Unverified listing What this means
The Lender Report built this page from public records. St. Charles County Economic Development Council has not reviewed it. Every lender's page starts this way, and it says nothing about St. Charles County Economic Development Council itself. Each figure shows its source and date. Work at St. Charles County Economic Development Council? You can claim this page for free.
Certified Development Company, St. Charles, MO
St. Charles County Economic Development Council
A Certified Development Company based in St. Charles, MO. No public file shows individual loans it has made.
- Kind
- SBA Certified Development Company
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the Certified Development Company on SBA 504 projects.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- SBA 504 as CDC
- 48
- SBA FOIA,
- Net of cancelled
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 636-229-5281 From the SBA list, retrieved November 9, 2026.
- Website
- www.edcscc.comFrom the SBA list, November 9, 2026.
- Address
- 5988 Mid Rivers Mall Drive, St. Charles, MO 63304SBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a Certified Development Company.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Dec 2025 | Missouri | SBA 504, Other Services (except Public Administration) | $280K | 20 yr | SBA FOIA | ||
| Sep 2025 | Missouri | SBA 504, Retail Trade | $260K | 25 yr | SBA FOIA | ||
| Aug 2025 | Missouri | SBA 504, Full-Service Restaurants | $400K | 25 yr | SBA FOIA | ||
| Jun 2025 | Missouri | SBA 504, Educational Services | $700K | 25 yr | SBA FOIA | ||
| May 2025 | Missouri | SBA 504, Other Services (except Public Administration) | $2.5M | 25 yr | SBA FOIA | ||
| Mar 2025 | Missouri | SBA 504, Arts, Entertainment, and Recreation | $3.9M | 25 yr | SBA FOIA | ||
| Mar 2025 | Missouri | SBA 504, Arts, Entertainment, and Recreation | $3.7M | 25 yr | SBA FOIA | ||
| Mar 2025 | Missouri | SBA 504, Construction | $400K | 25 yr | SBA FOIA | ||
| Feb 2025 | Missouri | SBA 504, Arts, Entertainment, and Recreation | $2.9M | 25 yr | SBA FOIA | ||
| Jan 2025 | Missouri | SBA 504, Retail Trade | $980K | 25 yr | SBA FOIA | ||
| Jan 2025 | Missouri | SBA 504, Accommodation and Food Services | $320K | 25 yr | SBA FOIA | ||
| Jan 2025 | Missouri | SBA 504, Professional, Scientific, and Technical Services | $89K | 10 yr | SBA FOIA | ||
| Dec 2024 | Missouri | SBA 504, Agriculture, Forestry, Fishing and Hunting | $900K | 25 yr | SBA FOIA | ||
| Dec 2024 | Missouri | SBA 504, Other Services (except Public Administration) | $290K | 25 yr | SBA FOIA | ||
| Nov 2024 | Missouri | SBA 504, Full-Service Restaurants | $400K | 25 yr | SBA FOIA | ||
| Nov 2024 | Missouri | SBA 504, Other Services (except Public Administration) | $120K | 25 yr | SBA FOIA | ||
| Oct 2024 | Missouri | SBA 504, Manufacturing | $3.4M | 25 yr | SBA FOIA | ||
| Oct 2024 | Missouri | SBA 504, Manufacturing | $840K | 25 yr | SBA FOIA | ||
| Aug 2024 | Missouri | SBA 504, Accommodation and Food Services | $720K | 25 yr | SBA FOIA | ||
| Aug 2024 | Missouri | SBA 504, Other Services (except Public Administration) | $210K | 25 yr | SBA FOIA | ||
| Jul 2024 | Missouri | SBA 504, General Automotive Repair | $260K | 25 yr | SBA FOIA | ||
| Jun 2024 | Missouri | SBA 504, Educational Services | $1.6M | 25 yr | SBA FOIA | ||
| Feb 2024 | Missouri | SBA 504, Other Services (except Public Administration) | $620K | 25 yr | SBA FOIA | ||
| Feb 2024 | Missouri | SBA 504, Health Care and Social Assistance | $590K | 25 yr | SBA FOIA | ||
| Feb 2024 | Missouri | SBA 504, Limited-Service Restaurants | $560K | 25 yr | SBA FOIA |
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 504 as CDC, net of cancelled | 36 months to Sep 2026 | 48 | $49.5M | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Other Services (except Public Administration) | 6 | $3.26M |
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: List of Certified Development Companies as: SBA Certified Development Company (November 9, 2026). Listed by SBA as a Certified Development Company. States served: MO.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
Where it lends
Offices beside loans on record
| State | Offices |
|---|---|
| Missouri HQ | 1 |
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- SBA Certified Development Company, named on SBA 504 projects in the file.
Check this page
Against the regulator's own record
- Name and entity. St. Charles County Economic Development Council, St. Charles, MO. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 48 recorded loans from SBA files, through September 30, 2026: 48 SBA 504 as the CDC in 36 months. Each has its source and date.
- Phone and website. Phone 636-229-5281. Website edcscc.com, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009567
- Served as Certified Development Company on 49 SBA 504 approvals with $49.7M in SBA debentures from October 1, 2023 to September 30, 2026 (SBA).
- Listed by SBA as a Certified Development Company. (SBA list, as of November 9, 2026).
Cite this
Source: The Lender Report, St. Charles County Economic Development Council, https://lender.report/lender/st-charles-county-economic-development-council-mo/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem