County · MA
Multifamily lenders in Worcester County, MA
87 lenders made 403 multifamily loans in Worcester County, MA in 2024 and 2025, $1.2B in all. Webster First Credit Union made the most, with 52. The typical loan was about $820K. The county is part of the Worcester, MA metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 87
- HMDA,
- Multifamily loans, 2024-25
- 403
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $1.22B
- HMDA,
- Typical loan
- $820K
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Worcester County, MA, https://lender.report/lenders-in/massachusetts/worcester-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Webster First Credit Union multifamily record | Credit union | Worcester, MA | 52 | $60.4M | 26 | 26 | $740K |
| GFA Credit Union multifamily record | Credit union | Gardner, MA | 28 | $24.3M | 13 | 15 | $680K |
| Cornerstone Bank multifamily record | Bank | Spencer, MA | 23 | $12.0M | 16 | 7 | $480K |
| Workers Credit Union multifamily record | Credit union | Littleton, MA | 15 | $39.3M | 11 | 4 | $1.2M |
| Rockland Trust Company multifamily record | Bank | Rockland, MA | 15 | $39.1M | 13 | 2 | $900K |
| Country Bank for Savings multifamily record | Savings | Ware, MA | 14 | $20.8M | 8 | 6 | $1M |
| The Lowell Five Cent Savings Bank multifamily record | Savings | Tewksbury, MA | 14 | $20.5M | 5 | 9 | $940K |
| Jeanne D'Arc Credit Union multifamily record | Credit union | Lowell, MA | 13 | $12.9M | 3 | 10 | $680K |
| Savers Co-operative Bank multifamily record | Savings | Southbridge, MA | 10 | $25.9M | 8 | 2 | $2.1M |
| Eastern Bank multifamily record | Bank | Boston, MA | 9 | $44.7M | 4 | 5 | $4M |
| Leader Bank, National Association multifamily record | Bank | Arlington, MA | 8 | $52.1M | 4 | 4 | $1.8M |
| Central One Credit Union multifamily record | Credit union | Shrewsbury, MA | 8 | $10.4M | 6 | 2 | $1M |
| Avidia Bank multifamily record | Savings | Hudson, MA | 8 | $10.3M | 6 | 2 | $1M |
| Webster Five Cents Savings Bank multifamily record | Savings | Webster, MA | 8 | $5.52M | 5 | 3 | $640K |
| Greenfield Savings Bank multifamily record | Savings | Greenfield, MA | 7 | $11.4M | 5 | 2 | $1.1M |
| Brightbridge Credit Union multifamily record | Credit union | Lawrence, MA | 7 | $4.16M | 1 | 6 | $700K |
| Clinton Savings Bank multifamily record | Savings | Clinton, MA | 6 | $17.6M | 4 | 2 | $1.7M |
| OneLocal Bank multifamily record | Savings | Norwood, MA | 6 | $11.8M | 3 | 3 | $1.4M |
| I-C Credit Union multifamily record | Credit union | Fitchburg, MA | 6 | $6.52M | 3 | 3 | $800K |
| Southbridge Credit Union multifamily record | Credit union | Southbridge, MA | 5 | $4.18M | 1 | 4 | $620K |
| UniBank for Savings multifamily record | Bank | Whitinsville, MA | 4 | $30.3M | 2 | 2 | $9M |
| All One Credit Union multifamily record | Credit union | Leominster, MA | 4 | $4.34M | 2 | 2 | $1.1M |
| Salem Five Cents Savings Bank multifamily record | Bank | Salem, MA | 4 | $3.72M | 2 | 2 | $960K |
| North Brookfield Savings Bank | Bank | North Brookfield, MA | 4 | $3.64M | 2 | 2 | $940K |
| ST. Mary's Credit Union multifamily record | Credit union | Marlborough, MA | 4 | $3.38M | 3 | 1 | $840K |
| A&D Mortgage LLC multifamily record | Non-bank | Ft. Lauderdale, FL | 4 | $2.56M | 4 | 0 | $780K |
| Lendsure Mortgage Corp. multifamily record | Non-bank | San Diego, CA | 4 | $2.28M | 4 | 0 | $500K |
| Bay State Savings Bank multifamily record | Savings | Worcester, MA | 4 | $2.19M | 2 | 2 | $760K |
| Dean Co-operative Bank multifamily record | Savings | Franklin, MA | 4 | $1.96M | 2 | 2 | $500K |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 3 | $183M | 2 | 1 | $51M |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 241 | 62 |
| $1M to $2.5M | 87 | 38 |
| $2.5M to $5M | 27 | 18 |
| $5M to $10M | 27 | 19 |
| $10M or more | 21 | 16 |
- Lenders made 403 multifamily loans totaling $1.2B in Worcester County, MA in 2024 and 2025. HMDA,
- 18 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 229 of the loans were made in 2025 and 174 in 2024. HMDA,
- The typical loan in Worcester County, MA was about $820K, with the middle half between $580K and $1.6M. HMDA,
- 241 of the loans were under $1M, and 48 were $5M or more. HMDA,
- Lenders reported a median rate of 6.75% on 246 loans in Worcester County, MA, with the middle half between 6.41% and 7.00%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 72%. HMDA,
- 30% of the loans were refinancings and 59% were purchases. HMDA,
- Banks and savings institutions made 201 of the loans, credit unions 154, and non-banks 30. HMDA,
- The five most active lenders made 33.0% of the loans. HMDA,
- The three most active lenders were Webster First Credit Union with 52, GFA Credit Union with 28, and Cornerstone Bank with 23. HMDA,
- 56 of the 87 lenders are based in Massachusetts. The rest are based elsewhere, most often in California, New York and Maine. HMDA,
- The most common property size was 5 to 24 units, with 336 loans. HMDA,
- Worcester County, MA is part of the Worcester, MA metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Worcester County, MA
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.