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The Lender Report built this page from public records. The Lyons National Bank has not reviewed it. Every lender's page starts this way, and it says nothing about The Lyons National Bank itself. Each figure shows its source and date. Work at The Lyons National Bank? You can claim this page for free.

1-4 Unit Investor record

The Lyons National Bank: 1-4 unit investor loans made

The Lyons National Bank, a bank based in Lyons, NY, made 170 1-4 unit investor or business-purpose loans in 2025, $24.9M in all, in 1 state. The median loan was about $125K. Most were in New York. HMDA gives this kind of loan as counts for each lender, so this page has no list of loans.

Evidence
1-4 unit investor or business-purpose loans made in 2025, HMDA, counts only
Data as of
HMDA 2025
Page last changed
November 11, 2026
Loans, 2025
170
HMDA,
1 to 4 units, investment property or business purpose
Dollars
$24.9M
HMDA,
Median loan
$125K
HMDA,
Purchases
94
HMDA,
States
1
HMDA,

Cite this

Source: The Lender Report, The Lyons National Bank: 1-4 unit investor loans made, https://lender.report/lender/lyons-national-bank-ny/investor-1-4/, data as of December 31, 2025.

Where The Lyons National Bank's 1-4 unit investor loans were made in 2025, most loans first
StateLoans
New York170
HMDA,

HMDA figures for this kind of loan are by state here, with no dollars by state and no counties.

What The Lyons National Bank's 1-4 unit investor loans were for, 2025
PurposeLoans
Purchase94
Refinance46
Other purpose30
HMDA,
How HMDA records the loans, 2025
As reportedLoans
Investment property and business purpose151
Investment property, not marked business purpose1
Business purpose, not marked an investment property18
HMDA,

HMDA marks each loan by who will occupy the property and by whether it is made for a business purpose. A loan is counted here when it is on a 1 to 4 unit property and carries either mark.

The Lyons National Bank: 2025 HMDA loans by building size
BuildingLoansDollarsMedian loan
1 to 4 units, investor or business purpose170$24.9M$130K
5 or more units (multifamily)21$9.32M$310K
HMDA,

Multifamily figures leave out manufactured-home parks.

How the loans reached The Lyons National Bank, 2025
ChannelLoans
Borrower came directly to the lender159
Came through a third party11
HMDA,

Loans with a known channel only. Third party includes correspondents as well as brokers.

  • The Lyons National Bank made 170 1-4 unit investor or business-purpose loans totaling $24.9M in 2025, in 1 state. HMDA,
  • The median loan was about $125K and the average about $146K. HMDA,
  • By purpose: 94 purchases, 46 refinancings and 30 for another purpose. HMDA,
  • HMDA marks 152 of the loans as on an investment property and 169 as made for a business purpose; 151 carry both marks. HMDA,
  • The loans on record by state were all in New York (170). HMDA,
  • In 2025 it also made 21 multifamily loans (5 or more units) totaling $9.3M. HMDA,
  • HMDA shows 11 of its 170 1-4 unit investor loans with a known channel in 2025 as coming through a third party. HMDA,

What we don't know

  • Whether The Lyons National Bank is taking new 1-4 unit investor loans today, or how it would treat a property like yours.
  • The loans one by one. The HMDA figures here are counts for each lender and state, so there are no loan rows, counties, rates or terms for this kind of loan.
  • Loans made before 2025. One year is on record here, so nothing on this page is a change over time.
  • Its minimum or maximum loan and its fees.
  • How the 1-4 family loans it holds divide between owner-occupied and investor. Call reports do not split them.

The loans counted are 2025 HMDA originations on 1 to 4 unit properties that the filing marks as an investment property or as made for a business purpose. A lender that does not report under HMDA has none on record.

Dollars and the median cover all states together. On fewer than 5 loans a dollar figure is rounded to 2 significant figures. Where a lender files under more than one HMDA identifier, the median is that of its largest filer.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.