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The Lender Report built this page from public records. River City Bank, Inc. has not reviewed it. Every lender's page starts this way, and it says nothing about River City Bank, Inc. itself. Each figure shows its source and date. Work at River City Bank, Inc.? You can claim this page for free.

Multifamily record

River City Bank, Inc.: multifamily loans made

River City Bank, Inc., a bank based in Louisville, KY, made 9 multifamily loans in 2024 and 2025, $41.5M in all, in 2 states. The typical loan was about $240K, and the largest about $39M. Most were in Jefferson County, KY.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 9, 2026
Multifamily loans
9
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$41.5M
HMDA,
Rounded amounts
Typical loan
$240K
HMDA,
Largest loan
$39M
HMDA,
Rounded to 2 significant figures
States
2
HMDA,

Cite this

Source: The Lender Report, River City Bank, Inc.: multifamily loans made, https://lender.report/lender/river-city-bank-ky/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

River City Bank, Inc.Newest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Jefferson County, KYPurchase, 5 to 24 units$860KHMDA 2025
2025Hardin County, KYPurchase, 5 to 24 units$220KHMDA 2025
2025Jefferson County, KYRefinance, 5 to 24 units$200KHMDA 2025
2025Bullitt County, KYRefinance, 5 to 24 units$160KHMDA 2025
2024Clark County, INPurchase, 150 or more units$39MHMDA 2024
2024Jefferson County, KYPurchase, 5 to 24 units$480KHMDA 2024
2024Jefferson County, KYPurchase, 5 to 24 units$340KHMDA 2024
2024Hardin County, KYPurchase, 5 to 24 units$240KHMDA 2024
2024Jefferson County, KYRefinance, 5 to 24 units$35KHMDA 2024
9 multifamily loans made in 2024 and 2025$41.5MHMDA 2024 and 2025

A blank means the source did not report it.

Where River City Bank, Inc.'s multifamily loans are, most loans first
PlaceAs namedLoansDollars
Jefferson County, KYCounty5$1.92M
Hardin County, KYCounty2$460K
Bullitt County, KYCounty1$160K
Clark County, INCounty1$39.0M
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

River City Bank, Inc.: multifamily loans by size
Loan sizeLoansDollars
Under $1M8$2.54M
$1M to $2.5M0$0
$2.5M to $5M0$0
$5M to $10M0$0
$10M or more1$39.0M
HMDA,
River City Bank, Inc.: multifamily loans by year
YearLoansDollarsTypical loan
20245$40.1M$340K
20254$1.44M$220K
HMDA,
What the loans were for
PurposeLoans
Purchase6
Refinance3
HMDA,
Size of the property
UnitsLoans
5 to 24 units8
150 or more units1
HMDA,
  • River City Bank, Inc. made 9 multifamily loans totaling $41.5M in 2024 and 2025, in 4 named places across 2 states. HMDA,
  • It made 4 of them in 2025 and 5 in 2024. HMDA,
  • The typical loan was about $240K, with the middle half between $200K and $480K. HMDA,
  • The largest was about $39M. Every amount is rounded to 2 significant figures. HMDA,
  • 8 loans were under $1M, and 1 was $5M or more. HMDA,
  • 33% of the loans were refinancings and 67% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 8 loans. HMDA,
  • Its loans were most often in Jefferson County, KY (5), Hardin County, KY (2) and Bullitt County, KY (1). HMDA,

What we don't know

  • Whether River City Bank, Inc. is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.