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The Lender Report built this page from public records. Reliance State Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Reliance State Bank itself. Each figure shows its source and date. Work at Reliance State Bank? You can claim this page for free.

Multifamily record

Reliance State Bank: multifamily loans made

Reliance State Bank, a bank based in Story City, IA, made 11 multifamily loans in 2024 and 2025, $4.2M in all, in 1 state. The typical loan was about $200K, and the largest about $960K. Most were in Hancock County, IA.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 9, 2026
Multifamily loans
11
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$4.22M
HMDA,
Rounded amounts
Typical loan
$200K
HMDA,
Largest loan
$960K
HMDA,
Rounded to 2 significant figures
States
1
HMDA,

Cite this

Source: The Lender Report, Reliance State Bank: multifamily loans made, https://lender.report/lender/reliance-state-bank-ia/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Reliance State BankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025IowaPurchase, 5 to 24 units$960KHMDA 2025
2025IowaPurchase, 5 to 24 units$200KHMDA 2025
2025IowaPurchase, 5 to 24 units$45KHMDA 2025
2024Hancock County, IAPurchase, 5 to 24 units$860KHMDA 2024
2024Hancock County, IAPurchase, 5 to 24 units$860KHMDA 2024
2024IowaPurchase, 5 to 24 units$620KHMDA 2024
2024Cerro Gordo County, IAPurchase, 5 to 24 units$260KHMDA 2024
2024Story County, IAImprovement, 5 to 24 units$160KHMDA 2024
2024Hancock County, IAImprovement, 5 to 24 units$95KHMDA 2024
2024Hancock County, IAPurchase, 5 to 24 units$85KHMDA 2024
2024Cerro Gordo County, IAImprovement, 5 to 24 units$75KHMDA 2024
11 multifamily loans made in 2024 and 2025$4.22MHMDA 2024 and 2025

A blank means the source did not report it.

Where Reliance State Bank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Hancock County, IACounty4$1.90M
IowaState4$1.82M
Cerro Gordo County, IACounty2$335K
Story County, IACounty1$160K
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Reliance State Bank: multifamily loans by size
Loan sizeLoansDollars
Under $1M11$4.22M
$1M to $2.5M0$0
$2.5M to $5M0$0
$5M to $10M0$0
$10M or more0$0
HMDA,
Reliance State Bank: multifamily loans by year
YearLoansDollarsTypical loan
20248$3.02M$260K
20253$1.21M$200K
HMDA,
What the loans were for
PurposeLoans
Purchase8
Improvement3
HMDA,
Size of the property
UnitsLoans
5 to 24 units11
HMDA,
  • Reliance State Bank made 11 multifamily loans totaling $4.2M in 2024 and 2025, in 4 named places across 1 state. HMDA,
  • It made 3 of them in 2025 and 8 in 2024. HMDA,
  • The typical loan was about $200K, with the middle half between $85K and $860K. HMDA,
  • The largest was about $960K. Every amount is rounded to 2 significant figures. HMDA,
  • 11 loans were under $1M, and 0 were $5M or more. HMDA,
  • 0% of the loans were refinancings and 73% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 11 loans. HMDA,
  • Its loans were most often in Hancock County, IA (4), Cerro Gordo County, IA (2) and Story County, IA (1). HMDA,

What we don't know

  • Whether Reliance State Bank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.