hidalgo County, TXRefinance, 5 to 24 units$600K8.25%3 yrHMDA 2025
2025Hidalgo County, TXPurchase, 5 to 24 units$560K8.25%5 yrHMDA 2025
2025Hidalgo County, TXPurchase, 5 to 24 units$500K8.5%5 yrHMDA 2025
2025Hidalgo County, TXPurchase, 5 to 24 units$420K7.75%5 yrHMDA 2025
2025Hidalgo County, TXRefinance, 5 to 24 units$400K7.5%5 yrHMDA 2025
2025Hidalgo County, TXPurchase, 5 to 24 units$360K8%5 yrHMDA 2025
2025Hidalgo County, TXPurchase, 5 to 24 units$320K8.25%5 yrHMDA 2025
2025Cameron County, TXPurchase, 5 to 24 units$280K7.25%5 yrHMDA 2025
2025Hidalgo County, TXPurchase, 5 to 24 units$260K8.75%5 yrHMDA 2025
2025Cameron County, TXImprovement, 5 to 24 units$160K8.75%5 yrHMDA 2025
44 multifamily loans made in 2024 and 2025$91.7MHMDA 2024 and 2025

A blank means the source did not report it.

Where Lone Star National Bank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Hidalgo County, TXCounty33$65.1M
Cameron County, TXCounty10$25.2M
TexasState1$1.30M
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Lone Star National Bank: multifamily loans by size
Loan sizeLoansDollars
Under $1M29$13.7M
$1M to $2.5M6$9.90M
$2.5M to $5M5$19.0M
$5M to $10M2$16.1M
$10M or more2$33.0M
HMDA,
Lone Star National Bank: multifamily loans by year
YearLoansDollarsTypical loan
202417$30.5M$620K
202527$61.2M$700K
HMDA,
What the loans were for
PurposeLoans
Purchase31
Refinance8
Cash-out refinance1
Improvement4
HMDA,
Size of the property
UnitsLoans
5 to 24 units31
25 to 49 units6
50 to 99 units1
100 to 149 units2
150 or more units4
HMDA,
  • Lone Star National Bank made 44 multifamily loans totaling $91.7M in 2024 and 2025, in 3 named places across 1 state. HMDA,
  • It made 27 of them in 2025 and 17 in 2024. HMDA,
  • The typical loan was about $660K, with the middle half between $360K and $2M. HMDA,
  • The largest was about $18M. Every amount is rounded to 2 significant figures. HMDA,
  • 29 loans were under $1M, and 4 were $5M or more. HMDA,
  • It reported a median rate of 8.00% on 44 loans, with the middle half between 7.50% and 8.50%. HMDA,
  • The median term was 5 years. HMDA,
  • 20% of the loans were refinancings and 70% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 31 loans. HMDA,
  • Its loans were most often in Hidalgo County, TX (33) and Cameron County, TX (10). HMDA,

What we don't know

  • Whether Lone Star National Bank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.