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The Lender Report built this page from public records. State Bank of Southern Utah has not reviewed it. Every lender's page starts this way, and it says nothing about State Bank of Southern Utah itself. Each figure shows its source and date. Work at State Bank of Southern Utah? You can claim this page for free.
SBA 7(a) record
State Bank of Southern Utah: SBA 7(a) loans made
State Bank of Southern Utah, a bank based in Cedar City, UT, made 53 SBA 7(a) loans in the 36 months ending September 30, 2026, $15.1M in all, net of cancelled approvals. The typical loan was about $150K, and 15 were in the last 12 months. Most were in Utah.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 53
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $15.1M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $150K
- SBA FOIA,
- Largest loan
- $3.1M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 15
- SBA FOIA,
Cite this
Source: The Lender Report, State Bank of Southern Utah: SBA 7(a) loans made, https://lender.report/lender/state-bank-of-southern-utah-ut/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Utah | SBA 7(a), Pharmacies and Drug Retailers | $150K | 7.5% | 10 yr | SBA FOIA | |
| May 2026 | Utah | SBA 7(a), All Other Amusement and Recreation Industries | $150K | 7.75% | 10 yr | SBA FOIA | |
| May 2026 | Utah | SBA 7(a), All Other Amusement and Recreation Industries | $100K | 7.75% | 7 yr | SBA FOIA | |
| Apr 2026 | Utah | SBA 7(a), Automotive Glass Replacement Shops | $500K | 7.25% | 10 yr | SBA FOIA | |
| Mar 2026 | Utah | SBA 7(a), Other Personal and Household Goods Repair and Maintenance | $50K | 8.25% | 7 yr | SBA FOIA | |
| Mar 2026 | Utah | SBA 7(a), Landscaping Services | $50K | 9.25% | 7 yr | SBA FOIA | |
| Mar 2026 | Utah | SBA 7(a), Manufacturing | $40K | 9% | 7 yr | SBA FOIA | |
| Mar 2026 | Utah | SBA 7(a), All Other Home Furnishings Retailers | $25K | 7.5% | 7 yr | SBA FOIA | |
| Jan 2026 | Utah | SBA 7(a), Offices of Dentists | $260K | 8.5% | 10 yr | SBA FOIA | |
| Jan 2026 | Utah | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $150K | 9.25% | 7 yr | SBA FOIA | |
| Jan 2026 | Utah | SBA 7(a), Solid Waste Collection | $50K | 8.25% | 7 yr | SBA FOIA | |
| Dec 2025 | Utah | SBA 7(a), Other Building Finishing Contractors | $340K | 7.5% | 25 yr | SBA FOIA | |
| Dec 2025 | Utah | SBA 7(a), Site Preparation Contractors | $250K | 7.5% | 7 yr | SBA FOIA | |
| Dec 2025 | Utah | SBA 7(a), Sporting Goods Retailers | $150K | 7.75% | 7 yr | SBA FOIA | |
| Dec 2025 | Utah | SBA 7(a), Transportation and Warehousing | $50K | 9.75% | 7 yr | SBA FOIA | |
| Sep 2025 | Utah | SBA 7(a), Wholesale Trade | $180K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2025 | Utah | SBA 7(a), Transportation and Warehousing | $150K | 8% | 7 yr | SBA FOIA | |
| Aug 2025 | Utah | SBA 7(a), Sports and Recreation Instruction | $330K | 9.25% | 25 yr | SBA FOIA | |
| Apr 2025 | Utah | SBA 7(a), Nail Salons | $400K | 9% | 7 yr | SBA FOIA | |
| Mar 2025 | Utah | SBA 7(a), Dairy Product (except Dried or Canned) Merchant Wholesalers | $400K | 8.5% | 10 yr | SBA FOIA | |
| Mar 2025 | Utah | SBA 7(a), Dairy Product (except Dried or Canned) Merchant Wholesalers | $100K | 10% | 7 yr | SBA FOIA | |
| Mar 2025 | Utah | SBA 7(a), Retail Trade | $20K | 10% | 5 yr | SBA FOIA | |
| Feb 2025 | Utah | SBA 7(a), Retail Trade | $150K | 9.5% | 7 yr | SBA FOIA | |
| Feb 2025 | Utah | SBA 7(a), Landscaping Services | $66K | 11% | 5 yr | SBA FOIA | |
| Jan 2025 | Utah | SBA 7(a), Pharmacies and Drug Retailers | $480K | 9.25% | 10 yr | SBA FOIA | |
| 53 SBA 7(a) loans since October 2023, net of cancelled | $15.1M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Utah | 51 | $14.8M |
| Arizona | 1 | $220K |
| Nevada | 1 | $100K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 20 | $1.06M |
| $150K to $350K | 22 | $4.32M |
| $350K to $1M | 9 | $4.53M |
| $1M to $2.5M | 1 | $2.10M |
| $2.5M or more | 1 | $3.10M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 5 | $3.98M |
| 2024 Q1 | 6 | $1.13M |
| 2024 Q2 | 4 | $1.41M |
| 2024 Q3 | 6 | $2.94M |
| 2024 Q4 | 6 | $850K |
| 2025 Q1 | 7 | $1.42M |
| 2025 Q2 | 1 | $400K |
| 2025 Q3 | 3 | $660K |
| 2025 Q4 | 4 | $790K |
| 2026 Q1 | 7 | $625K |
| 2026 Q2 | 3 | $750K |
| 2026 Q3 | 1 | $150K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Snack and Nonalcoholic Beverage Bars (722515) | 4 |
| Landscaping Services (561730) | 3 |
| Pharmacies and Drug Retailers (456110) | 3 |
| Sporting Goods Retailers (459110) | 3 |
| Transportation and Warehousing | 3 |
| All Other Amusement and Recreation Industries (713990) | 2 |
| Dairy Product (except Dried or Canned) Merchant Wholesalers (424430) | 2 |
| General Automotive Repair (811111) | 2 |
| Nail Salons (812113) | 2 |
| Retail Trade | 2 |
| All Other Business Support Services (561499) | 1 |
| All Other Home Furnishings Retailers (449129) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 43 |
| 7a General | 10 |
- State Bank of Southern Utah made 53 SBA 7(a) loans totaling $15.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
- 15 of them were in the 12 months to September 30, 2026, and 17 in the 12 months before. SBA FOIA,
- The typical loan was about $150K, with the middle half between $66K and $260K. SBA FOIA,
- The largest was about $3.1M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 20 loans were under $150K, and 2 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.00% on 53 loans, with the middle half between 8.75% and 9.75%. SBA FOIA,
- The median term was 7 years. SBA FOIA,
- Its loans went most often to Snack and Nonalcoholic Beverage Bars, with 4. SBA FOIA,
- The SBA file lists 43 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in Utah (51), Arizona (1) and Nevada (1). SBA FOIA,
What we don't know
- Whether State Bank of Southern Utah is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.