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The Lender Report built this page from public records. MCNB Bank and Trust Co. has not reviewed it. Every lender's page starts this way, and it says nothing about MCNB Bank and Trust Co. itself. Each figure shows its source and date. Work at MCNB Bank and Trust Co.? You can claim this page for free.

Multifamily record

MCNB Bank and Trust Co.: multifamily loans made

MCNB Bank and Trust Co., a bank based in Welch, WV, made 11 multifamily loans in 2024 and 2025, $10.6M in all, in 3 states. The typical loan was about $800K, and the largest about $2.7M. Most were in Cabell County, WV.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 9, 2026
Multifamily loans
11
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$10.6M
HMDA,
Rounded amounts
Typical loan
$800K
HMDA,
Largest loan
$2.7M
HMDA,
Rounded to 2 significant figures
States
3
HMDA,

Cite this

Source: The Lender Report, MCNB Bank and Trust Co.: multifamily loans made, https://lender.report/lender/mcnb-bank-and-trust-wv/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

MCNB Bank and Trust Co.Newest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Cabell County, WVPurchase, 5 to 24 units$2.7MHMDA 2025
2025Roanoke city, VACash-out refinance, 25 to 49 units$2.2MHMDA 2025
2025Cabell County, WVPurchase, 25 to 49 units$1.2MHMDA 2025
2025Tazewell County, VARefinance, 5 to 24 units$1MHMDA 2025
2025Mercer County, WVCash-out refinance, 5 to 24 units$260KHMDA 2025
2024Cuyahoga County, OHRefinance, 5 to 24 units$1.1MHMDA 2024
2024Tazewell County, VAPurchase, 5 to 24 units$800KHMDA 2024
2024Richland County, OHCash-out refinance, 5 to 24 units$620KHMDA 2024
2024Mercer County, WVImprovement, 25 to 49 units$360KHMDA 2024
2024Cabell County, WVImprovement, 5 to 24 units$340KHMDA 2024
2024Mercer County, WVImprovement, 5 to 24 units$35KHMDA 2024
11 multifamily loans made in 2024 and 2025$10.6MHMDA 2024 and 2025

A blank means the source did not report it.

Where MCNB Bank and Trust Co.'s multifamily loans are, most loans first
PlaceAs namedLoansDollars
Cabell County, WVCounty3$4.24M
Mercer County, WVCounty3$655K
Tazewell County, VACounty2$1.80M
Cuyahoga County, OHCounty1$1.10M
Richland County, OHCounty1$620K
Roanoke city, VACounty1$2.20M
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

MCNB Bank and Trust Co.: multifamily loans by size
Loan sizeLoansDollars
Under $1M6$2.42M
$1M to $2.5M4$5.50M
$2.5M to $5M1$2.70M
$5M to $10M0$0
$10M or more0$0
HMDA,
MCNB Bank and Trust Co.: multifamily loans by year
YearLoansDollarsTypical loan
20246$3.25M$620K
20255$7.36M$1.2M
HMDA,
What the loans were for
PurposeLoans
Purchase3
Refinance2
Cash-out refinance3
Improvement3
HMDA,
Size of the property
UnitsLoans
5 to 24 units8
25 to 49 units3
HMDA,
  • MCNB Bank and Trust Co. made 11 multifamily loans totaling $10.6M in 2024 and 2025, in 6 named places across 3 states. HMDA,
  • It made 5 of them in 2025 and 6 in 2024. HMDA,
  • The typical loan was about $800K, with the middle half between $340K and $1.2M. HMDA,
  • The largest was about $2.7M. Every amount is rounded to 2 significant figures. HMDA,
  • 6 loans were under $1M, and 0 were $5M or more. HMDA,
  • 45% of the loans were refinancings and 27% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 8 loans. HMDA,
  • Its loans were most often in Cabell County, WV (3), Mercer County, WV (3) and Tazewell County, VA (2). HMDA,

What we don't know

  • Whether MCNB Bank and Trust Co. is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.