Metro area · MO
Lenders in St. Joseph, MO-KS
21 lenders made 50 multifamily loans in the St. Joseph, MO-KS metro area in 2024 and 2025, $44.2M in all. The Nodaway Valley Bank made the most, with 15. The typical loan was about $280K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 21
- HMDA,
- Multifamily loans, 2024-25
- 50
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $44.2M
- HMDA,
- Typical loan
- $280K
- HMDA,
Cite this
Source: The Lender Report, Lenders in St. Joseph, MO-KS, https://lender.report/lenders-in/st-joseph-mo-ks/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| The Nodaway Valley Bank multifamily record | Bank | Maryville, MO | 15 | $4.25M | 6 | 9 |
| Commerce Bank multifamily record | Bank | Kansas City, MO | 6 | $1.21M | 3 | 3 |
| HNB National Bank multifamily record | Bank | Hannibal, MO | 5 | $2.64M | 4 | 1 |
| Equity Bank multifamily record | Bank | Andover, KS | 2 | $1.00M | 1 | 1 |
| Access Bank multifamily record | Bank | Omaha, NE | 2 | $940K | 2 | 0 |
| First Option Bank | Bank | Osawatomie, KS | 2 | $880K | 1 | 1 |
| KS StateBank multifamily record | Bank | Manhattan, KS | 2 | $325K | 2 | 0 |
| Colliers Mortgage LLC multifamily record | Non-bank | Minneapolis, MN | 1 | $9.60M | 0 | 1 |
| Regions Bank multifamily record | Bank | Birmingham, AL | 1 | $4.90M | 0 | 1 |
| Mid-Missouri Bank multifamily record | Bank | Springfield, MO | 1 | $4.40M | 0 | 1 |
| Mutual Savings Association multifamily record | Savings | Leavenworth, KS | 1 | $3.20M | 0 | 1 |
| Communityamerica Credit Union multifamily record | Credit union | Lenexa, KS | 1 | $2.40M | 0 | 1 |
| CoreFirst Bank & Trust multifamily record | Bank | Topeka, KS | 1 | $1.00M | 0 | 1 |
| The Bank of Missouri multifamily record | Bank | Perryville, MO | 1 | $660K | 1 | 0 |
| CV3 Financial Services, LLC multifamily record | Non-bank | El Segundo, CA | 1 | $480K | 1 | 0 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Buchanan County, MO | 43 | $40.4M | 19 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 42 |
| $1M to $2.5M | 3 |
| $2.5M to $5M | 4 |
| $5M to $10M | 1 |
| $10M or more | 0 |
- Lenders made 50 multifamily loans totaling $44.2M in St. Joseph, MO-KS in 2024 and 2025. HMDA,
- 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 25 of the loans were made in 2025 and 25 in 2024. HMDA,
- The typical loan in St. Joseph, MO-KS was about $280K, with the middle half between $180K and $640K. HMDA,
- 42 of the loans were under $1M, and 1 were $5M or more. HMDA,
- Lenders reported a median rate of 7.50% on 26 loans in St. Joseph, MO-KS, with the middle half between 6.50% and 7.85%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 70%. HMDA,
- 54% of the loans were refinancings and 40% were purchases. HMDA,
- Banks and savings institutions made 44 of the loans, credit unions 1, and non-banks 3. HMDA,
- The five most active lenders made 60.0% of the loans. HMDA,
- The three most active lenders were The Nodaway Valley Bank with 15, Commerce Bank with 6, and HNB National Bank with 5. HMDA,
- 8 of the 21 lenders are based in Missouri. The rest are based elsewhere, most often in Kansas, California and Nebraska. HMDA,
- The most common property size was 5 to 24 units, with 39 loans. HMDA,
- 1 county in the metro area has loans on record, and Buchanan County, MO has the most, with 43. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the St. Joseph, MO-KS metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.