Unverified listing What this means

The Lender Report built this page from public records. Maine State Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Maine State Credit Union itself. Each figure shows its source and date. Work at Maine State Credit Union? You can claim this page for free.

Multifamily record

Maine State Credit Union: multifamily loans made

Maine State Credit Union, a credit union based in Augusta, ME, made 25 multifamily loans in 2024 and 2025, $17.4M in all, in 1 state. The typical loan was about $460K, and the largest about $2M. Most were in Kennebec County, ME.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
25
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$17.4M
HMDA,
Rounded amounts
Typical loan
$460K
HMDA,
Largest loan
$2M
HMDA,
Rounded to 2 significant figures
States
1
HMDA,

Cite this

Source: The Lender Report, Maine State Credit Union: multifamily loans made, https://lender.report/lender/maine-state-credit-union-me/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Maine State Credit UnionNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Kennebec County, MERefinance, 5 to 24 units$1.7MHMDA 2025
2025Kennebec County, MEPurchase, 5 to 24 units$1.2MHMDA 2025
2025Kennebec County, MEPurchase, 5 to 24 units$920KHMDA 2025
2025Androscoggin County, MEPurchase, 5 to 24 units$840KHMDA 2025
2025Androscoggin County, MERefinance, 5 to 24 units$480KHMDA 2025
2025Kennebec County, MEPurchase, 5 to 24 units$460KHMDA 2025
2025Kennebec County, MERefinance, 5 to 24 units$340KHMDA 2025
2025Oxford County, MEPurchase, 5 to 24 units$320KHMDA 2025
2025Kennebec County, MEPurchase, 5 to 24 units$280KHMDA 2025
2025Kennebec County, MEPurchase, 5 to 24 units$260KHMDA 2025
2025Kennebec County, MEPurchase, 5 to 24 units$260KHMDA 2025
2025Kennebec County, MEPurchase, 5 to 24 units$200KHMDA 2025
2025Kennebec County, MEPurchase, 5 to 24 units$200KHMDA 2025
2025Kennebec County, MEPurchase, 5 to 24 units$160KHMDA 2025
2024Kennebec County, MECash-out refinance, 5 to 24 units$2MHMDA 2024
2024York County, MECash-out refinance, 5 to 24 units$1.9MHMDA 2024
2024Kennebec County, MEPurchase, 5 to 24 units$1.3MHMDA 2024
2024Lincoln County, MEPurchase, 5 to 24 units$1.3MHMDA 2024
2024Kennebec County, MEPurchase, 5 to 24 units$1.1MHMDA 2024
2024Androscoggin County, MECash-out refinance, 5 to 24 units$880KHMDA 2024
2024MainePurchase, 5 to 24 units$460KHMDA 2024
2024Somerset County, MEPurchase, 5 to 24 units$280KHMDA 2024
2024MaineRefinance, 5 to 24 units$220KHMDA 2024
2024Kennebec County, MEPurchase, 5 to 24 units$180KHMDA 2024
2024MaineRefinance, 5 to 24 units$160KHMDA 2024
25 multifamily loans made in 2024 and 2025$17.4MHMDA 2024 and 2025

A blank means the source did not report it.

Where Maine State Credit Union's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Kennebec County, MECounty15$10.6M
Androscoggin County, MECounty3$2.20M
MaineState3$840K
Lincoln County, MECounty1$1.30M
Oxford County, MECounty1$320K
Somerset County, MECounty1$280K
York County, MECounty1$1.90M
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Maine State Credit Union: multifamily loans by size
Loan sizeLoansDollars
Under $1M18$6.90M
$1M to $2.5M7$10.5M
$2.5M to $5M0$0
$5M to $10M0$0
$10M or more0$0
HMDA,
Maine State Credit Union: multifamily loans by year
YearLoansDollarsTypical loan
202411$9.78M$880K
202514$7.62M$340K
HMDA,
What the loans were for
PurposeLoans
Purchase17
Refinance5
Cash-out refinance3
HMDA,
Size of the property
UnitsLoans
5 to 24 units25
HMDA,
  • Maine State Credit Union made 25 multifamily loans totaling $17.4M in 2024 and 2025, in 7 named places across 1 state. HMDA,
  • It made 14 of them in 2025 and 11 in 2024. HMDA,
  • The typical loan was about $460K, with the middle half between $260K and $1.1M. HMDA,
  • The largest was about $2M. Every amount is rounded to 2 significant figures. HMDA,
  • 18 loans were under $1M, and 0 were $5M or more. HMDA,
  • 32% of the loans were refinancings and 68% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 25 loans. HMDA,
  • Its loans were most often in Kennebec County, ME (15), Androscoggin County, ME (3) and Lincoln County, ME (1). HMDA,

What we don't know

  • Whether Maine State Credit Union is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.