Unverified listing What this means
The Lender Report built this page from public records. Seneca Nation of Indians Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Seneca Nation of Indians Credit Union itself. Each figure shows its source and date. Work at Seneca Nation of Indians Credit Union? You can claim this page for free.
Credit union, Irving, NY
Seneca Nation of Indians Credit Union
Seneca Nation of Indians Credit Union, a $9.5M credit union in Irving, NY, reported no business loans as of June 30, 2026.
- Kind
- Credit union
- Data as of
- June 30, 2026
- Page last changed
- November 12, 2026
- Business loans on its books
- None reported
- NCUA 5300,
- Holds, not loans made
- Total assets
- $9.53M
- NCUA 5300,
- All loans held, any kind
- $5.18M
- NCUA 5300,
- Not only business loans
- Offices
- 2
- NCUA 5300,
- In 1 state
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 716-532-8179 From the NCUA record, June 30, 2026.
- Website
- www.snifcu.orgFrom the NCUA record, November 9, 2026.
- Names it files under
- SENECA NATION OF INDIANS; Seneca Nation of Indians Federal Credit UnionNCUA 5300,
- Address
- 12837 Route 438, Irving, NY 14081NCUA 5300,
- Regulator record
- NCUA profile
You generally must be a member of a credit union to borrow from it. Field of membership: Multiple common bond - other. Designated low-income by NCUA.
Recently done
Balances only
Balances only. No public file shows individual loans this lender made. Below is how its book moved.
| When | What the record shows | Source |
|---|---|---|
| October 21, 2026 | Certified by the CDFI Fund as a Community Development Financial Institution.Membership in a public list, not lending volume. | CDFI Fund certified list, |
No public record of recent loans. That can mean no such loans or no duty to report.
Looking for a lender with commercial loans on record?
Program lists that name this lender
Membership, not lending volume
- Listed by CDFI Fund: List of Certified CDFIs as: Certified CDFI (October 21, 2026). Certified by the CDFI Fund as a Community Development Financial Institution. Kind of institution: Credit Union. Certification: Certified by the CDFI Fund since 2026-10-08.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
Where it lends
Offices beside loans on record
| State | Offices |
|---|---|
| New York HQ | 2 |
Capacity. Not a rating
Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.
| Measure | This lender | How it is worked out | Source |
|---|---|---|---|
| Business loan cap | $1.17M | Estimate: the lesser of 1.75 times net worth or 12.25% of assets. Low-income designated credit unions and some others are exempt. Not a statement from the credit union. | NCUA 5300, 12 CFR 723.8, Jun 30, 2026 |
| Largest single borrower | $193K | Estimate: the greater of 15% of net worth or $100,000. Not a limit the credit union has stated. | NCUA 5300, 12 CFR 723.4, Jun 30, 2026 |
| Loans to assets | 54.4% | Total loans divided by total assets. | NCUA 5300, |
Peer ranges need three or more similar lenders that report the measure. There are too few here, so none is shown.
Measures that are zero only because this lender reports no business loans are left out.
Estimates use the formulas in 12 CFR 723. Low-income designated credit unions and some others are exempt from the cap.
What we don't know
- Whether it is taking new loans today, or on what terms.
- Who can join. A credit union lends only to its members, and field of membership decides who qualifies.
- Whether it made any commercial real estate loans in the first half of 2026. It reported none, and the 5300 covers only what it files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- Credit union concentration ratios here are our own calculation against net worth. They are not a regulatory test or limit. Originations are Jan-Jun 2026 year to date.
Check this page
Against the regulator's own record
- Name and charter. Seneca Nation of Indians Credit Union, NCUA charter 24863. Compare it with the regulator's record. [NCUA profile]
- Balances. $9.53M in total assets and no commercial loans held, from the NCUA 5300 for June 30, 2026.
- Loans made. Your NCUA Form 5300 for June 30, 2026 reports no commercial loans made. If that is wrong, report it with evidence.
- Phone and website. Phone 716-532-8179, from the NCUA record. Website snifcu.org, from the NCUA record. [How to reach them]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of June 30, 2026. Page last changed November 12, 2026.
- Regulator
- National Credit Union Administration
- NCUA charter
- 24863
- RSSD
- 4874076
- The Lender Report ID
- lr_007841
- Main office county
- Erie
- Members
- 2,754
- NCUA region
- 1 - Eastern
NCUA credit union details,
- Reported $9.5M in total assets as of June 30, 2026 (NCUA 5300).
- Listed 2 offices in 1 state (NCUA).
- Certified by the CDFI Fund as a Community Development Financial Institution. (CDFI Fund list, as of October 21, 2026).
Cite this
Source: The Lender Report, Seneca Nation of Indians Credit Union, https://lender.report/lender/seneca-nation-of-indians-credit-union-ny/, data as of June 30, 2026.
Sources
- NCUA 5300, June 30, 2026
- NCUA 5300, June 30, 2025
- NCUA 5300, June 30, 2026
- CDFI Fund certified list, October 21, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Work at Seneca Nation of Indians Credit Union? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem