Metro area · VA
Lenders in Roanoke, VA
26 lenders made 87 multifamily loans in the Roanoke, VA metro area in 2024 and 2025, $308.7M in all. Freedom First Credit Union made the most, with 16. The typical loan was about $960K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 26
- HMDA,
- Multifamily loans, 2024-25
- 87
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $309M
- HMDA,
- Typical loan
- $960K
- HMDA,
Cite this
Source: The Lender Report, Lenders in Roanoke, VA, https://lender.report/lenders-in/roanoke-va/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Freedom First Credit Union multifamily record | Credit union | Roanoke, VA | 16 | $22.0M | 12 | 4 |
| Bank of Botetourt multifamily record | Bank | Buchanan, VA | 13 | $10.9M | 9 | 4 |
| Atlantic Union Bank multifamily record | Bank | Richmond City, VA | 10 | $14.7M | 4 | 6 |
| The National Bank of Blacksburg multifamily record | Bank | Blacksburg, VA | 9 | $8.22M | 7 | 2 |
| HomeTrust Bank multifamily record | Bank | Asheville, NC | 7 | $28.6M | 4 | 3 |
| Berkadia Commercial Mortgage multifamily record | Non-bank | Ambler, PA | 3 | $38.7M | 2 | 1 |
| Pinnacle Bank multifamily record | Bank | Nashville, TN | 3 | $8.10M | 1 | 2 |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 2 | $10.4M | 2 | 0 |
| Citizens and Farmers Bank multifamily record | Bank | West Point, VA | 2 | $4.50M | 2 | 0 |
| First Bank multifamily record | Bank | Strasburg, VA | 2 | $1.38M | 2 | 0 |
| CNB Bank multifamily record | Bank | Clearfield, PA | 2 | $880K | 1 | 1 |
| Skyline National Bank multifamily record | Bank | Independence, VA | 2 | $480K | 1 | 1 |
| Bank of America, National Association multifamily record | Bank | Charlotte, NC | 1 | $49.0M | 1 | 0 |
| Berkeley Point Capital LLC multifamily record | Non-bank | Boston, MA | 1 | $37.0M | 1 | 0 |
| M&T Realty Capital Corporation multifamily record | Non-bank | Buffalo, NY | 1 | $22.0M | 1 | 0 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Roanoke city, VA | 58 | $158M | 20 |
| Roanoke County, VA | 10 | $37.5M | 8 |
| Salem city, VA | 6 | $17.4M | 4 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 46 |
| $1M to $2.5M | 16 |
| $2.5M to $5M | 11 |
| $5M to $10M | 6 |
| $10M or more | 8 |
- Lenders made 87 multifamily loans totaling $308.7M in Roanoke, VA in 2024 and 2025. HMDA,
- 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 57 of the loans were made in 2025 and 30 in 2024. HMDA,
- The typical loan in Roanoke, VA was about $960K, with the middle half between $500K and $2.6M. HMDA,
- 46 of the loans were under $1M, and 14 were $5M or more. HMDA,
- Lenders reported a median rate of 6.65% on 56 loans in Roanoke, VA, with the middle half between 6.29% and 7.25%. HMDA,
- The median term was 7 years. HMDA,
- The median loan to value was 71%. HMDA,
- 43% of the loans were refinancings and 48% were purchases. HMDA,
- Banks and savings institutions made 59 of the loans, credit unions 16, and non-banks 10. HMDA,
- The five most active lenders made 63.2% of the loans. HMDA,
- The three most active lenders were Freedom First Credit Union with 16, Bank of Botetourt with 13, and Atlantic Union Bank with 10. HMDA,
- 10 of the 26 lenders are based in Virginia. The rest are based elsewhere, most often in North Carolina, Ohio and Pennsylvania. HMDA,
- The most common property size was 5 to 24 units, with 58 loans. HMDA,
- 3 counties in the metro area have loans on record, and Roanoke city, VA has the most, with 58. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Roanoke, VA metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.