Unverified listing What this means
The Lender Report built this page from public records. Northfield Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Northfield Bank itself. Each figure shows its source and date. Work at Northfield Bank? You can claim this page for free.
Savings institution, Staten Island, NY
Northfield Bank
Northfield Bank no longer files under this name. FDIC records show it merged into Columbia Bank on July 20, 2026. Before that it made 33 multifamily loans in 2025, at a typical size of $1.9M, and provided the first lien on 7 SBA 504 projects since October 2023.
- Kind
- Savings institution
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
- Commercial book
- $3.34B
- FDIC call report,
- Holds, not loans made
- Multifamily loans made, 2025
- 33
- HMDA,
- HMDA, 5 or more units
- SBA loans, 36 months
- 7
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $5.50B
- FDIC call report,
How to reach them
Each line shows where it came from
- Phone
- The FDIC record has no phone number or website.
- Address
- 4142 Hylan Blvd, Staten Island, NY 10308FDIC institution record,
- Regulator record
- FDIC BankFind
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| Last 24 months | Office changes in the last 24 months: 0 opened, 1 closed, 1 relocated.FDIC structure history. | FDIC history |
| July 20, 2026 | Merged into Columbia Bank on July 20, 2026.FDIC structure history. | FDIC history, |
| Jun 2025 to Jun 2026 | Owner-occupied CRE balance rose 3.2% to $397.7M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| 2024 | Reported making 111 small business loans totaling $39.8M in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. | FFIEC CRA disclosure data |
| 2023-10 to 2026-09 | Named as the lender on 31 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias | NYC ACRIS recorded mortgages |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Kings County, NY | Refinance, 25 to 49 units | $29M | HMDA 2025 | |||
| 2025 | Kings County, NY | Refinance, 25 to 49 units | $6.3M | HMDA 2025 | |||
| 2025 | Philadelphia County, PA | Refinance, 25 to 49 units | $4M | HMDA 2025 | |||
| 2025 | Philadelphia County, PA | Refinance, 25 to 49 units | $3.8M | HMDA 2025 | |||
| 2025 | Monmouth County, NJ | Refinance, 25 to 49 units | $3.7M | HMDA 2025 | |||
| 2025 | Philadelphia County, PA | Refinance, 25 to 49 units | $3.4M | HMDA 2025 | |||
| 2025 | Bronx County, NY | Refinance, 25 to 49 units | $3.2M | HMDA 2025 | |||
| 2025 | Philadelphia County, PA | Refinance, 25 to 49 units | $2.9M | HMDA 2025 | |||
| 2025 | Kings County, NY | Refinance, 5 to 24 units | $2.9M | HMDA 2025 | |||
| 2025 | New York County, NY | Refinance, 5 to 24 units | $2.6M | HMDA 2025 | |||
| 2025 | Kings County, NY | Refinance, 50 to 99 units | $2.5M | HMDA 2025 | |||
| 2025 | Hudson County, NJ | Refinance, 5 to 24 units | $2.4M | HMDA 2025 | |||
| 2025 | Kings County, NY | Refinance, 5 to 24 units | $2.3M | HMDA 2025 | |||
| 2025 | Kings County, NY | Refinance, 5 to 24 units | $2.3M | HMDA 2025 | |||
| 2025 | Richmond County, NY | Purchase, 25 to 49 units | $2.1M | HMDA 2025 | |||
| 2025 | Kings County, NY | Purchase, 5 to 24 units | $1.9M | HMDA 2025 | |||
| 2025 | Hudson County, NJ | Refinance, 5 to 24 units | $1.9M | HMDA 2025 | |||
| 2025 | Kings County, NY | Refinance, 5 to 24 units | $1.8M | HMDA 2025 | |||
| 2025 | Kings County, NY | Refinance, 5 to 24 units | $1.7M | HMDA 2025 | |||
| 2025 | Monmouth County, NJ | Refinance, 5 to 24 units | $1.6M | HMDA 2025 | |||
| 2025 | Union County, NJ | Improvement, 5 to 24 units | $1.5M | HMDA 2025 | |||
| Feb 2025 | New Jersey | SBA 504, Accommodation and Food Services | $500K | 25 yr | SBA FOIA | ||
| Oct 2024 | New Jersey | SBA 504, Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $600K | 25 yr | SBA FOIA | ||
| Oct 2024 | New Jersey | SBA 504, Construction | $6.8M | 25 yr | SBA FOIA | ||
| Feb 2024 | New Jersey | SBA 504, Professional, Scientific, and Technical Services | $700K | 25 yr | SBA FOIA | ||
| 33 multifamily loans made in 2025 | $94.7M | HMDA 2025 | |||||
A blank means the source did not report it.
Recorded mortgages, New York City
NYC ACRIS, September 30, 2026
Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.
- 31 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name Northfield Bank as the lender, totaling $59.0M.
- 15 of them were recorded in the latest 12 months of that window.
| Property class | Mortgages | Dollars |
|---|---|---|
| Multifamily | 13 | $9.88M |
| Mixed use | 6 | $1.93M |
| Office | 6 | $15.6M |
| Other | 4 | $23.0M |
| Industrial | 2 | $8.30M |
| Borough | Mortgages |
|---|---|
| Brooklyn | 26 |
| Manhattan | 3 |
| Bronx | 1 |
| Queens | 1 |
How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.
What it holds
FDIC call report, June 30, 2026
| Book | Holds | Of its loans | Year over year |
|---|---|---|---|
| Multifamily | $2.28B | 61.6% | -8.0% |
| Construction and land development | $30.9M | 0.8% | -4.2% |
| Owner-occupied CRE | $398M | 10.7% | +3.2% |
| Non-owner-occupied CRE | $460M | 12.4% | -8.6% |
| Farmland | $0 | 0.0% | Not reported |
| Commercial and industrial | $168M | 4.5% | +2.6% |
| Commercial total | $3.34B |
Reference only: $368M of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $3.90B |
| Q4 2023 | $3.87B |
| Q1 2024 | $3.84B |
| Q2 2024 | $3.77B |
| Q3 2024 | $3.74B |
| Q4 2024 | $3.70B |
| Q1 2025 | $3.67B |
| Q2 2025 | $3.57B |
| Q3 2025 | $3.54B |
| Q4 2025 | $3.49B |
| Q1 2026 | $3.45B |
| Q2 2026 | $3.34B |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 33 | $94.7M | $1.91M | $29M | HMDA, |
| Multifamily, 5 or more units | 2024 | 1 | $3.6M | $3.6M | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 6 | $4.24M | $635K | HMDA, | |
| SBA 504 first lien, net of cancelled | 36 months to Sep 2026 | 7 | $17.3M | $700K | $6.8M | SBA FOIA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 504 first liens: name, one filer nationwide.
Programs on record: Federal Home Loan Bank member, New York district (FHFA).
Small business loans reported under CRA
FFIEC CRA, 2024
- Northfield Bank reported making 111 small business loans totaling $39,840,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
- By size when made: 35 of $100,000 or less, 19 over $100,000 up to $250,000, 57 over $250,000 up to $1 million.
- 48 of them, totaling $13,108,000, went to businesses with revenue of $1 million or less.
| County | Loans | Total |
|---|---|---|
| Richmond County, NY | 28 | $10.3M |
| Mercer County, NJ | 19 | $4.60M |
| Middlesex County, NJ | 16 | $7.65M |
| Union County, NJ | 13 | $5.19M |
| Kings County, NY | 11 | $2.06M |
In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.
Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.
How this filing was tied to this bank: OCC charter via FFIEC POR + transmittal RSSD.
Undrawn commitments
FFIEC Call Report, June 30, 2026
- Northfield Bank reported commitments to fund construction loans that had not been drawn at June 30, 2026: $3,238,000 for 1-4 family residential construction and $38,323,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
- Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $131,931,000. These are credit lines not yet used.
Small loans it holds, by original size
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026
Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 175 | $6.55M |
| Over $100,000 up to $250,000 | 200 | $19.2M |
| Over $250,000 up to $1 million | 112 | $28.2M |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 3 | $372K |
| Over $100,000 up to $250,000 | 48 | $4.83M |
| Over $250,000 up to $1 million | 224 | $84.7M |
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| New York HQ | 1 | 17 | 1 | 0 | 1 |
| New Jersey | 0 | 10 | 5 | 0 | 6 |
| Pennsylvania | 0 | 6 | 0 | 0 | 0 |
| County | Recorded loans | Dollars |
|---|---|---|
| Kings County, NY | 14 | $58.0M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 20 | $70.9M |
Offices by county
FDIC Summary of Deposits, June 30, 2026
- Northfield Bank has 37 offices in 6 counties and 2 states (FDIC Summary of Deposits, June 30, 2026): 37 full service and 0 limited service.
| County | Full-service offices | Limited-service offices |
|---|---|---|
| Richmond County, NY | 12 | 0 |
| Kings County, NY | 8 | 0 |
| Mercer County, NJ | 5 | 0 |
| Union County, NJ | 5 | 0 |
| Middlesex County, NJ | 4 | 0 |
| Hunterdon County, NJ | 3 | 0 |
Loan production offices are not in this file. A bank with no office here can still lend here.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- How much of its book it made recently. Call reports carry balances, not loans made.
- Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
- How its 1-4 family loans divide between owner-occupied and investor.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and charter. Northfield Bank, FDIC certificate 28710. Compare it with the regulator's record. [FDIC BankFind]
- Loans made. 47 recorded loans from HMDA and SBA files, through September 30, 2026: 33 HMDA multifamily 2025, 1 HMDA multifamily 2024, 6 HMDA 1-4 unit investor 2025, 7 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to Northfield Bank]
- Small business loans reported under CRA. 111 small business loans reported in its CRA filing for 2024. [Source]
- Recorded mortgages, New York City. 31 recorded mortgages in New York City under this name. [Source]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- Regulator
- Office of the Comptroller of the Currency
- FDIC certificate
- 28710
- RSSD
- 28013
- LEI
- 549300BN4MNW5KE16X83
- The Lender Report ID
- lr_000350
- FDIC classifies this bank as
- Commercial Lending Specialization
- Ownership
- Stock
FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.
- Reported $5.5B in total assets as of June 30, 2026 (FDIC call report).
- Held $3.3B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $2.3B of multifamily loans as of June 30, 2026 (FDIC call report).
- Held $459.6M of non-owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $397.7M of owner-occupied commercial real estate loans as of June 30, 2026, up 3.2% from a year earlier (FDIC call report).
- Originated 33 multifamily loans totaling $94.7M in 2025 (HMDA).
9 more sentences
- Originated 1 multifamily loan totaling $3.6M in 2024 (HMDA).
- Originated 6 1-4 unit investor or business-purpose loans totaling $4.2M in 2025 (HMDA).
- Provided the first lien on 8 SBA 504 projects with $22.1M in first-lien dollars from October 1, 2023 to September 30, 2026, of which 1 was later cancelled (SBA).
- Merged into Columbia Bank on July 20, 2026. Source: FDIC records.
- Reported making 111 small business loans totaling $39.8M in 2024, in its Community Reinvestment Act filing (FFIEC).
- Held 487 commercial and industrial loans that were $1 million or less when made, with a balance of $53.9M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Held 275 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $89.9M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $3.2M for 1-4 family and $38.3M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
- Named as the lender on 31 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $59M (NYC Department of Finance, ACRIS).
Cite this
Source: The Lender Report, Northfield Bank, https://lender.report/lender/northfield-bank-ny/, data as of December 31, 2025.
Sources
- FDIC institution record, November 9, 2026
- FDIC call report, June 30, 2026
- FDIC call report, June 30, 2025
- HMDA, 2025
- SBA FOIA, September 30, 2026
- FFIEC Call Report, June 30, 2026
- FDIC call reports, June 30, 2026
- FFIEC CRA disclosure data, 2024
- FDIC Summary of Deposits, June 30, 2026
- NYC ACRIS recorded mortgages, September 30, 2026
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem