Unverified listing What this means

The Lender Report built this page from public records. Maspeth Federal Savings and Loan Association has not reviewed it. Every lender's page starts this way, and it says nothing about Maspeth Federal Savings and Loan Association itself. Each figure shows its source and date. Work at Maspeth Federal Savings and Loan Association? You can claim this page for free.

Savings institution, Maspeth, NY

Maspeth Federal Savings and Loan Association

A savings institution based in Maspeth, NY. Its commercial book is led by non-owner-occupied CRE and multifamily. Public files show recent multifamily and 1-4 unit investor loans it made.

Kind
Savings institution
Data as of
June 30, 2026
Page last changed
November 12, 2026
Commercial book
$1.10B
FDIC call report,
Holds, not loans made
Multifamily loans made, 2025
12
HMDA,
HMDA, 5 or more units
SBA loans, 36 months
Not reported
SBA FOIA,
7(a) and 504, net of cancelled
Total assets
$2.21B
FDIC call report,
Does it fit my deal?

The deal is read here and kept nowhere. Leave out names, income and credit scores.

How to reach them

Each line shows where it came from

Phone
The FDIC record has no phone number. Try the lender's website.
Website
www.maspethfederal.comFrom the FDIC record, November 9, 2026.
Commercial lending page
maspethfederal.comFrom the lender's website, retrieved November 11, 2026.
Address
5618 69th St, Maspeth, NY 11378FDIC institution record,
Regulator record
FDIC BankFind

Recently done

Recorded lending

Recorded lending. Two or more public files show loans this lender made.

What the public record shows, newest first
WhenWhat the record showsSource
Last 24 months Office changes in the last 24 months: 1 opened, 0 closed, 0 relocated.FDIC structure history. FDIC history
Jun 2025 to Jun 2026 Non-owner-occupied CRE balance rose 3.8% to $630.9M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Multifamily balance rose 5.6% to $432.7M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
2024 Reported making 9 small business loans totaling $5.3M in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. FFIEC CRA disclosure data
2023-10 to 2026-09 Named as the lender on 139 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias NYC ACRIS recorded mortgages

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Maspeth Federal Savings and Loan AssociationNewest first
PeriodPlaceLoanAmountRateTermLTVSource
2025Suffolk County, NYPurchase, 5 to 24 units$2.9MHMDA 2025
2025Queens County, NYPurchase, 5 to 24 units$2.3MHMDA 2025
2025Queens County, NYPurchase, 5 to 24 units$860KHMDA 2025
2025Queens County, NYPurchase, 5 to 24 units$840KHMDA 2025
2025Queens County, NYPurchase, 5 to 24 units$700KHMDA 2025
2025Queens County, NYPurchase, 5 to 24 units$600KHMDA 2025
2025Queens County, NYImprovement, 5 to 24 units$500KHMDA 2025
2025Kings County, NYPurchase, 5 to 24 units$460KHMDA 2025
2025Queens County, NYPurchase, 5 to 24 units$420KHMDA 2025
2025Queens County, NYCash-out refinance, 5 to 24 units$380KHMDA 2025
2025Kings County, NYPurchase, 5 to 24 units$380KHMDA 2025
2025New York County, NYPurchase, 5 to 24 units$380KHMDA 2025
2024Queens County, NYPurchase, 5 to 24 units$1.6MHMDA 2024
2024Queens County, NYPurchase, 5 to 24 units$1.4MHMDA 2024
2024Queens County, NYPurchase, 5 to 24 units$1.3MHMDA 2024
2024Queens County, NYPurchase, 5 to 24 units$860KHMDA 2024
2024Queens County, NYImprovement, 5 to 24 units$700KHMDA 2024
2024Queens County, NYPurchase, 5 to 24 units$640KHMDA 2024
2024Queens County, NYCash-out refinance, 5 to 24 units$600KHMDA 2024
2024Queens County, NYImprovement, 5 to 24 units$560KHMDA 2024
2024Kings County, NYImprovement, 5 to 24 units$260KHMDA 2024
12 multifamily loans made in 2025$10.7MHMDA 2025

A blank means the source did not report it.

Recorded mortgages, New York City

NYC ACRIS, September 30, 2026

Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.

  • 139 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name Maspeth Federal Savings and Loan Association as the lender, totaling $116M.
  • 47 of them were recorded in the latest 12 months of that window.
Recorded mortgages by property class
Property classMortgagesDollars
Multifamily49$31.1M
Mixed use41$33.2M
Retail24$21.7M
Industrial15$15.3M
Office7$10.4M
Other3$3.90M
NYC ACRIS recorded mortgages,
Recorded mortgages by borough
BoroughMortgages
Queens101
Brooklyn29
Manhattan8
Bronx1
NYC ACRIS recorded mortgages,

How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.

What it holds

FDIC call report, June 30, 2026

Commercial book on the latest filing
BookHoldsOf its loansYear over year
Multifamily$433M22.0%+5.6%
Construction and land development$34.5M1.8%-11.2%
Owner-occupied CRE$1.49M0.1%-47.4%
Non-owner-occupied CRE$631M32.1%+3.8%
Farmland$00.0%Not reported
Commercial and industrial$00.0%Not reported
Commercial total$1.10B
FDIC call report,

Reference only: $864M of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.

Table
Commercial book by quarter
QuarterCommercial book
Q3 2023$1.03B
Q4 2023$1.04B
Q1 2024$1.06B
Q2 2024$1.07B
Q3 2024$1.07B
Q4 2024$1.06B
Q1 2025$1.06B
Q2 2025$1.06B
Q3 2025$1.06B
Q4 2025$1.08B
Q1 2026$1.09B
Q2 2026$1.10B
FDIC call reports,
Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
Multifamily, 5 or more units202512$10.7M$550K$2.9MHMDA,
Multifamily, 5 or more units20249$7.97M$705KHMDA,
1-4 unit investor or business purpose202511$7.51M$675KHMDA,

How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).

Programs on record: Federal Home Loan Bank member, New York district (FHFA).

Small business loans reported under CRA

FFIEC CRA, 2024

  • Maspeth Federal Savings and Loan Association reported making 9 small business loans totaling $5,280,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 0 of $100,000 or less, 1 over $100,000 up to $250,000, 8 over $250,000 up to $1 million.
  • 9 of them, totaling $5,280,000, went to businesses with revenue of $1 million or less.
Counties with 5 or more small business loans in 2024. Other counties, each under 5 loans: 2 loans, $420,000.
CountyLoansTotal
Queens County, NY7$4.86M
FFIEC CRA disclosure data,

In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.

Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.

How this filing was tied to this bank: OCC charter via FFIEC POR + transmittal RSSD.

Undrawn commitments

FFIEC Call Report, June 30, 2026

  • Maspeth Federal Savings and Loan Association reported commitments to fund construction loans that had not been drawn at June 30, 2026: $508,000 for 1-4 family residential construction and $28,760,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
  • Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $0. These are credit lines not yet used.

FFIEC Call Report,

Small loans it holds, by original size

FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026

Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.

Loans secured by nonfarm nonresidential property, by original amount
Original amountLoansHolds
$100,000 or less40$152K
Over $100,000 up to $250,00055$5.57M
Over $250,000 up to $1 million419$183M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
New York HQ8121100
FDIC office list, HMDA, SBA FOIA,
Counties with the most recorded loans (5 or more)
CountyRecorded loansDollars
Queens County, NY16$14.3M
HMDA, SBA FOIA,
Metro areas with the most recorded loans (5 or more)
MetroRecorded loansDollars
New York-Jersey City-White Plains, NY-NJ20$15.8M
HMDA, SBA FOIA,

Offices by county

FDIC Summary of Deposits, June 30, 2026

  • Maspeth Federal Savings and Loan Association has 7 offices in 2 counties and 1 state (FDIC Summary of Deposits, June 30, 2026): 7 full service and 0 limited service.
Counties with the most offices
CountyFull-service officesLimited-service offices
Queens County, NY60
Nassau County, NY10
FDIC Summary of Deposits,

Loan production offices are not in this file. A bank with no office here can still lend here.

Capacity. Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

Lending capacity measures, with peers
MeasureThis lenderIts peersHow it is worked outSource
Estimated largest single loan$119M$25.3M to $58.0M across 8 peersEstimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated.FDIC call report, 12 CFR 32.3, Jun 30, 2026
CRE to capital138.0%241.6% to 526.2% across 8 peers(Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance.FDIC call report,
Construction to capital4.3%0.0% to 41.3% across 8 peersConstruction loans divided by tier 1 capital plus allowance.FDIC call report,
Loans to deposits140.1%64.3% to 99.9% across 8 peersTotal loans divided by total deposits.FDIC call report,
Unused CRE commitments$29.3M$13.6M to $216M across 8 peersCommitments to lend on commercial real estate that are not yet drawn.FDIC call report,
Loans to assets88.8%55.1% to 85.7% across 8 peersTotal loans divided by total assets.FDIC call report,

Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.

Peers

Same kind of lender, similar size and book

Peers
LenderStateTotal assetsCommercial book
Habib American BankNY$2.84B$1.68B
Orange Bank & Trust CompanyNY$2.79B$1.76B
Interaudi BankNY$2.68B$938M
Bank of GreeneNY$3.18B$1.19B
Chemung Canal Trust Company, National AssociationNY$2.82B$1.78B
Hanover Community BankNY$2.33B$1.23B
The Adirondack Trust CompanyNY$1.70B$708M
Amerasia BankNY$1.08B$693M
FDIC call report,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • How much of its book it made recently. Call reports carry balances, not loans made.
  • Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
  • How its 1-4 family loans divide between owner-occupied and investor.
  • Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
  • Whether it takes brokers. No figure here means no evidence, not a refusal.

Check this page

Against the regulator's own record

  1. Name and charter. Maspeth Federal Savings and Loan Association, FDIC certificate 30303. Compare it with the regulator's record. [FDIC BankFind]
  2. Balances. $2.21B in total assets and $1.10B in commercial loans held, from the call report for June 30, 2026. [Source]
  3. Loans made. 32 recorded loans from the HMDA file, in 2024 and 2025: 12 HMDA multifamily 2025, 9 HMDA multifamily 2024, 11 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to Maspeth Federal Savings and Loan Association]
  4. Phone and website. No phone number is on record. Website maspethfederal.com, from the FDIC record. [How to reach them]
  5. Small business loans reported under CRA. 9 small business loans reported in its CRA filing for 2024. [Source]
  6. Recorded mortgages, New York City. 139 recorded mortgages in New York City under this name. [Source]

Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error

For the record

Data as of June 30, 2026. Page last changed November 12, 2026.

Regulator
Office of the Comptroller of the Currency
FDIC certificate
30303
RSSD
29878
LEI
549300NGNH7M36LP4583
The Lender Report ID
lr_000814
FDIC classifies this bank as
Commercial Lending Specialization
Ownership
Mutual
Head office metro area
New York-Newark-Jersey City, NY-NJ-PA

FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.

  • Reported $2.2B in total assets as of June 30, 2026 (FDIC call report).
  • Held $1.1B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $630.9M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 3.8% from a year earlier (FDIC call report).
  • Held $432.7M of multifamily loans as of June 30, 2026, up 5.6% from a year earlier (FDIC call report).
  • Held $34.5M of construction and land loans as of June 30, 2026 (FDIC call report).
  • Originated 12 multifamily loans totaling $10.7M in 2025 (HMDA).
7 more sentences
  • Originated 9 multifamily loans totaling $8M in 2024 (HMDA).
  • Originated 11 1-4 unit investor or business-purpose loans totaling $7.5M in 2025 (HMDA).
  • Listed 8 offices in 1 state (FDIC).
  • Reported making 9 small business loans totaling $5.3M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Held 514 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $188.5M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $508K for 1-4 family and $28.8M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
  • Named as the lender on 139 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $115.5M (NYC Department of Finance, ACRIS).

Cite this

Source: The Lender Report, Maspeth Federal Savings and Loan Association, https://lender.report/lender/maspeth-federal-savings-and-loan-association-ny/, data as of June 30, 2026.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem