Metro area · NY
Lenders in Kingston, NY
31 lenders made 55 multifamily loans in the Kingston, NY metro area in 2024 and 2025, $202.3M in all. Ulster Savings Bank made the most, with 6. The typical loan was about $700K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 31
- HMDA,
- Multifamily loans, 2024-25
- 55
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $202M
- HMDA,
- Typical loan
- $700K
- HMDA,
Cite this
Source: The Lender Report, Lenders in Kingston, NY, https://lender.report/lenders-in/kingston-ny/, data as of December 31, 2025.
Describe a deal in Kingston, NY
This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
Start with a deal in Kingston, NYA lender in Kingston, NY? Find your page
| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Ulster Savings Bank multifamily record | Savings | Kingston, NY | 6 | $7.38M | 3 | 3 |
| Logan Finance Corporation multifamily record | Non-bank | Haupaugge, NY | 5 | $2.64M | 5 | 0 |
| NBT Bank, National Association multifamily record | Bank | Norwich, NY | 3 | $29.2M | 2 | 1 |
| Bank of Greene multifamily record | Savings | Catskill, NY | 3 | $1.88M | 2 | 1 |
| Orange Bank & Trust Company multifamily record | Bank | Middletown, NY | 3 | $1.54M | 2 | 1 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 2 | $17.0M | 2 | 0 |
| M&T Realty Capital Corporation multifamily record | Non-bank | Buffalo, NY | 2 | $10.1M | 0 | 2 |
| Sawyer Savings Bank | Savings | Saugerties, NY | 2 | $1.24M | 1 | 1 |
| Rondout Savings Bank multifamily record | Savings | Kingston, NY | 2 | $1.18M | 2 | 0 |
| Mid-Hudson Valley Credit Union multifamily record | Credit union | Kingston, NY | 2 | $940K | 2 | 0 |
| ReadyCap Commercial LLC multifamily record | Non-bank | Berkeley Heights, NJ | 1 | $48.0M | 0 | 1 |
| PNC Bank, National Association multifamily record | Bank | Wilmington, DE | 1 | $22.0M | 1 | 0 |
| Amalgamated Bank multifamily record | Bank | New York, NY | 1 | $11.0M | 0 | 1 |
| PGIM Real Estate Agency Financing, LLC multifamily record | Non-bank | Dallas, TX | 1 | $7.00M | 1 | 0 |
| Merchants Capital Corp. multifamily record | Non-bank | Carmel, IN | 1 | $5.70M | 0 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Ulster County, NY | 55 | $203M | 31 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 33 |
| $1M to $2.5M | 6 |
| $2.5M to $5M | 4 |
| $5M to $10M | 6 |
| $10M or more | 6 |
- Lenders made 55 multifamily loans totaling $202.3M in Kingston, NY in 2024 and 2025. HMDA,
- 4 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 32 of the loans were made in 2025 and 23 in 2024. HMDA,
- The typical loan in Kingston, NY was about $700K, with the middle half between $480K and $4.1M. HMDA,
- 33 of the loans were under $1M, and 12 were $5M or more. HMDA,
- Lenders reported a median rate of 7.25% on 42 loans in Kingston, NY, with the middle half between 6.52% and 8.25%. HMDA,
- The median term was 15 years. HMDA,
- The median loan to value was 69%. HMDA,
- 53% of the loans were refinancings and 45% were purchases. HMDA,
- Banks and savings institutions made 30 of the loans, credit unions 3, and non-banks 18. HMDA,
- The five most active lenders made 36.4% of the loans. HMDA,
- The three most active lenders were Ulster Savings Bank with 6, Logan Finance Corporation with 5, and NBT Bank, National Association with 3. HMDA,
- 18 of the 31 lenders are based in New York. The rest are based elsewhere, most often in Delaware, Maryland and New Jersey. HMDA,
- The most common property size was 5 to 24 units, with 40 loans. HMDA,
- 1 county in the metro area has loans on record, and Ulster County, NY has the most, with 55. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Kingston, NY metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.