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Multifamily record
Opportunity Bank of Montana: multifamily loans made
Opportunity Bank of Montana, a bank based in Helena, MT, made 26 multifamily loans in 2024 and 2025, $16.2M in all, in 1 state. The typical loan was about $540K, and the largest about $1.6M. Most were in Montana.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 26
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $16.2M
- HMDA,
- Rounded amounts
- Typical loan
- $540K
- HMDA,
- Largest loan
- $1.6M
- HMDA,
- Rounded to 2 significant figures
- States
- 1
- HMDA,
Cite this
Source: The Lender Report, Opportunity Bank of Montana: multifamily loans made, https://lender.report/lender/opportunity-bank-of-montana-mt/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Missoula County, MT | Purchase, 5 to 24 units | $1.1M | 6.2% | 25 yr | 38% | HMDA 2025 |
| 2025 | Cascade County, MT | Purchase, 5 to 24 units | $740K | 8.25% | 20.5 yr | 75% | HMDA 2025 |
| 2025 | Lewis and Clark County, MT | Improvement, 5 to 24 units | $680K | 6.95% | 27 yr | 23% | HMDA 2025 |
| 2025 | Park County, MT | Purchase, 5 to 24 units | $620K | 7.16% | 25 yr | 40% | HMDA 2025 |
| 2025 | Cascade County, MT | Purchase, 5 to 24 units | $540K | 7.75% | 20 yr | 75% | HMDA 2025 |
| 2025 | Lewis and Clark County, MT | Refinance, 5 to 24 units | $500K | 7.5% | 25 yr | 32% | HMDA 2025 |
| 2025 | Montana | Purchase, 5 to 24 units | $500K | 7.25% | 20 yr | 65% | HMDA 2025 |
| 2025 | Yellowstone County, MT | Purchase, 5 to 24 units | $500K | 7% | 3 yr | 56% | HMDA 2025 |
| 2025 | Lewis and Clark County, MT | Refinance, 5 to 24 units | $480K | 8% | 1 yr | 62% | HMDA 2025 |
| 2025 | Yellowstone County, MT | Purchase, 5 to 24 units | $460K | 7% | 20 yr | 75% | HMDA 2025 |
| 2025 | Gallatin County, MT | Refinance, 5 to 24 units | $380K | 7% | 15 yr | 38% | HMDA 2025 |
| 2025 | Montana | Purchase, 5 to 24 units | $300K | 7.25% | 20 yr | 79% | HMDA 2025 |
| 2025 | Montana | Refinance, 5 to 24 units | $280K | 7% | 10 yr | 26% | HMDA 2025 |
| 2025 | Montana | Improvement, 5 to 24 units | $100K | 7.5% | 20 yr | 25% | HMDA 2025 |
| 2024 | Montana | Refinance, 5 to 24 units | $1.6M | 7.75% | 25 yr | 59% | HMDA 2024 |
| 2024 | Cascade County, MT | Refinance, 5 to 24 units | $1.2M | 8% | 20 yr | 42% | HMDA 2024 |
| 2024 | Montana | Purchase, 5 to 24 units | $1.1M | 7.75% | 25 yr | 72% | HMDA 2024 |
| 2024 | Cascade County, MT | Purchase, 5 to 24 units | $960K | 7% | 20 yr | 74% | HMDA 2024 |
| 2024 | Lewis and Clark County, MT | Purchase, 25 to 49 units | $920K | 8% | 25 yr | 64% | HMDA 2024 |
| 2024 | Lewis and Clark County, MT | Refinance, 25 to 49 units | $880K | 7% | 20 yr | 14% | HMDA 2024 |
| 2024 | Cascade County, MT | Purchase, 5 to 24 units | $800K | 7.5% | 21 yr | 100% | HMDA 2024 |
| 2024 | Lewis and Clark County, MT | Purchase, 5 to 24 units | $540K | 7.5% | 20 yr | 42% | HMDA 2024 |
| 2024 | Lewis and Clark County, MT | Purchase, 5 to 24 units | $400K | 7.5% | 20 yr | 42% | HMDA 2024 |
| 2024 | Cascade County, MT | Purchase, 5 to 24 units | $340K | 7.5% | 20 yr | 42% | HMDA 2024 |
| 2024 | Montana | Purchase, 5 to 24 units | $180K | 8% | 1 yr | 71% | HMDA 2024 |
| 26 multifamily loans made in 2024 and 2025 | $16.2M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Montana | State | 8 | $4.18M |
| Lewis and Clark County, MT | County | 7 | $4.40M |
| Cascade County, MT | County | 6 | $4.58M |
| Yellowstone County, MT | County | 2 | $960K |
| Gallatin County, MT | County | 1 | $380K |
| Missoula County, MT | County | 1 | $1.10M |
| Park County, MT | County | 1 | $620K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 22 | $11.2M |
| $1M to $2.5M | 4 | $5.00M |
| $2.5M to $5M | 0 | $0 |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 12 | $9.04M | $880K |
| 2025 | 14 | $7.18M | $500K |
| Purpose | Loans |
|---|---|
| Purchase | 16 |
| Refinance | 7 |
| Improvement | 3 |
| Units | Loans |
|---|---|
| 5 to 24 units | 24 |
| 25 to 49 units | 2 |
- Opportunity Bank of Montana made 26 multifamily loans totaling $16.2M in 2024 and 2025, in 7 named places across 1 state. HMDA,
- It made 14 of them in 2025 and 12 in 2024. HMDA,
- The typical loan was about $540K, with the middle half between $380K and $880K. HMDA,
- The largest was about $1.6M. Every amount is rounded to 2 significant figures. HMDA,
- 22 loans were under $1M, and 0 were $5M or more. HMDA,
- It reported a median rate of 7.50% on 26 loans, with the middle half between 7.00% and 7.75%. HMDA,
- The median term was 20 years. HMDA,
- The median loan to value was 56%. HMDA,
- 27% of the loans were refinancings and 62% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 24 loans. HMDA,
- Its loans were most often in Lewis and Clark County, MT (7), Cascade County, MT (6) and Yellowstone County, MT (2). HMDA,
What we don't know
- Whether Opportunity Bank of Montana is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.