Metro area · WI
Lenders in Racine, WI
36 lenders made 67 multifamily loans in the Racine-Mount Pleasant, WI metro area in 2024 and 2025, $181.6M in all. Tri City National Bank made the most, with 6. The typical loan was about $880K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 36
- HMDA,
- Multifamily loans, 2024-25
- 67
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $182M
- HMDA,
- Typical loan
- $880K
- HMDA,
Cite this
Source: The Lender Report, Lenders in Racine, WI, https://lender.report/lenders-in/racine-wi/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Tri City National Bank multifamily record | Bank | Oak Creek, WI | 6 | $5.45M | 2 | 4 |
| Educators Credit Union multifamily record | Credit union | Racine, WI | 6 | $3.98M | 2 | 4 |
| Landmark Credit Union multifamily record | Credit union | Brookfield, WI | 4 | $5.60M | 3 | 1 |
| Town Bank, National Association multifamily record | Bank | Hartland, WI | 4 | $1.90M | 3 | 1 |
| Summit Credit Union multifamily record | Credit union | Madison, WI | 3 | $5.22M | 0 | 3 |
| The Equitable Bank, S.S.B. multifamily record | Savings | Wauwatosa, WI | 3 | $2.64M | 1 | 2 |
| Community State Bank | Bank | Union Grove, WI | 3 | $1.06M | 1 | 2 |
| Associated Bank, National Association multifamily record | Bank | Green Bay, WI | 2 | $20.1M | 0 | 2 |
| Fox Communities Credit Union multifamily record | Credit union | Appleton, WI | 2 | $18.9M | 2 | 0 |
| DMB Community Bank multifamily record | Bank | Madison, WI | 2 | $8.50M | 2 | 0 |
| Eagle Rock Bank | Bank | Rochester, MN | 2 | $4.90M | 2 | 0 |
| Johnson Bank multifamily record | Bank | Racine, WI | 2 | $4.90M | 0 | 2 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 2 | $4.80M | 1 | 1 |
| State Bank of Chilton multifamily record | Bank | Chilton, WI | 2 | $2.96M | 0 | 2 |
| First-Citizens Bank & Trust Company multifamily record | Bank | Raleigh, NC | 2 | $900K | 1 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Racine County, WI | 67 | $181M | 36 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 36 |
| $1M to $2.5M | 15 |
| $2.5M to $5M | 8 |
| $5M to $10M | 5 |
| $10M or more | 3 |
- Lenders made 67 multifamily loans totaling $181.6M in Racine, WI in 2024 and 2025. HMDA,
- 32 of the loans were made in 2025 and 35 in 2024. HMDA,
- The typical loan in Racine, WI was about $880K, with the middle half between $400K and $2.1M. HMDA,
- 36 of the loans were under $1M, and 8 were $5M or more. HMDA,
- Lenders reported a median rate of 6.85% on 44 loans in Racine, WI, with the middle half between 6.38% and 7.58%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 69%. HMDA,
- 49% of the loans were refinancings and 43% were purchases. HMDA,
- Banks and savings institutions made 45 of the loans, credit unions 17, and non-banks 5. HMDA,
- The five most active lenders made 34.3% of the loans. HMDA,
- The three most active lenders were Tri City National Bank with 6, Educators Credit Union with 6, and Landmark Credit Union with 4. HMDA,
- 22 of the 36 lenders are based in Wisconsin. The rest are based elsewhere, most often in Illinois, California and Minnesota. HMDA,
- The most common property size was 5 to 24 units, with 46 loans. HMDA,
- 1 county in the metro area has loans on record, and Racine County, WI has the most, with 67. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Racine, WI metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.