Unverified listing What this means
The Lender Report built this page from public records. Michigan Schools and Government Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Michigan Schools and Government Credit Union itself. Each figure shows its source and date. Work at Michigan Schools and Government Credit Union? You can claim this page for free.
Multifamily record
Michigan Schools and Government Credit Union: multifamily loans made
Michigan Schools and Government Credit Union, a credit union based in Clinton Township, MI, made 26 multifamily loans in 2024 and 2025, $51.1M in all, in 1 state. The typical loan was about $800K, and the largest about $22M. Most were in Wayne County, MI.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 26
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $51.1M
- HMDA,
- Rounded amounts
- Typical loan
- $800K
- HMDA,
- Largest loan
- $22M
- HMDA,
- Rounded to 2 significant figures
- States
- 1
- HMDA,
Cite this
Source: The Lender Report, Michigan Schools and Government Credit Union: multifamily loans made, https://lender.report/lender/michigan-schools-and-government-credit-union-mi/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Livingston County, MI | Purchase, 100 to 149 units | $22M | 7.25% | 10 yr | HMDA 2025 | |
| 2025 | Wayne County, MI | Improvement, 25 to 49 units | $3.2M | 6.65% | 10 yr | HMDA 2025 | |
| 2025 | Macomb County, MI | Purchase, 50 to 99 units | $2.8M | 6.75% | 10.1 yr | HMDA 2025 | |
| 2025 | Lenawee County, MI | Purchase, 5 to 24 units | $2.5M | 7% | 10 yr | HMDA 2025 | |
| 2025 | Oakland County, MI | Purchase, 5 to 24 units | $1.2M | 6.75% | 10.1 yr | HMDA 2025 | |
| 2025 | Wayne County, MI | Purchase, 25 to 49 units | $1.2M | 6.75% | 10 yr | HMDA 2025 | |
| 2025 | Oakland County, MI | Purchase, 5 to 24 units | $800K | 6.75% | 10 yr | HMDA 2025 | |
| 2025 | Wayne County, MI | Purchase, 5 to 24 units | $700K | 7.75% | 3 yr | HMDA 2025 | |
| 2025 | Ingham County, MI | Purchase, 5 to 24 units | $600K | 6.75% | 10 yr | HMDA 2025 | |
| 2025 | Wayne County, MI | Purchase, 5 to 24 units | $500K | 6.75% | 5 yr | HMDA 2025 | |
| 2025 | Washtenaw County, MI | Purchase, 5 to 24 units | $440K | 6.4% | 10 yr | HMDA 2025 | |
| 2025 | Wayne County, MI | Purchase, 5 to 24 units | $400K | 8.5% | 2.1 yr | HMDA 2025 | |
| 2025 | Wayne County, MI | Purchase, 5 to 24 units | $380K | 6.95% | 10 yr | HMDA 2025 | |
| 2025 | Lenawee County, MI | Purchase, 5 to 24 units | $320K | 7.15% | 10.1 yr | HMDA 2025 | |
| 2025 | Wayne County, MI | Purchase, 5 to 24 units | $220K | 7.5% | 10 yr | HMDA 2025 | |
| 2024 | Ingham County, MI | Purchase, 50 to 99 units | $3.3M | 6.75% | 10.1 yr | 74% | HMDA 2024 |
| 2024 | Wayne County, MI | Refinance, 25 to 49 units | $2.3M | 6.9% | 10 yr | HMDA 2024 | |
| 2024 | Oakland County, MI | Purchase, 5 to 24 units | $1.8M | 7% | 10 yr | 55% | HMDA 2024 |
| 2024 | Oakland County, MI | Purchase, 5 to 24 units | $1.4M | 6.5% | 10 yr | HMDA 2024 | |
| 2024 | Oakland County, MI | Purchase, 5 to 24 units | $1.2M | 6.75% | 10 yr | 80% | HMDA 2024 |
| 2024 | Lenawee County, MI | Purchase, 5 to 24 units | $940K | 6.5% | 10 yr | HMDA 2024 | |
| 2024 | Oakland County, MI | Purchase, 5 to 24 units | $800K | 6.65% | 10 yr | HMDA 2024 | |
| 2024 | Wayne County, MI | Purchase, 5 to 24 units | $760K | 7.5% | 10 yr | 75% | HMDA 2024 |
| 2024 | Oakland County, MI | Purchase, 5 to 24 units | $540K | 7.95% | 5.1 yr | HMDA 2024 | |
| 2024 | Wayne County, MI | Purchase, 5 to 24 units | $480K | 7.25% | 10 yr | 72% | HMDA 2024 |
| 26 multifamily loans made in 2024 and 2025 | $51.1M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Wayne County, MI | County | 11 | $10.5M |
| Oakland County, MI | County | 7 | $7.74M |
| Lenawee County, MI | County | 3 | $3.76M |
| Ingham County, MI | County | 2 | $3.90M |
| Livingston County, MI | County | 1 | $22.0M |
| Macomb County, MI | County | 1 | $2.80M |
| Washtenaw County, MI | County | 1 | $440K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 15 | $8.24M |
| $1M to $2.5M | 6 | $9.10M |
| $2.5M to $5M | 4 | $11.8M |
| $5M to $10M | 0 | $0 |
| $10M or more | 1 | $22.0M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 11 | $13.9M | $940K |
| 2025 | 15 | $37.3M | $700K |
| Purpose | Loans |
|---|---|
| Purchase | 24 |
| Refinance | 1 |
| Improvement | 1 |
| Units | Loans |
|---|---|
| 5 to 24 units | 20 |
| 25 to 49 units | 3 |
| 50 to 99 units | 2 |
| 100 to 149 units | 1 |
- Michigan Schools and Government Credit Union made 26 multifamily loans totaling $51.1M in 2024 and 2025, in 7 named places across 1 state. HMDA,
- It made 15 of them in 2025 and 11 in 2024. HMDA,
- The typical loan was about $800K, with the middle half between $480K and $1.8M. HMDA,
- The largest was about $22M. Every amount is rounded to 2 significant figures. HMDA,
- 15 loans were under $1M, and 1 was $5M or more. HMDA,
- It reported a median rate of 6.90% on 26 loans, with the middle half between 6.75% and 7.25%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 74%. HMDA,
- 4% of the loans were refinancings and 92% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 20 loans. HMDA,
- HMDA shows 13 of the 26 multifamily loans Michigan Schools and Government Credit Union made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Wayne County, MI (11), Oakland County, MI (7) and Lenawee County, MI (3). HMDA,
What we don't know
- Whether Michigan Schools and Government Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.