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SBA 7(a) record

Royal Banks of Missouri: SBA 7(a) loans made

Royal Banks of Missouri, a bank based in Saint Louis, MO, made 17 SBA 7(a) loans in the 36 months ending September 30, 2026, $6.3M in all, net of cancelled approvals. The typical loan was about $170K, and 3 were in the last 12 months. Most were in Missouri.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
17
SBA FOIA,
Net of cancelled approvals
Dollars
$6.29M
SBA FOIA,
Rounded amounts
Typical loan
$170K
SBA FOIA,
Largest loan
$2.2M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
3
SBA FOIA,

Cite this

Source: The Lender Report, Royal Banks of Missouri: SBA 7(a) loans made, https://lender.report/lender/royal-banks-of-missouri-mo/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Royal Banks of MissouriNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Mar 2026MissouriSBA 7(a), Arts, Entertainment, and Recreation$270K7.75%7 yrSBA FOIA
Dec 2025MissouriSBA 7(a), Fabricated Structural Metal Manufacturing$2.2M7%25 yrSBA FOIA
Dec 2025MissouriSBA 7(a), Fabricated Structural Metal Manufacturing$150K8%1 yrSBA FOIA
Aug 2025MissouriSBA 7(a), Manufacturing$400K8.5%1 yrSBA FOIA
Aug 2025MissouriSBA 7(a), Pet Care (except Veterinary) Services$40K8.5%5 yrSBA FOIA
May 2025IllinoisSBA 7(a), Manufacturing$160K7.25%6 yrSBA FOIA
May 2025IllinoisSBA 7(a), Manufacturing$80K8.5%1 yrSBA FOIA
Apr 2025MissouriSBA 7(a), Other Personal Care Services$110K8.5%6 yrSBA FOIA
Jan 2025MissouriSBA 7(a), Retail Trade$220K8.75%10 yrSBA FOIA
Dec 2024MissouriSBA 7(a), Insurance Agencies and Brokerages$1.3M7.25%10 yrSBA FOIA
Sep 2024MissouriSBA 7(a), Beer, Wine, and Liquor Retailers$200K10%5 yrSBA FOIA
Aug 2024MissouriSBA 7(a), Transportation and Warehousing$480K7.25%6 yrSBA FOIA
May 2024MissouriSBA 7(a), Other Individual and Family Services$250K9.5%1 yrSBA FOIA
May 2024MissouriSBA 7(a), Other Individual and Family Services$50K7.5%3 yrSBA FOIA
Apr 2024MissouriSBA 7(a), Wholesale Trade$120K9%1 yrSBA FOIA
Apr 2024MissouriSBA 7(a), Wholesale Trade$90K7.75%2 yrSBA FOIA
Mar 2024MissouriSBA 7(a), Other Personal Care Services$170K9.5%6 yrSBA FOIA
17 SBA 7(a) loans since October 2023, net of cancelled$6.29MSBA FOIA

A blank means the source did not report it.

Where Royal Banks of Missouri's SBA 7(a) loans were made, most loans first
StateLoansDollars
Missouri15$6.05M
Illinois2$240K
SBA FOIA,

SBA loans are on record by state only.

Royal Banks of Missouri: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K6$490K
$150K to $350K7$1.42M
$350K to $1M2$880K
$1M to $2.5M2$3.50M
$2.5M or more0$0
SBA FOIA,
Royal Banks of Missouri: SBA 7(a) loans by quarter
QuarterLoansDollars
2024 Q11$170K
2024 Q24$510K
2024 Q32$680K
2024 Q41$1.30M
2025 Q11$220K
2025 Q23$350K
2025 Q32$440K
2025 Q42$2.35M
2026 Q11$270K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Royal Banks of Missouri lent to, most loans first
Industry (NAICS)Loans
Manufacturing3
Fabricated Structural Metal Manufacturing (332312)2
Other Individual and Family Services (624190)2
Other Personal Care Services (812199)2
Wholesale Trade2
Arts, Entertainment, and Recreation1
Beer, Wine, and Liquor Retailers (445320)1
Insurance Agencies and Brokerages (524210)1
Pet Care (except Veterinary) Services (812910)1
Retail Trade1
Transportation and Warehousing1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
7a General9
SBA Express Program6
Working Capital CAPLine2
SBA FOIA,
  • Royal Banks of Missouri made 17 SBA 7(a) loans totaling $6.3M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
  • 3 of them were in the 12 months to September 30, 2026, and 7 in the 12 months before. SBA FOIA,
  • The typical loan was about $170K, with the middle half between $110K and $270K. SBA FOIA,
  • The largest was about $2.2M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 6 loans were under $150K, and 2 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.50% on 17 loans, with the middle half between 7.50% and 8.75%. SBA FOIA,
  • The median term was 5 years. SBA FOIA,
  • Its loans went most often to Manufacturing, with 3. SBA FOIA,
  • The SBA file lists 9 of its loans as processed under 7a General. SBA FOIA,
  • Its loans were most often in Missouri (15) and Illinois (2). SBA FOIA,

What we don't know

  • Whether Royal Banks of Missouri is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.